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HomeMy WebLinkAbout13.F.1. Awarding Sale of $3,440,000 General Obligation Improvement Bonds Series 2006A-Res. No. 6426 '?J.ffJ. CITY OF SHAKO PEE Memorandum TO: Mayor and Council Mark McNeill, City Administrator FROM: Gregg Voxland, Finance Director SUBJ: Awarding Sale of 2006A Improvement Bonds DATE: May 23, 2006 Introduction Council action is needed to award the sale of 2006A Improvement Bonds. Background The attached resolution was prepared by bond counsel to award the sale of improvement bonds series 2006A. The resolution needs to be adopted at the June 6th Council meeting to complete the bond sale. It. is expected that Springsted will bring completed resolutions to the council meeting; Springsted will make the presentation to Council of the results of the sale. Action Offer Resolution No. ~A Resolution Awarding The Sale Of $3,440,000 General Obligation Improvement Bonds Series 2006A, Fixing Their Form and Specifications; Directing Their Execution And Deli very; 'and Providing For Their Payment, and move its adoption. Gr~Xland Finance Director H:\finance\cash\bonds\ Extract of Minutes of Meeting of the City Council of the City of Shakopee, Scott County, Minnesota Pursuant to due call and notice thereof, a regular meeting of the City Council of the City of Shakopee, Minnesota, was duly held in the City Hall in said City on Tuesday, June 6, 2006, commencing at 7:00 P.M. The following members were present: and the following were absent: * * * * * * * * * The Mayor announced that the next order of business was consideration of the proposals which had been received for the purchase of the City's $3,440,000 General Obligation rmprovement Bonds, Series 2006A. The City Administrator presented a tabulation of the proposals that had been received in the manner specified in the Terms of Proposal for the Bonds. The proposals were as set forth in EXHIBrT A attached. After due consideration of the proposals, Member then introduced the following resolution, and moved its adoption: 1 RESOLUTION NO. 6426 A RESOLUTrON AWARDING THE SALE OF $3,440,000 GENERAL OBLrGATION IMPROVEMENT BONDS, SERIES 2006A FrXING THEIR FORM AND SPEcrFrCATIONS; DIRECTING THErR EXECUTION AND DELIVERY; AND PROVrDING FOR THEIR PAYMENT BE IT RESOL VED By the City Council of the City of Shakopee, Scott County, Minnesota (City) as follows: Section 1. Sale of Bonds. 1.01. Award to the Purchaser and Interest Rates. The proposal of (Purchaser) to purchase $3,440,000 General Obligation Improvement Bonds, Series 2006A (Bonds) of the City described in the Terms of Proposal thereof is hereby found and determined to a reasonable offer and is hereby accepted, the proposal being to purchase the Bonds at a price of $ plus accrued interest to date of delivery, for Bonds bearing interest as follows: Year of rnterest Year of Interest Maturity Rate Maturity Rate 2008 2013 2009 2014 2010 2015 2011 2016 2012 2017 True interest cost: 1.02. Purchase Contract. The sum of $ being the amount proposed by the Purchaser in excess of $3,410,760 shall be credited to the Debt Service Fund hereinafter created. The City Finance Director is directed to retain the good faith check of the Purchaser, pending completion of the sale of the Bonds, and to return the good faith checks of the unsuccessful proposers. The Mayor and City Administrator are directed. to execute a contract with the Purchaser on behalf of the City. 1.03. Terms and Principal Amounts of the Bonds. The City will forthwith issue and sell the Bonds pursuant to Minnesota Statutes, Chapter 429 (Act) in the total principal amount of $3,440,000, originally dated July 1, 2006, in the denomination of $5,000 each or any integral multiple thereof, numbered No. R-l, upward, bearing interest as above set forth, and maturing serially on February 1 in the years and amounts as follows: 2 Year Amount Year Amount 2008 $310,000 2013 $350,000 2009 315,000 2014 360,000 2010 325,000 2015 370,000 2011 330,000 2016 380,000 2012 340,000 2017 360,000 1.04. Optional Redemption. The City may elect on February 1, 2014, and on any day thereafter to prepay Bonds due on or after February 1,2015. Redemption may be in whole or in part and if in part, at the option of the City and in such manner as the City will determine. rf less than all Bonds of a maturity are called for redemption, the City will notify DTC (as defined in Section 7 hereof) of the particular amount of such maturity to be prepaid. DTC will determine by lot the amount of each participant's interest in such maturity to be redeemed and each participant will then select by lot the beneficial ownership interests in such maturity to be redeemed. Prepayments will be at a price of par plus accrued interest. 1.05. Term Bonds. To be completed if Term Bonds are requested by the Purchaser. Section 2. Re€!istration and Payment. 2.01. Registered Form. The Bonds will be issued only in fully registered form. The interest thereon and, upon surrender of each Bond, the principal amount thereof, is payable by check or draft issued by the Registrar described herein. 2.02. Dates: rnterest Payment Dates. Each Bond will be dated as of the last interest payment date preceding the date of authentication to which interest on the Bond has been paid or made available. for payment, unless (i) the. date of authentication is an interest payment date to which interest has been paid or made available for payment, in which case the Bond will be dated as of the date of authentication, or (ii) the date of authentication is prior to the first interest payment date, in which. case the Bond will be dated as of the date of original issue. The interest i on the Bonds is payable on February 1 and August 1 of each year, commencing February 1, I 2007, to the registered owners of record thereof as of the close of business on the fifteenth day of the immediately preceding month, whether or not that day is a business day. 2.03. Registration. The City will appoint a bond registrar, transfer agent, authenticating agent and paying agent (Registrar). The effect of registration and the rights and duties of the City and the Registrar with respect thereto are as follows: (a) Register. The Registrar must keep at its principal corporate trust office a bond register in which the Registrar provides for the registration of ownership of Bonds and the registration of transfers and exchanges of Bonds entitled to be registered, transferred or exchanged. 