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HomeMy WebLinkAbout4.F.4. Setting Sale Date Series 2012A General Obligation Improvement Refunding Bonds-Res. No. 7185 �. �. �. City of Shakopee ���,4���'��°� $ ��'a . e @� y � F. K Memorandum � � �'� � � v � To: Mayor and City Council Mark McNeill, City Administrator From: Julie A. Linnihan, Finance Director Subject: Setting Sale Date Series 2012A, General Obligation Improvement Refunding Bonds Meeting Date: April 17 2012 Introduction: Council action is requested for the setting of sale of General Obligation Improvement Refunding Bonds, to refund the 2004A and 2004D outstanding series. This refunding is requested to allow the City to benefit from the current market conditions, providing for a reduced rate of interest on the existing issues. Back�round: The City issued series 2004A and 2004D General Obligation Debt to provide for project costs related to infrastructure improvements near the Dean Lakes commercial area, and the Public Works building facility, respectively. These issues are longer term bonds, (20 year maturity) with maturity scheduled in 2025. During 2012 budget discussions, City Council and staff discussed the impact and potential that debt refunding could provide as a benefit to the City. City staff has initiated and continued discussions with Springsted, the City's financial advisor, to determine if the City would experience a financial benefit through the refunding of these two existing debt issuances. Based on the attached information, and review of market conditions, it was determined that the refunding activities would be cost beneficial to the City. A schedule of upcoming events and the summary of the transactions related to the proposed refunding have been included for informational purposes. The Date of Sale is schedule for May 15 2012, and competitive proposals will be received, considered and a final recommendation presented to City Council that evening for their action. As is indicated in the enclosed information, the outcome of this process is subject to the market conditions at the time of the sale. The attached information is estimates only, and the documents presented on May 15 2012, will provide the actual sale results and final savings determination. Attached is the resolution prepared by bond counsel to establish the sale of the $4,960,000 on May 15 2012. Recommendation: Staff recommends the approval of the resolution setting the sale of the General Obligation Improvement Refunding Bonds for sale date of May 15 2012. � ' � • Na � • + � • • t 1 Requested Action: If Council concurs, it should, by motion, offer Resolution No. 7185, A resolution Providing for the Issuance and Sale of General Obligation Improvement Refunding Bonds, Series 2012A, in the Proposed Aggregate Principal Amount of $4,960,000. ...: ��� City of Shakopee, Minnesota Recommendations for Issuance of Bonds ;` $4, 960, 000 Gene�al Obligation lmprovement Refunding Bonds, Series 2012A � �. The Council has under consideration the issuance of bonds to refund two outstanding series City general obligation p improvement bonds. This document provides information relative to the proposed issuance. � cY �i KEY EVENTS: The following summary schedule includes the timing of some of the key events that will �' occur relative to the bond issuance. April 17, 2012 Council sets sale tlate and terms Week of May 7, 2012 (est.) Rating conference is conducted May 15, 2012,10:00 a.m. Competitive proposals are received May 15, 2012, 7:00 p.m. Council considers award of Bonds Early June, 2012 (est.) Proceeds are received RATING: An application will be made to Investors Service for a rating on the Bontls. The City's general obligation debt is currently ratetl "Aa2" by Moody's. x THE MARKET: Performance of the tax-exempt market is often measured by the Bond Buyer's Index ("BBI") which measures the yield of high grade municipal bonds in the 20�h year for general obligation bonds (the BBI 20 Bond Index) and the 30th year for revenue bonds (the BBI 25 Bond Intlex). The following chart illustrates these two indices over the past five years. y � v �. BBI 2�-bond (Revenue) and 2�-t�ond (�.0.) R�tes ft►ra Years Ending 41�i/2t112 �� s.s% - - -��i �s e��� � � ; 415�012 ��BI 20 Bond r ' 25 bond: 4.8895 ' 6.0% 1 �. 20 bond: 4.0896 } �' y � ��•, 5.5% � ~ � � � �. 5 �I♦ � {' {�+. L �/ � a r � ♦ . 1 1 1 J.0 iG � � � • � � V �! � f � 1 �} � � � / r .r � � A � 4 F 'T.S� 'T.V !O J.