3 (b) Transfer of Bonds. Upon surrender for transfer of a Bond duly endorsed by the registered owner thereof or accompanied by a written instrument of transfer, in form satisfactory to the Registrar, duly executed by the registered owner thereof or by an attorney duly authorized by the registered owner in writing, the Registrar will authenticate and deliver, in the name of the designated transferee or transferees, one or more new Bonds of a like aggregate principal amount and maturity, as requested by the transferor. The Registrar may, however, close the books for registration of any transfer after the fifteenth day of the month preceding each interest payment date and until that interest payment date. ( c) Exchange of Bonds. When Bonds are surrendered by the registered owner for exchange the Registrar will authenticate and deliver one or more new Bonds of a like aggregate principal amount and maturity as requested by the registered owner or the owner's attorney in writing. (d) Cancellation. Bonds surrendered upon transfer or exchange will be promptly cancelled by the Registrar and thereafter disposed of as directed by the City. (e) Improper or Unauthorized Transfer. When a Bond is presented to the Registrar for transfer, the Registrar may refuse to transfer the Bond until the Registrar is satisfied that the endorsement on the Bond or separate instrument of transfer is valid and genuine and that the requested transfer is legally authorized. The Registrar will incur no liability for the refusal, in good faith, to make transfers which it, in its judgment, deems improper or unauthorized. (f) Persons Deemed Owners. The City and the Registrar may treat the person in whose name a Bond is registered in the. bond register as the absolute owner of the Bond, whether the Bond is overdue or not, for the purpose of receiving payment of, or on account of, the principal of and . interest on the Bond and for all other purposes and payments so made to registered owner or upon the owner's order will be valid and effectual to satisfy and discharge the liability upon the Bond to the extent of the sum or sums so paid. (g) Taxes. Fees and Charges. The Registrar may impose a charge upon the owner thereof for a transfer or exchange of Bonds, sufficient to reimburse the Registrar for any tax, fee or other. governmental charge required to be paid with respect to the transfer or exchange. (h) Mutilated. Lost. Stolen or Destroyed Bonds. rf a Bond becomes mutilated or is destroyed, stolen or lost, the Registrar will deliver a new Bond of like amount, number, maturity date and tenor in exchange and substitution for and upon cancellation of the mutilated Bond or in lieu of and in substitution for a Bond destroyed, stolen or lost, upon the payment of the reasonable expenses and charges of the Registrar in connection therewith; and, in the case of a Bond destroyed, stolen or lost, upon filing with the Registrar of evidence satisfactory to it that the Bond was destroyed, stolen or lost, and of the ownership thereof, and upon furnishing to the Registrar of an appropriate bond or 4 indemnity in form, substance and amount satisfactory to it and as provided by law, in which both the City and the Registrar must be named as obligees. Bonds so surrendered to the Registrar will be cancelled by the Registrar and evidence of such cancellation must be given to the City. rf the mutilated, destroyed, stolen or lost Bond has already matured or been called for redemption in accordance with its terms it is not necessary to issue a new Bond prior to payment. (i) Redemption. In the event any of the Bonds are called for redemption, notice thereof identifying the Bonds to be redeemed will be given by the Registrar by mailing a copy of the redemption notice by first class mail (postage prepaid) to the registered owner of each Bond to be redeemed at the address shown on the registration books kept by the Registrar and by publishing the notice if required by law. Failure to give notice by publication or by mail to any registered owner, or any defect therein, will not affect the validity of the proceedings for the redemption of Bonds. Bonds so called for redemption will cease to bear interest after the specified redemption date, provided that the funds for the redemption are on deposit with the place of payment at that time. 2.04. Appointment of Initial Registrar. The City appoints U.S. Bank National Association, St. Paul, Minnesota, as the initial Registrar. The Mayor and the City Administrator are authorized to execute and deliver, on behalf of the City, a contract with the Registrar. Upon merger or consolidation of the Registrar with another corporation, if the resulting corporation is a bank or trust company authorized by law to conduct such business, the resulting corporation is authorized to act as successor Registrar. The City agrees to pay the reasonable and customary charges of the Registrar for the services performed. The City reserves the right to remove the Registrar upon 30 days' notice and upon the appointment of a successor Registrar, in which event the predecessor Registrar must deliver. all cash and Bonds in its possession to the successor Registrar and must deliver the bond register to the successor Registrar. On or before each principal or interest due date, without further order of this Council, the City Finance Director must transmit to the Registrar monies sufficient for the payment of all principal and interest then due. 2.05. Execution. Authentication and Delivery. The Bonds will be prepared under the direction of the City Administrator and executed on behalf of the City by the signatures of the Mayor and the City Administrator, provided that those signatures may be printed, engraved or lithographed facsimiles of the originals. rf an officer whose signature or a facsimile of whose signature appears on the Bonds ceases to be such officer before the delivery of a Bond, that signature or facsimile will nevertheless be valid and sufficient for all purposes, the same as if the officer had remained in office until delivery. Notwithstanding such execution, a Bond will not be valid or obligatory for any purpose or entitled to any security or benefit under this Resolution unless and until a certificate of authentication on the Bond has been duly executed by the manual signature of an authorized representative of the Registrar. Certificates of authentication on different Bonds need not be signed by the same representative. The executed certificate of authentication on a Bond is conclusive evidence that it has been authenticated. and delivered under this Resolution. When the Bonds have been so prepared, executed and authenticated, the City Administrator will deliver the same to the Purchaser upon payment of the purchase price in 5 accordance with the contract of sale heretofore made and executed, and the Purchaser is not obligated to see to the application of the purchase price. 