� 10 o ��� ���',� �,�����% ������������� � � o � Dates Prepared �by Springsted Incorparated . o O N Z O T r ' � 'c � Q `: Sprin�sted POST ISSUANCE The issuance of these bonds will result in post-issuance compliance responsibilities. The COMPLIANCE: responsibilities lie in two primary areas: i) compliance with federal arbitrage requirements and ii) compliance with secondary disclosure requirements. Federal arbitraqe requirements include a wide range of implications that have been taken into account as your issue has been structured. Post-issuance compliance responsibilities for your tax-exempt issue include both rebate and yield restriction provisions of the IRS Code. In very general terms the arbitrage requirements control the earnings on unexpended bond proceeds, including investment earnings, moneys held for debt service payments (which are considered to be proceeds under the IRS regulations), and/or reserves. The City will not qualify for an expenditure exception to rebate as proceeds of the bonds will be invested in an escrow account until the various call tlates of the Prior Bontls. Arbitrage rules do not permit investment earnings on the escrow account to exceed the yield on the Bonds; therefore no excess arbitrage would be earned. Yield restriction provisions will still apply to the debt service funtl and should be monitored throughout the life of the issue. Secondarv disclosure requirements result from an SEC requirement that underwriters provide ongoing disclosure information to investors. To meet this requirement, any prospective underwriter will require the City to commit to providing the information needed to comply under a continuing disclosure agreement. Springsted currently provides arbitrage and continuing disclosure compliance services to the City under separate contracts. Contract amendments adding this issue will be provided to City staff. SUPPLEMENTAL Supplementary information will be available to staff including detailed terms and contlitions INFORMATION AND of sale, comprehensive structuring schedules and information to assist in meeting post- BOND RECORD: issuance compliance responsibilities. Upon completion of the financing, a bond record will be provitled that contains pertinent documents and final debt service calculations for the transaction. PURPOSE: The Bonds are being issued to refund (i) the February 1, 2015 through 2025 maturities of the City's General Obligation Improvement Bontls, Series 2004A, tlated May 1, 2004 (the "Series 2004A Bonds") and (ii) the February 1, 2016 through 2025 maturities of the City's General Obligation Bonds, Series 2004D, dated November 1, 2004 (the "Series 2004D Bonds"). These transactions are being untlertaken to achieve interest cost savings. The Series 2004A Bontls and the Series 2004D Bonds are referred to collectively as the "Prior Bonds". The maturities of the Series 2004A Bonds to be refunded are currently outstantling in the aggregate principai amount of $1,110,000. The 2013 through 2014 maturities of the Series 2004A Bonds are not callable and will not be refunded. The Series 2004A Bontls are callable on February 1, 2014. The Series 2004A Bontls were originally issued to finance various improvement projects in the City. The maturities of the Series 2004D Bonds to be refunded are currently outstantling in the aggregate principal amount of $3,580,000. The 2013 through 2015 maturities of the Series 2004D Bonds are not callable and will not be refunded. The Series 2004D Bonds are callable on February 1, 2015. The 2004D Bonds were originally issued to finance construction of a City public works facility. Springsted Page2 AUTHORITY: Statutorv Authoritv: The Bonds are being issued pursuant to Minnesota Statutes Chapters 475 and 429. Statutorv Requirements: For advance refunding issues, a statutory test exists which establishes a minimum present value interest cost savings level of 3% of the present value of refunded debt service. Basetl on the current interest rate market the present estimate of the refunding savings for the Series 2004A Bonds is 7.474%. The present estimate of the refunding savings for the Series 2004D Bonds is 5.195%. These estimates are net of all costs associated with the refunding. SECURITY AND The Bonds will be general obligations of the City, secured by its full faith and credit and SOURCE OF taxing power. Principal and interest on the Bonds wiii be paid from a combination of ad PAYMENT: valorem property tax levies and special assessments against benefited properties. The issuance of the Bonds is being conducted as a"crossover" ativance refunding in which the proceeds of the Bonds are placed in an escrow account with a major bank and invested in government securities. These investments and their earnings are structured to pay interest on the Bonds to and including the respective call dates of the Prior Bonds, at which time the escrow account wiii prepay the callable maturities of the series of Prior Bonds. The City will continue to pay the originally schetluletl debt service payments on the Prior Bonds through their respective call dates. After the call date, the City will cross over and begin making debt service payments on that portion of the new Bonds, taking advantage of the lower interest rates. The City will make its first levy for the Series 2004A Bonds portion, as needed, in 2013 for collection in 2014. The City will make its first levy for the Series 2004D Bonds portion in 2014 for collection in 2015. First-half collections of taxes and special assessments wiil be used to pay the interest due each August 1. Second-half collections plus surplus first-half collections will be used to pay the principal and interest due the following February 1. SCHEDULES We have attached schedules showing the preliminary feasibility summary, debt service antl ATTACHED: the estimated savings resulting from the refundings, given the current interest rate environment. STRUCTURING The Bonds have been structured to provide for approximately even annual savings with a SUMMARY: term matching that of the Prior Bonds, determined in consultation with the City staff Based on current interest rate estimates, as of the date of these Recommendations, the refunding is projected to result in the City realizing savings for each of the Prior Bontls as described below: Avera e Net Future Net Present Annual Savinqs Value Benefit Value Benefit 2004A Bonds $9,204 $103,359 $90,450 2004D Bonds $22,893 $230,271 $198,925 Total $333,630 $289,375 SPt'IC1gSted Page3 RISKS/SPECIAL The outcome of this financing will rely on the market conditions at the time of the sale. Any CONSIDERATIONS: projections included herein are estimates based on current market conditions. SALE TERMS AND Variabilitv of Issue Size: A specific provision in the sale terms permits modifications to the MARKETING: issue size and/or maturity structure to customize the issue once the price antl interest rates are set on the day of sale. Prepavment Provisions: Bonds maturing on or after February 1, 2022 may be prepaid at a price of par plus accrued interest on or after February 1, 2021. Bank Qualification: The City does not expect to issue more than $10 million in tax-exempt obligations that counts against the $10 million limit for this calendar year; therefore, the Bonds are designated as bank qualifietl. FEDERAL The issuance of the Bonds is an advance refunding untler federal tax law and the Bontls CONSIDERATIONS may not be advance refunded using tax exempt bonds. If market conditions permit, a ANDIOR current refuntling coultl be done at or after the call date. REQUIREMENTS: Tax exempt advance refunding transactions have more restrictive federal arbitrage limitations than current refunding issues as they pertain to the escrow account. Coincident with the sale of the Bonds, a verification agent will be retained by the City to confirm that the refunding escrow is in compliance with fetleral yield restrictions and will also verify the adequacy of the escrow to satisfy its cash flow requirements. SPrItlgSted Page4 $4, 960, 000 City of Shakopee, Minnesota General Obligation Improvement Refunding Bonds, Series 2012 Crossover Refunding of Series 2004A, 2004D Preliminary Feasibility Summary Dated 06/01/2012 � Delivered 06/01/2012 Series 2012 Series 2012 Issue Ref 2004A Ref 2004D Summary Sources Of Funds ParAmountofBonds .................................................................... $1,160,000.00 $3,800,000.00 $4,960,000.00 Total Sources ............................................................................. $1,160,000.00 $3,800,000.00 $4,960,000.00 Uses Of Funds TotalUnderwriter'sDiscount (0.850%) ........................................ 9,860.00 32,300.00 42,160.00 Costs of Issuance ......................................................................... 12,921.36 42,328.64 55,250.00 Deposit to Gossover Escrow Fund .............................................. 1,135,09821 3,724,032.62 4,859,130.83 RoundingAmount .......................................................................... 2,120.43 1,338.74 3,459.17 Total Uses ................................................................................... 51,160,000.00 53,800,000.00 54,960,000.00 Flow of Funds Detail State and Local Government Series (SLGS) rates for ................. 