2.06. Temporary Bonds. The City may elect to deliver in lieu of printed definitive Bonds one or more typewritten temporary Bonds in substantially the form set forth in Section 3 with such changes as maybe necessary to reflect more than one maturity in a single temporary bond. Upon the execution and delivery of defmitive Bonds the temporary Bonds will be exchanged therefor and cancelled. Section 3. Form of Bond. 3.01. Execution of the Bonds. The Bonds will be printed or typewritten in substantially the following form: No.R- $ UNrTED STATES OFAMEIDCA STATE OF MINNESOTA COUNTY OF SCOTT CITY OF SHAKOPEE GENERAL OBLrGATrON rMPROVEMENT BOND, SEIDES 2006A Date of Rate Maturity Original rssue cusrp February 1,20_ July 1, 2006 Registered Owner: Cede & Co. The City of Shakopee, Minnesota, a duly organized and existing municipal corporation in Scott County, Minnesota (City), acknowledges itself to be indebted and for value received hereby promises to pay to the Registered Owner specified above or registered assigns, the principal sum of $ on the maturity date specified above, with interest thereon from the date hereof at the annual rate specified above, payable February 1 and August 1 in each year, commencing February 1,2007, to the person in whose name this Bond is registered at the close of business on the fifteenth day (whether or not a business day) of the immediately preceding month. The interest hereon and, upon presentation and surrender hereof, the principal hereof are payable in lawful money of the United States of America by check or draft by U.S. Bank National Association, St. Paul, Minnesota, as Bond Registrar, Paying Agent, Transfer Agent and Authenticating Agent, or its designated successor under the Resolution described herein. For the prompt and full payment of such principal and interest as the same respectively become due, the full faith and credit and taxing powers of the City have been and are hereby irrevocably pledged. The City may elect on February 1,2014, and on any day thereafter to prepay Bonds due on or after February 1,2015. Redemption may be in whole or in part and if in part, at the option 6 of the City and in such manner as the City will determine. rf less than all Bonds of a maturity are called for redemption, the City will notify Depository Trust Company (DTC) of the particular amount of such maturity to be prepaid. DTC will determine by lot the amount of each participant's interest in such maturity to be redeemed and each participant will then select by lot the beneficial ownership interests in such maturity to be redeemed. Prepayments will be at a price of par plus accrued interest. The City Council has designated the issue of Bonds of which this Bond forms a part as "qualified tax exempt obligations" within the meaning of Section 265(b)(3) of the Internal Revenue Code of 1986, as amended (the Code) relating to disallowance of interest expense for financial institutions and within the $10 million limit allowed by the Code for the calendar year of issue. This Bond is one of an issue in the aggregate principal amount of $3,440,000 all of like original issue date and tenor, except as to number, maturity date, redemption privilege, and interest rate, all issued pursuant to a resolution adopted by the City Council on June 6, 2006 (the Resolution), for the purpose of providing money to defray the expenses incurred and to be incurred in making local improvements, pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including Minnesota Statutes, Chapter 429, and the principal hereof and interest hereon are payable from. special assessments against property specially benefited by local improvements and from ad valorem taxes for the City's share of the cost of the improvements, as set forth in the Resolution to which reference is made for a full statement of rights and powers thereby conferred. The full faith and credit of the City are irrevocably pledged for payment of this Bond and the City Council has obligated itself to levy additional ad valorem taxes on all taxable property in the City in the event of any deficiency in special assessments and taxes pledged, which additional taxes may be levied without limitation as to rate or amount. The Bonds of this series are issued only as fully registered Bonds in denominations of $5,000 or any integral multiple thereof of single maturities. As provided in the Resolution and subject to certain limitations set forth therein, this Bond is transferable upon the books of the City at the principal office of the Bond Registrar, by the registered owner hereof in person or by the owner's attorney duly authorized in writing, upon surrender hereof together with a written instrument of transfer satisfactory to the Bond Registrar, duly executed by the registered owner or the owner's attorney; and may also be surrendered in exchange for Bonds of other authorized denominations. Upon such transfer or exchange the City will cause a new Bond or Bonds to be issued in the name of the transferee or registered owner, of the same aggregate principal amount, bearing interest at the same rate and maturing on the same date, subject to reimbursement for any tax, fee or governmental charge required to be paid with respect to such transfer or exchange. The City and the Bond Registrar may deem and treat the person in whose name this Bond is registered as the absolute owner hereof, whether this Bond is overdue or not, for the purpose of receiving payment and for all other purposes, and neither the City nor the Bond Registrar will be affected by any notice to the contrary. 7 rT rs HEREBY CERTIFrED, RECITED, COVENANTED AND AGREED that all acts, conditions and things required by the Constitution and laws of the State of Minnesota, to be done, to exist, to happen and to be performed preliminary to and in the issuance of this Bond in order to make it a valid and binding general obligation of the City in accordance with its terms, have been done, do exist, have happened and have been performed as so required, and that the issuance of this Bond does not cause the indebtedness of the City to exceed any constitutional or statutory limitation of indebtedness. This Bond is not valid or obligatory for any purpose or entitled to any security or benefit under the Resolution until the Certificate of Authentication hereon has been executed by the Bond Registrar by manual signature of one of its authorized representatives. IN WrTNESS WHEREOF, the City of Shakopee, Scott County, Minnesota, by its City Council, has caused this Bond to be executed on its behalf by the facsimile or manual signatures of the Mayor and City Administrator and has caused this Bond to be dated as of the date set forth below. Dated: CITY OF SHAKOPEE, MINNESOTA (Facsimile) (Facsimile ) City Administrator Mayor CERTrFrCATE OF AUTHENTICATION This is one of the Bonds delivered pursuant to the Resolution mentioned within. u.s. BANK NATrONAL ASSOCrATION ) By Authorized Representative 8 The following abbreviations, when used in the inscription on the face of this Bond, will be constructed as though they were written . out in full according to applicable laws or regulations: TEN COM -- as tenants UNrF GIFT MIN ACT Custodian in common (Cust) (Minor) TEN ENT -- as tenants under Uniform Gifts or by entireties Transfers to Minors JT TEN -- as joint tenants with right of survivorship and Act. . . . . . . . . . . . not as tenants in common (State) Additional abbreviations may also be used though not in the above list. ASSrGNMENT For value received, the undersigned hereby sells, assigns and transfers unto the within Bond and all rights thereunder, and does hereby irrevocably constitute and appoint attorney to transfer the said Bond on the books kept for registration of the within Bond, with full power of substitution in the premises. Dated: Notice: The assignor's signature to this assignment must correspond with the name as it appears upon the face of the within Bond in every particular, without alteration or any change whatever. Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by a fmandal institution that is a member of the Securities Transfer Agent Medallion Program ("STAMP"), the Stock Exchange Medallion Program ("SEMP"), the New York Stock Exchange, Inc. Medallion Signatures Program ("MSpn) or other such "signature guarantee program" as maybe determined by the Registrar in addition to, or in substitution for, STAMP, SEMP or MSP, all in accordance with the Securities Exchange Act of 1934, as amended. 9 The Bond Registrar will not effect transfer of this Bond unless the information concerning the assignee requested below is provided. Name and Address: (rnclude information for all joint owners if this Bond is held by joint account.) Please insert social security or other identifying number of assignee PROVrSrONS AS TO REGrSTRATrON The ownership of the principal of and interest on the within Bond has been registered on the books of the Registrar in the name of the person last noted below. Signature of Date ofRe~istration Registered Owner Officer of Registrar Cede & Co. Federal rD #13-2555119 3.02. Approving Legal Opinion. The City Clerk is directed to obtain a copy of the proposed approving legal opinion of Kennedy & Graven, Chartered, Minneapolis, Minnesota, which is to be complete except as to dating thereof and to cause the 'opinion to be printed on or accompany each Bond. Section 4. Payment Security; Pledges and Covenants. 4.01. Debt Service Fund. (a) The Bonds are payable from the Improvement Bonds, Series 2006A Debt Service Fund (Debt Service Fund) hereby created, and the proceeds of general taxes hereinafter levied (Taxes), and special assessments (Assessments) levied or to be levied for the improvements described in the resolution authorizing the sale of the Bonds (Improvements) are hereby pledged. to the Debt Service Fund. rf a payment of principal or interest on the Bonds becomes due when there is not sufficient money in the Debt Service Fund to pay. the same, the City Administrator is directed to pay such principal or interest from the general fund of the City, and the general fund will be reimbursed for those advances out of the proceeds of Assessments and Taxes when collected. There is appropriated to the Debt Service Fund: (i) $ representing the amount in excess of the minimum purchase price of 10 the Bonds paid by the Purchaser; (ii) the accrued interest paid by the Purchaser upon closing and delivery of the Bonds; and (Hi) $ transferred from available City funds, representing the amount that, together with the deposits in clauses (i) and (ii), is sufficient to pay interest due and payable on the Bonds on February 1,2007. (b) The proceeds of the Bonds, less the appropriations made in paragraph (a), together with any other funds appropriated for the Improvements and Assessments and Taxes collected during the construction of the Improvements will be deposited in a separate construction fund (which may contain separate accounts for each rmprovement) to be used solely to . defray expenses of the Improvements and the payment of principal and interest on the Bonds prior to the completion and payment of all costs ofthe.Improvement. Any balance remaining in the construction fund after completion of the Improvements may be used to pay the cost in whole or in part of any other improvement instituted under the Act. When the Improvements are completed and the cost thereof paid, the construction account is to be closed and subsequent collections of Assessments and Taxes for the Improvements are to be deposited in the Debt Service Fund. 4.02. City Covenants. It is hereby determined that the rmprovements will directly.and indirectly benefit abutting property, and the City hereby covenants with the holders from time to time of the Bonds as follows: (a) The City has caused or will cause the Assessments for the rmprovements to be promptly levied so that the first installment will be collectible not later than 2007 and will take all steps necessary to assure prompt collection, and the levy of the Assessments is hereby authorized. The City Council will cause to be taken with due diligence all further actions that are required for the construction of each rmprovement financed wholly or partly from the proceeds of the Bonds, and will take all further actions necessary for the final and valid levy of the Assessments and the appropriation of any other funds needed to pay the Bonds and interest thereon when due. (b) rn the event of any current or anticipated deficiency in Assessments and Taxes, the City Council will levy ad~itional ad valorem taxes in the amount of the current or anticipated deficiency. (c) The City will keep complete and accurate books and records showing: receipts and disbursements in connection with the rmprovements, Assessments and Taxes levied therefor and other funds appropriated for their payment, collections thereof and disbursements therefrom, monies on hand and, the balance of unpaid Assessments. (d) The City will cause its books and records to be audited at least annually and will furnish copies of such audit reports to any interested person upon request. 4.03. Pledge of Tax Levy. It is determined that at least 20% of the cost of the Improvements will be specially assessed against benefited properties. For the purpose of paying the principal of and interest on the Bonds, there is levied a direct annual irrepealable ad valorem tax (Taxes) upon all of the taxable property in the City, which will be spread upon the tax rolls 11 and collected with and as part of other general taxes of the City. The taxes will be credited to the Debt Service Fund above provided and will be in the years and amounts as follows (year stated being year of levy for collection the following year): Year Levy (See EXHIBrT B) 4.04. Certification to County Auditor as to Debt Service Fund Amount. It is hereby determined that the estimated collections of Assessments and the foregoing Taxes will produce at least five percent in excess of the amount needed to meet when due the principal and interest payments on the Bonds. The tax levy herein provided is irrepealable until all of the Bonds are paid, provided ~hat at the time the City makes its annual tax levies the City Administrator may certify to the County Auditor of Scott County the amount available in the Debt Service Fund to pay principal and interest due during the ensuing year, and the County Auditor will thereupon reduce the levy collectible during such year by the amount so certified. 