4/02/2012 4/02/2012 4/02/2012 Date of OMP Candidates ............................................................... R'imary Purpose Fund Solution Nlethod ......................................... Net Funded Net Funded Net Funded Total Costof Investments .............................................................. $1,135,098.21 $3,724,032.62 $4,859,130.83 Interest Earnings @ 0.372% ......................................................... 4,497.62 38,874.05 43,371.67 Total Draws ................................................................................... $1,139,595.83 $3,762,906.67 $4,902,502.50 PV Analysis Summary (Net to Net) Net P�/ Cashflow Savings @ 1.928%(Bond Yield) ...................... 88,330.21 197,586.04 285,916.25 Contingency or Rounding Arraunt ................................................. 2,120.43 1,338.74 3,459.17 Net Present Value Benefit ............................................................. $90,450.64 $198,924.78 $289,375.42 Net PV Benefit /$4,690,000 Refunded Principal .......................... 8.149% 5.557% 6.170°/o Net PV Benefit /$4,960,000 Refunding Rincipal ......................... 7.797% 5.235% 5.834% Bond Statistics Average L'rfe ................................................................................. 6.912 Years 8.321 Years 7.991 Years Average Coupon ........................................................................... 1.8183122% 1.9701597% 1.9394416% Net Interest Cost (NIC) ................................................................... 1.9412804% 2.0723157% 2.0458078% Bond Yield for Arbitrage Purposes ............................................... 1.9276330% 1.9276330% 1.9276330% True Interest Cost (l1C) ................................................................. 1.9364812% 2.0716004% 2.0440350% All Nlclusive CASt (AIC) .................................................................. 2.1128263% 22204442% 2.1984888% SerieslORRef200JA,20 I lrs«eSummnn a a�0/2 2:12PM SPrit1gS�ed Page5 $4,960,000 City of Shakopee, Minnesota General Obligation Improvement Refunding Bonds, Series 2012 Crossover Refunding of Series 2004A, 2004D Debt Service Schedule Date Principal Coupon Interest Total P+I 02/01 /2013 - - 57, 565.00 57, 565.00 02/01 /2014 - - 86, 347.50 86, 347.50 02/01/2015 215,000.00 0.650% 86,347.50 301,347.50 02/01/2016 465,000.00 0.900% 84,950.00 549,950.00 02/01 /2017 460, 000.00 1.100% 80, 765. 00 540, 765.00 02/01 /2018 465, 000.00 1.400% 75, 705. 00 540, 705.00 02/01 /2019 470, 000.00 1.600% 69,195.00 539,195.00 02/01 /2020 465, 000.00 1.800% 61,675.00 526, 675.00 02/01/2021 470,000.00 2.000% 53,305.00 523,305.00 OZ/01/2022 480,000.00 2.100% 43,905.00 523,905.00 02/01/2023 480,000.00 2200% 33,825.00 513,825.00 02/01/2024 495,000.00 2.300% 23,265.00 518,265.00 02/01/2025 495,000.00 2.400% 11,880.00 506,880.00 Total $4,960,000.00 - $768,730.00 $5,728,730.00 Yeld Statistics BondYear pollars ..................................................................................................................................................... $39,636.67 AverageLife .............................................................................................................................................................. 7.991 Years AverageCoupon ....................................................................................................................................................... 1.9394416% NetInterest Cost (NIC) ............................................................................................................................................... 2.0458078% TrueInterest Cost (T1C) ............................................................................................................................................. 2.0440350% Bond Yield for Arbitrage Purposes ........................................................................................................................... 1.9276330% AllInclusive Cost (AIC) .............................................................................................................................................. 2.1984888% IRS Form 8038 Net Interest Cost ........................................................................................................................................................ 1.9394416% Weighted Average Maturity ....................................................................................................................................... 7.991 Years .l'eries 20f1 Ref1001A, 20 fssue Summary !