4.05. County Auditor Certificate as to Re~istration. The City Clerk is authorized and directed to file a certified copy of this resolution with the County Auditor of Scott County and to obtain the certificate required by Minnesota Statutes, Section 475.63. Section 5. Authentication of Transcript. 5.01. City Proceedings and Records.. The officers of the City are authorized and. directed to prepare and furnish to the Purchaser and to the attorneys approving the Bonds, certified copies of proceedings and records of the City relating to the Bonds and to the financial condition and affairs of the City, and such other certificates, affidavits and transcripts as. may be required to show the facts within their knowledge or as shown by the books and records in their custody and under their control, relating to the validity and marketability of the Bonds, and such instruments, including any heretofore furnished, may be deemed representations of the City as to the facts stated therein. 5.02. Certification as to Official Statement. The Mayor, City Administrator and Finance Director are authorized and directed to certify that they have examined the Official Statement prepared and circulated in connection with the issuance and sale of the Bonds and that to the best of their knowledge and belief the Official Statement is a complete and accurate representation of the facts and representations made therein as of the date of the Official Statement. Section 6. Tax Covenant. 6.01. Tax-Exempt Bonds. The City covenants and agrees with the holders from time to time of the Bonds that it will not take or permit to be taken by any of its officers, employees or agents any action which would cause the interest on the Bonds to become subject to taxation under the Internal Revenue Code of 1986, as amended (the Code), and the Treasury Regulations promulgated thereunder, in effect at the time of such actions, and that it will take or cause its officers, employees or agents to take, all affirmative action within its power that may be 12 necessary to ensure that such interest will not become subject to taxation under the Code and applicable Treasury Regulations, as presently existing or as hereafter amended and made applicable to the Bonds. 6.02. Rebate. The City will comply with requirements necessary under the Code to establish and maintain the exclusion from gross income of the interest on the Bonds under Section 103 of the Code, including without limitation requirements relating to temporary periods for investments, limitations on amounts invested at a. yield greater than the yield on the Bonds, and the rebate of excess investment earnings to the United States. 6.03. Not Private Activity Bonds. The City further covenants not to use the proceeds of the Bonds or to cause or permit them or any of them to be used, in such a manner as to cause the Bonds to be "private activity bonds" within the meaning of Sections 103 and 141 through 150 of the Code. 6.04. Qualified Tax-Exempt Obligations. In order to qualify the Bonds as "qualified tax-exempt obligations" within the meaning of Section 265(b)(3) of the Code, the City makes the following factual statements and representations: (a) the Bonds are not "private activity bonds" as defined in Section 141 ofthe Code; (b) the City hereby designates the Bonds as "qualified tax-exempt obligations" for purposes of Section 265(b)(3) of the Code; (c) the reasonably anticipated amount of tax-exempt obligations (other than any private activity bonds that are not qualified 501(c)(3) bonds) which will be issued by the City (and all subordinate entities of the City) during calendar year 2006 will not exceed $10,000,000; and (d) not more than $10,000,000 of obligations issued by the City during calendar year 2006 have. been designated for purposes of Section 265(b )(3) of the Code. 6.05. Procedural Requirements. The City will use its best efforts to comply with any federal procedural requirements which may apply in order to effectuate the designations made by this section. Section 7. Book-Entry System: Limited Obligation of City. 7.0l. DTC. The Bonds will be initially issued in the form of a separate single typewritten or printed fully registered Bond for each of the maturities set forth in Section 1.03 hereof. Upon initial issuance, the ownership of each Bond will be registered in the registration books kept by the Bond Registrar in the name of Cede & Co., as nominee for The Depository Trust Company, New York, New York, and its successors and assigns ("DTC"). Except as provided. in this section, all of the outstanding Bonds will be registered in the registration books kept by the Bond Registrar in the name of Cede & Co., as nominee ofDTC. 13 7.02. Participants. With respect to Bonds registered in the registration books kept by the Bond Registrar in the name of Cede & Co., as nominee of DTC, the City, the Bond Registrar and the Paying Agent will have no responsibility or obligation to any broker dealers, banks and other financial institutions from time to time for which DTC holds Bonds as securities depository (Participants) or to any other person on behalf of which a Participant holds an interest in the Bonds, including but not limited to any responsibility or obligation with respect to (i) the accuracy of the records of DTC, Cede & Co. or any Participant with respect to any ownership interest in the Bonds, (ii) the delivery to any Participant or any other person (other than a registered owner of Bonds, as shown by the registration books kept by the Bond Registrar,) of any notice with respect to the Bonds, including any notice of redemption, or (iii) the payment to any Participant or any other person, other than a registered owner of Bonds, of any amount with respect to principal of, premium, if any, or interest on the Bonds. The City, the Bond Registrar and the Paying Agent may treat and consider the person in whose name each Bond is registered in the registration books kept by the Bond Registrar as the holder and absolute owner of such Bond for the purpose of payment of principal, premium and interest with respect to such Bond, for the purpose of registering transfers with respect to such Bonds, and for all other purposes. The Paying Agent will pay all principal of, premium, if any, and interest on the Bonds only to or on the order of the respective registered owners, as shown in the registration books kept by the Bond Registrar, and all such payments will be valid and effectual to fully. satisfy and discharge the City's obligations with respect to payment of principal of, premium, ifany, or interest on the Bonds to the extent of the sum or sums so paid. No person other than a registered owner of Bonds, as shown in the registration books kept by the Bond Registrar, will receive a certificated Bond evidencing the obligation of this resolution. Upon delivery by DTC to the City Administrator of a written notice to the effect that DTChas determined to substitute a new nominee in place of Cede & Co., the words "Cede 8(, Co.," will refer to such new nominee of DTC; and upon receipt of such a notice, the City Administrator will promptly deliver a copy of the same to the Bond Registrar and Paying Agent. 7.03. Representation Letter. The City has heretofore executed and delivered to DTC a Blanket rssuer Letter of Representations (Representation Letter) which shall govern payment of principal of, premium, if any, and interest on the Bonds and notices with respect to the Bonds. Any Paying Agent or Bond Registrar subsequently appointed by the City with respect to the Bonds will agree to take all action necessary for all representations of the City in the Representation letter with respect to the Bond Registrar and Paying Agent, respectively, to be complied with at all times. 7.04. Transfers Outside Book-Entry System. rn the event the City, by resolution of the City Council, determines that it is in the best interests of the persons having beneficial interests in the Bonds that they be able to obtain Bond certificates, the City will notify DTC, whereupon DTC will notify the Participants, of the availability through DTC of Bond certificates. In such event the City will issue, transfer and exchange Bond certificates as requested by DTC and any other registered owners in accordance with. the provisions of this Resolution. DTC may determine to discontinue providing its services with respect to the Bonds at any time by giving notice to the City and discharging its responsibilities with respect thereto under applicable law. In such event, if no successor securities depository is appointed, the City will issue and the Bond 14 Registrar will authenticate Bond certificates in accordance with this resolution and the provisions hereof will apply to the transfer, exchange and method of payment thereof. 7.05. Payments to Cede & Co. Notwithstanding any other provision of this Resolution to the contrary, so long as a Bond is registered in the name of Cede & Co., as nominee of DTC, payments with respect to principal of, premium, if any, and interest on the Bond and notices with respect to the Bond will be made and given, respectively in the manner provided in DTC's Operational Arrangements, as set forth in the Representation Letter. Section 8. Continuing Disclosure. 8.01. City Compliance with Provisions of Continuing Disclosure Certificate. The City hereby covenants and agrees that it will comply with and carry out all of the provisions of the Continuing Disclosure Certificate. Notwithstanding any other provision of this Resolution, failure of the City to comply with the Continuing Disclosure Certificate is not to be considered an event of default with respect to the Bonds; however, any Bondholder may take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the City to comply with its obligations under this section. 8.02. Execution of Continuing Disclosure Certificate. "Continuing Disclosure Certificate" means that certain Continuing Disclosure Certificate executed by the Mayor and City Administrator and dated the date of issuance and delivery of the Bonds,. as originally executed and as it may be amended from time to time in accordance with the terms thereof. Section 9. Defeasance. 9.01. Pledges. Covenants. and Other Rights to Cease. When all Bonds and all interest thereon, have been discharged as provided in this section, all pledges, covenants and other rights granted by tJ:ris resolution to the holders of the Bonds will cease, except that the pledge of the full faith and credit of the City for the prompt and full payment of the principal of and interest on the Bonds will remain in full force and effect. The City may discharge all Bonds which are due on any date by depositing with the Registrar on or before that date a sum sufficient for the payment thereof in full. If any Bond should not be paid when due, it may nevertheless be discharged by depositing with the Registrar a sum sufficient for the payment thereof in full with interest accrued to the date of such deposit. (The remainder of this page is intentionally left blank.) 15 The motion for the adoption of the foregoing resolution was duly seconded by Member , and upon vote being taken thereon, the following voted in favor thereof: and the following voted against the same: whereupon said resolution was declared duly passed and adopted. 16 STATE OF MINNESOTA ) ) COUNTY OF SCOTT ) SS. ) CITY OF SHAKOPEE ) I, the undersigned, being the duly qualified and acting City Clerk of the City of Shakopee, Scott County, Minnesota, do hereby certify that r have carefully compared the attached and foregoing extract of minutes of a regular meeting of the City Council of the City held on June 6, 2006 with the original minutes on file in my office and the extract is a full, true and correct copy of the minutes insofar as they relate to the issuance and sale of $3,440,000 General Obligation Improvement Bonds, Series 2006A oftheCity. WITNESS My hand officially as such City Clerk and the corporate seal of the City this day of , 2006. City Clerk Shakopee, Minnesota (SEAL) 290785vl(SJB) SH155-174 STATE OF MINNESOTA COUNTY AUDrTOR'S CERTrFICATEAS TO COUNTY OF SCOTT TAX LEVY AND REGrSTRATrON I, the undersigned County Auditor of Scott County, Minnesota, hereby certify that a certified copy of a resolution adopted by the governing body of the City of Shakopee, Minnesota, on June 6, 2006, levying taxes for the payment of $3,440,000 General Obligation rmprovement Bonds, Series 2006A, of said municipality dated July 1, 2006, has been filed in my office and said bonds have been entered on the register of obligations in my office and that such tax has been levied as required by law. WrTNESS My hand and official seal this _ day of , 2006. County Auditor Scott County, Minnesota (SEAL) Deputy EXHIBIT A PROPOSALS A-I EXHmIT B TAX LEVY SCHEDULE YEAR * TAX LEVY $ * Year tax levy collected B-1 Springsted Incorporated 380 Jackson "Street, Suite 300 FJ Springsted Saint Paul, MN 55101.2887 Tel: 651.223.3000 Fax: 651.223.3002 Email:advisors@springsted.com www.spnngsted.com $3,440,000 CITY OF SHAKOPEE, MINNESOTA GENERAL OBLIGATION IMPROVEMENT BONDS,SERIES2006A (BOOK ENTRY ONLY) AWARD: STIFEL, NICOLAUS & CO., INC. SALE: June 6, 2006 Moody's Rating: Aaa FSA Insured Interest Net Interest True Interest Bidder Rates Price Cost Rate STIFEL, NICOLAUS &CO., INC. 4.00% 2008-2017 $3,450,275.00 $851,391.67 3.9437% CRONIN & COMPANY, INCORPORATED 4.00% 2008-2017 $3,449,888.20 $851,778.47 3.9458% CITIGROUP GLOBAL MARKETS, INC. UBS FINANCIAL SERVICES INC. UMB BANK, N.A. 3.70% 2008-2010 $3,423,488.00 $848,544.08 3.9464% 3.75% 2011-2012 3.80% 2013 3.85% 2014 3.90% 2015 3.95% 2016 4.00% 2017 SUNTRUST CAPITAL MARKETS, INC. 4.00% 2008-2017 $3,449,558.04 $852,108.63 3.9476% FIRST TRUST PORTFOLIOS, L.P. RBC DAIN RAUSCHER INC. STEPHENS, INC. HARRIS N.A. 3.80% 2008-2009 $3,423,843.50 $848,584.21 3.9498% FTN Financial Capital Markets 3.85% 2010-2015 Isaak Bond Investments,lnc. 3.90% 2016-2017 The Bankers Bank PIPER JAFFRA Y & CO. 3.75% 2008 $3,447,563.00 $852,876.58 3.9520% 4.00% 2009-2017 (Continued) Interest Net Interest True Interest Bidder Rates Price Cost Rate WELLS FARGO BROKERAGE 3.625% 2008-2009 $3,414,200.00 $849,261.15 3.9567% SERVICES, LLC 3.70% 2010-2011 3.75% 2012-2013 3.80% 2014 3.85% 2015 3.875% 2016 4.00% 2017 NORTH AMERICAN CAPITAL MARKETS 4.00% 2008-2017 $3,445.869.45 $855,797.22 3.9675% NORTHLAND SECURITIES INC. BERNARDI SECURITIES, INCORPORATED -------------------...