� 2012 2:l? PM Springsted Page6 RESOLUTION NO. 7185 RESOLUTION PROVIDING FOR THE ISSUANCE AND SALE OF GENERAL OBLIGATION IMPROVEMENT REFUNDING BONDS, SERIES 2012A IN THE PROPOSED AGGREGATE PRINCIPAL AMOUNT OF $4,960,000 BE IT RESOLVED By the City Council of the City of Shalcopee, Minnesota (the "City"), as follows: 1. Authorization (a) Pursuant to Minnesota Statutes, Chapters 429 and 475, as amended (collectively, the "Improvement AcY'), the City issued its General Obligation Improveinent Bonds, Series 2004A (the "Prior Improvement Bonds"), dated May 1, 2004, in the original aggregate principal amount of $4,225,000, in order to finance various public improvements in the City. (b) Pursuant to Minnesota Statutes, Chapter 475, as amended, specifically Minnesota Statutes, Section 475.521 (collectively, the "CII' Act"), the City issued its General Obligation Capital Improvement Plan Bonds, Series 2004D (the "Prior CIP Bonds"), dated November 1, 2004, in the original aggregate principal amount of $6,000,000, in order to finance public works facilities in the City. (c) The City is authorized by Minnesota Statutes, Section 475.67, subdivision 13, to issue and sell its general obligation bonds to refund outstanding bonds when determined by the City Council to be necessary and desirable. (d) The City Council finds it necessary and expedient to the sound financial management of the affairs of the City that the City issue its General Obligation Improvement Refunding Bonds, Series 2012A (the `Bonds"), in the proposed original aggregate principal amount of $4,960,000, to refund in advance of maturity and at their respective redeinption dates the following outstanding obligations of the City (together, the "Prior Bonds"): (i) the 2015 through 2025 maturities of the Prior Improveinent Bonds, currently outstanding in the aggregate principal amount of $1,665,000, of which $1,110,000 in principal amount will be called for redemption on February 1, 2014; and (ii) the 2016 through 2025 maturities of the Prior CII' Bonds, currently outstanding in the aggregate principal amount of $4,405,000, of which $3,580,000 in principal amount will be called for redemption on February 1, 2015. (e) The City is authorized by Minnesota Statutes, Section 475.60, subdivision 2(9), to negotiate the sale of the Bonds, it being determined that the City has retained an independent financial advisor in connection with such sale. The actions of the City staff and the City's financial advisor in negotiating the sale of the Bonds are ratified and confirmed in all aspects. 3. Sale of Bonds. It is necessary and expedient to the sound financial management of the affairs of the City to issue the Bonds in the proposed aggregate principal amount of $4,960,000, pursuant to the Improvement Act, the CII' Act, and Minnesota Statutes, Section 475.67, subdivision 13 401737v1 JAE SH155-269 2 (collectively, the "Act") to refund in advance of maturity and at their redemption dates the Prior Bonds as herein provided. The Bonds will be issued, sold and delivered in accordance with the terms of tlie Terms of Proposal attached hereto as EXHIBIT A(the "Terms of Proposal"). 4. Authority of Financial Advisor. Springsted Incorporated is authorized and directed to advertise the Bonds for sale in accordance with the Terms of Proposal. The City Council will meet at 7:00 P.M. on Tuesday, May 15, 2012, to consider proposals on the Bonds and take any other appropriate action with respect to the Bonds. 5. Authoritv of Bond Counsel. The law firm of Kennedy & Graven, Chartered, as bond counsel for the City, is authorized to act as bond counsel and to assist in the preparation and review of necessary documents, certificates and instruments relating to the Bonds. The officers, employees and agents of the City are hereby authorized to assist Kennedy & Graven, Chartered in the preparation of such documents, certificates, and instruments. 6. Covenants. In the resolution awarding the sale of the Bonds the City Council will set forth the covenants and undertakings required by the Act. 7. Official Statement. In connection with the sale of the Bonds, the officers or employees of the City are authorized and directed to cooperate with Springsted I�ZCOrporated and participate in the preparation of an official statement for the Bonds and to execute and deliver it on behalf of the City upon its completion. (The remainder of this page is intentionally left blank.) 