--...----------.....------...---........-------...------------------------------....----...------------...------------------------------------.------..-...--...-... REOFFERING SCHEDULE OF THE PURCHASER Rate Year Yield 4.00% 2008 3.60% 4.00% 2009 3.62% 4.00% 2010 3.63% 4.00% 2011 3.65% 4.00% 2012 3.70% 4.00% 2013 3.75% 4.00% 2014 3.80% 4.00% 2015 3.85% 4.00% 2016 3.90% 4.00% 2017 3.95% BBI: 4.57% Average Maturity: 6.262 Years I OFFICIAL STATEMENT DATED MAY 22,2006 ! Rating: Requested from Moody's - NEW ISSUE Investors Service In the opinion of Kennedy & Graven, Chartered, Bond Counsel, under existing laws, regulations, rulings and decisions, assuming compliance with the covenants set forth in the Resolution, the interest on the Bonds is not includable in the gross income of the owners thereof for federal income tax purposes or in taxable net income of individuals, estates or trusts for Minnesota income tax purposes, and is not a preference item for purposes of the computation of the federal altemative minimum tax or the computation of Minnesota alternative minimum tax imposed on individuals,. trusts and estates. Interest on the Bonds is includable in the calculation of certain federal and Minnesota taxes imposed on corporations. (For a description of related issues, see 'Tax Exemption" herein.) $3,440,000 City of Shakopee, Minnesota General Obligation Improvement Bonds, Series 2006A (Book Entry Only) Dated date: July 1, 2006 Interest Due: Each February 1 and August 1, commencing February 1, 2007 The Bonds will mature February 1 as follows: 2008 $310,000 2011 $330,000 2014 $360,000 2016 $380,000 2009 $315,000 2012 $340,000 2015 $370,000 2017 $360,000 2010 $325,000 2013 $350,000 Proposals for the Bonds may contain a maturity schedule providing for a combination of serial bonds and term bonds. All term bonds shall be subject to mandatory sinking fund redemption and must conform to the maturity schedule set forth above at a price of par plus accrued interest to the date of redemption. The City may elect on February 1,2014, and on any date thereafter, to prepay the Bonds due on or after February 1,2015 at a price of par plus accrued interest. . The Bonds will be general obligations of the City for which the City pledges its full faith and credit and power to levy direct general ad valorem taxes. In addition, the City will pledge special assessments against benefited properties. The proceeds will be used to finance various improvement projects within the City. Proposals must be for not less than $3,410,760 plus accrued interest on the total principal amount of the Bonds. Proposals must be accompanied by a good faith deposit in the form of a certified or cashier's check or a Financial Surety Bond in the amount of $34,400, payable to the order of the City. Proposals shall specify rates in integral multiples of 5/100 or 1/8 of 1 %. Rates must be in level or ascending order. The Bonds will be awarded on the basis of True Interest Cost (TIC). The City will designate the Bonds as "qualified tax-exempt obligations" pursuant to Section 265(b)(3) of the Internal Revenue Code of 1986, as amended. The Bonds will not be subject to the alternative minimum tax for individuals. . The Bonds will be issued as fully registered Bonds without coupons and, when issued, will be registered in the name of Cede & Co., as nominee of The Depository Trust Company CDTC"). DTC will act as securities depository for the Bonds. Individual purchases may be made in book entry form only, in the principal amount. of $5,000 and integral multiples thereof. Investors will not receive physical certificates representing their interest in the Bonds purchased. (See "Book Entry System" herein.) U.S. Bank National Association, St. Paul, Minnesota will serve as registrar (the "Registrar") for the Bonds. The Bonds will be available for delivery at DTC on or about July 6, 2006. PROPOSALS RECEIVED: June 6, 2006 (Tuesday) until 11 :30 A.M., Central Time AWARD: June 6, 2006 (Tuesday) at 7:00 P.M., Central Time a Springsted Further information may be obtained from SPRINGSTED Incorporated, Financial Advisor to the Issuer, 380 Jackson Street, Suite 300, Saint Paul, Minnesota 55101-2887 (651) 223-3000 For purposes of compliance with Rule 15c2-12 of the Securities and Exchange Commission, this document, as the same may be $upplemented or corrected by the Issuer from time to time (collectively, the "Official Statement"), may be treated as an Official Statement with respect to the Obligations described herein that is deemed final as of the date hereof (or of any such supplement or correction) by the Issuer, except for the omission of certain information referred to in the succeeding paragraph. The Official Statement, when further supplemented by an addendum or addenda specifying the maturity dates, principal amounts and interest rates of the Obligations, together with any other information required by law, shall constitute a "Final Official Statement" of the Issuer with respect to the Obligations, as that term is defined in Rule 15c2-12. Any such addendum shall, on and after the date thereof, be fully incorporated herein and made a part hereof by reference. By awarding the Obligations to any underwriter or underwriting syndicate submitting a Proposal therefor, the Issuer agrees that, no more than seven business days after the date of such award, it shall provide without cost to the senior managing underwriter of the syndicate to which the Obligations are awarded copies of the Official Statement and the addendum or addenda described in the preceding paragraph in the amount specified in the Terms of Proposal. The Issuer designates the senior managing underwriter of the syndicate to which the Obligations are awarded as its agent for purposes of distributing copies of the Final Official Statement to each Participating Underwriter. Any underwriter delivering a Proposal with respect to the Obligations agrees thereby that if its bid is accepted by the