401737v1 JAE SH155-269 3 The motion for the adoption of the faregoing resolution was duly seconded by Councilmember , and upon vote being taken thereon the following members voted in favor of the motion: and the following voted against: Whereupon the resolution was declared duly passed and adopted. Mayor of the City of Shakopee ATTEST: City Clerk 401737v1 JAE SH155-269 4 EXHIBIT A TERMS OF PROPOSAL 401737v1 JAE SH155-269 A-1 THE CITY HAS AUTHORIZED SPRINGSTED INCORPORATED TO NEGOTIATE THIS ISSUE ON ITS BEHALF. PROPOSALS WILL BE RECEIVED ON THE FOLLOWING BASIS: TERMS OF PROPOSAL $4,960,000� CITY OF SHAKOPEE, MINNESOTA GENERAL OBLIGATION IMPROVEMENT REFUNDING BONDS, SERIES 2012A (BOOK ENTRY ONLY) Proposals for the Bonds and the Good Faith Deposit ("Deposit") will be received on Tuesday, May 15, 2012 until 10:00 A.M., Central Time, at the offices of Springsted Incorporated, 380 Jackson Street, Suite 300, Saint Paul, Minnesota, after which time proposals will be opened and tabulated. Consideration for award of the Bonds will be by the City Council at 7:00 P.M, Central Time, of the same day. SUBMISSION OF PROPOSALS Springsted will assume no liability for the inability of the bidder to reach Springsted prior to the time of sale specified above. All bidders are advised that each Proposal shall be deemed to constitute a contract between the bidder and the City to purchase the Bonds regardless of the manner in which the Proposal is submitted. (a) Sea/ed Biddin_q. Proposals may be submitted in a sealed envelope or by fax (651) 223-3046 to Springsted. Signed Proposals, without final price or coupons, may be submitted to Springsted prior to the time of sale. The bidder shall be responsible for submitting to Springsted the final Proposal price and coupons, by telephone (651) 223-3000 or fax (651) 223-3046 for inclusion in the submitted Proposal. OR (b) Electronic Biddin . Notice is hereby given that electronic proposals will be received via PARIT R . For purposes of the electronic bidding process, the time as maintained by PARITY shall constitute the official time with respect to all Bids submitted to PARITY Each bidder shall be solely responsible for making necessary arrangements to access PARITY for purposes of submitting its electronic Bid in a timely manner and in com with the requirements of the Terms of Proposal. Neither the City, its agents nor PARITY` shall have any duty or obligation to undertake registration to bid for any prospective bidder or to provide or ensure electronic access to any qualified prospective bidder, and neither the City, its agents nor PARITY shall be responsible for a bidder's failure to register to bid or for any failure in the proper operation of, or have an� liability for any delays or interruptions of or any damages caused by the services of PARITY". The City is using the services of PARITY solely as a communication mechanism to conduct the electronic bidding for the Bonds, and PARITY is not an agent of the City. If any provisions of this Terms of Proposal conflict with information provided by PARITY this Terms of Proposal shall control. Further information about PARITY including any fee charged, may be obtained from: � Preliminary; subject to change. 401737v1 JAE SH155-269 A_2 PARITY 1359 Broadway, 2� Floor, New York, New York 10018 Customer Support: (212) 849-5000 DETAILS OF THE BONDS The Bonds will be dated June 1, 2012 as the date of original issue, and wili bear interest payable on February 1 and August 1 of each year, commencing February 1, 2013. interest will be computed on the basis of a 360-day year of twelve 30-day months. The Bonds will mature February 1 in the years and amounts* as follows: 2015 $215,000 2018 $465,000 2021 $470,000 2024 $495,000 2016 $465,000 2019 $470,000 2022 $480,000 2025 $495,000 2017 $460,000 2020 $465,000 2023 $480,000 * The City reserves the right, after proposals are opened and prior to award, to increase or reduce the principal amount of the Bonds or the maturity amounts offered for sale. Any such increase or reduction will be made in multiples of $5,000 in any of the maturities. In the event the principal amount of the Bonds is increased or reduced, any premium offered or any discount taken by the successfu/ bidder wil! be increased or reduced by a percentage equal fo the percentage by which the principal amount of the eonds is increased or reduced. Proposals for the Bonds may contain a maturity schedule providing for a combination of serial bonds and term bonds. All term bonds shall be subject to mandatory sinking fund redemption at a price of par plus accrued interest to the date of redemption and must conform to the maturity schedule set forth above. In order to designate term bonds, the proposal must specify "Years of Term Maturities" in the spaces provided on the Proposal Form. BOOK ENTRY SYSTEM The Bonds will be issued by means of a book entry system with no physical distribution of Bonds made to the public. The Bonds will be issued in fully registered form and one Bond, representing the aggregate principal amount of the Bonds maturing in each year, will be registered in the name of Cede & Co. as nominee of The Depository Trust Company ("DTC"), New York, New York, which will act as securities depository of the Bonds. Individual purchases of the Bonds may be made in the principal amount of $5,000 or any multiple thereof of a single maturity through book entries made on the books and records of DTC and its participants. Principal and interest are payable by the registrar to DTC or its nominee as registered owner of the Bonds. Transfer of principal and interest payments to participants of DTC will be the responsibility of DTC; transfer of principal and interest payments to beneficial owners by participants will be the responsibility of such participants and other nominees of beneficial owners. The purchaser, as a condition of delivery of the Bonds, will be required to deposit the Bonds with DTC. REGISTRAR The City will name the registrar which shall be subject to applicable SEC regulations. The City will pay for the services of the registrar. OPTIONAL REDEMPTION The City may elect on February 1, 2021, and on any day thereafter, to prepay Bonds due on or after February 1, 2022. Redemption may be in whole or in part and if in part at the option of the City and in such manner as the City shall determine. If less than all Bonds of a maturity are 401737v1 1AE SH155-269 A-3 called for redemption, the City will notify DTC of the particular amount of such maturity to be prepaid. DTC will determine by lot the amount of each participant's interest in such maturity to be redeemed and each participant will then select by lot the beneficial ownership interests in such maturity to be redeemed. All prepayments shall be at a price of par plus accrued interest. SECURITY AND PURPOSE The Bonds will be general obligations of the City for which the City will pledge its full faith and credit and power to levy direct general ad va►orem taxes. In addition, the City will pledge special assessments against benefited properties. The proceeds will be used to refund (i) the February 1, 2015 through February 1, 2025 maturities of the City's Generai Obiigation Improvement Bonds, Series 2004A, dated May 1, 2004 and (ii) the February 1, 2016 through February 1, 2025 maturities of the City's General Obligation Improvement Bonds, Series 2004D, dated November 1, 2004. BIDDING PARAMETERS Proposals shall be for not less than $4,917,840 and accrued interest on the total principal amount of the Bonds. No proposal can be withdrawn or amended after the time set for receiving proposals unless the meeting of the City scheduled for award of the Bonds is adjourned, recessed, or continued to another date without award of the Bonds having been made. Rates shall be in integral muitiples of 5/100 or 1/8 of 1%. Rates are not required to be in level or ascending order; however, the rate for any maturity cannot be more than 1% lower than the highest rate of any of the preceding maturities. Bonds of the same maturity shall bear a single rate from the date of the Bonds to the date of maturity. No conditionai proposals will be accepted. GOOD FAITH DEPOSIT Proposals, regardless of inethod of submission, shall be accompanied by a Deposit in the amount of $49,600, in the form of a certified or cashier's check, a wire transfer, or Financial Surety Bond and delivered to Springsted Incorporated prior to the time proposals will be opened. Each bidder shall be solely responsible for the timely delivery of their Deposit whether by check, wire transfer or Financial Surety Bond. Neither the City nor Springsted Incorporated have any liability for delays in the transmission of the Deposit. Any Deposit made by certified or cashier's check should be made payable to the City and delivered to Springsted Incorporated, 380 Jackson Street, Suite 300, St. Paul, Minnesota 55101. Any Deposit sent via wire transfer should be sent to Springsted Incorporated as the City's agent according to the following instructions: Wells Fargo Bank, N.A., San Francisco, CA 94104 ABA #121000248 for credit to Springsted Incorporated, Account #635-5007954 Ref: Shakopee, MN Series 2012A Good Faith Deposit Contemporaneously with such wire transfer, the bidder shall send an e-mail to bond services(a�sprinqsted.com, including the following information; (i) indication that a wire 401737v1 JAE SH155-269 A-4