Issuer (i) it shall accept such designation and (ii) it shall enter into a contractual relationship with all Participating Underwriters of the Obligations for purposes of assuring the receipt by each such Participating Underwriter of the Final Official Statement. No dealer, broker, salesman or other person has been authorized by the Issuer to give any information or to make any representations with respect to the Obligations, other than as contained in the Official Statement or the Final Official Statement, and if given or made, such other information or representations must not be relied upon as having been authorized by the Issuer. Certain information contained in the Official Statement and the Final Official Statement may have been obtained from sources other than records of the Issuer and, while believed to be reliable, is not guaranteed as to completeness or accuracy. THE INFORMATION AND EXPRESSIONS OF OPINION IN THE OFFICIAL STATEMENT AND THE FINAL OFFICIAL STATEMENT ARE SUBJECT TO CHANGE, AND NEITHER THE DELIVERY OF THE OFFICIAL STATEMENT OR THE FINAL OFFICIAL STATEMENT NOR ANY SALE MADE UNDER EITHER SUCH DOCUMENT SHALL CREATE ANY IMPLICATION THAT THERE HAS BEEN NO CHANGE IN THE AFFAIRS OF THE ISSUER SINCE THE DATE THEREOF. References herein to laws, rules, regulations, resolutions, agreements, reports and other documents do not purport to be comprehensive or definitive. All references to such documents are qualified in their entirety by reference to the particular document, the full text of which may contain qualifications of and exceptions to statements made herein. Where full texts of documents prepared by or on behalf of the Issuer have not been included as appendices to the Official Statement or the Final Official Statement, they will be furnished on request. Any CUSIP numbers for the Obligations included in the Final Official Statement are provided for convenience of the owners and prospective investors. The CUSIP numbers for the Obligations have been assigned by an organization unaffiliated with the Issuer. The Issuer is not responsible for the selection of the CUSIP numbers and makes no representation as to the accuracy thereofas printed on the Obligations or as set forth in the Final Official Statement. No assurance can be given that the CUSIP numbers for the Obligations will remain the same after the date of issuance and delivery of the Obligations. I TABLE OF CONTENTS Paqe( s) Terms of Proposal .................... ................ ......... ....................... ....................................... HV Introductory Statement...... ..... ........ ........... ...... ..... ........ ....... .... ...................... ........ ........... 1 Continuing Disclosure.......... ............... ......... ................................... ....... ..................... ...... 1 The Bonds.............................. ....... ................................. ......... .............. ..... ......... ...,.......... 2 Authority and Purpose ............... .............. ................................. ..... ............................. ...... 4 Security and Financing.............. ......... ........................ .... ............. ......................... ...... ...... 4 Future Financing................ ...................... ..... ....... ....... ......... .... ............ ............................. 5 Litigation.................... ................... ............. ..... .... ........... ................... ................................ 5 Legality............................................................................................................................ . 5 Tax Exemption ......... ........... ..... ....... ......... ...... ....................................................... ........ .... 5 Qualified Tax-Exempt Obligations......... ....... ............. ...... ................ ... ............... ...... .... ...... 6 Rating... .................................. ........ ........ ................ .... ........ ....... ... ................ ....... '" .......... 7 Financial Advisor............... ...... ..... ............. ........... ............... ........................................ ..... 7 Certification...................................................................................................................... . 7 City Property Values ......... ..... ......... ........... '" ...... .......... ....... ......... .................................... 8 City Indebtedness...... ..... .............. ........ .................... ........ .... .................................... ........ 9 City Tax Rates, Levies and Collections ............... ........... ...... .;....... .................................... 14 Funds on Hand... .... .................... ............. ..... ....... .... ................ ................................. ... ..... 15 City Investments '" .............. ..... .... .............. .... ...... ..................................................... ........ 15 General Information Concerning the City........................................... ............ ................... 16 Governmental Organization and Services ............................... ...................... .................... 18 Proposed Form of Legal Opinion ................ ................................... ......................... Appendix I Continuing Disclosure Certificate '" ......... ..... ........ ................,.................................. Appendix II Summary of Tax Levies, Payment Provisions, and Minnesota Real Property Valuation ;..................................................................... Appendix III Excerpt of 2004 Annual Financial Statements ......................................................... Appendix IV Proposal Forms . ..... .... ..... .......................................... ............................................. Inserted - (This page was left blank intentionally.) THE CITY HAS AUTHORIZEDSPRINGSTED INCORPORATED TO NEGOTIATE THIS ISSUE ON ITS BEHALF. PROPOSALS WILL BE RECEIVED ON THE FOLLOWING BASIS: TERMS OF PROPOSAL $3,440,000 CITY OF SHAKOPEE, MINNESOTA GENERAL OBLIGATION IMPROVEMENT BONDS, SERIES 2006A (BOOK ENTRY ONLY) Proposals for the Bonds will be received on Tuesday, June 6, 2006, until 11 :30 A.M., Central Time, at the offices of Springsted Incorporated, 380 Jackson Street, Suite 300, Saint Paul, Minnesota, after which time they will be opened and tabulated. Consideration for award of the Bonds will be by the City Council at 7:00 P.M., Central Time, of the same day. SUBMISSION OF PROPOSALS Springsted will assume no liability for the inability of the bidder to reach Springsted prior to the time of sale specified above. All bidders are advised that each Proposal shall be deemed to constitute a contract between the bidder and the City to purchase the Bonds regardless of the manner in which the Proposalis submitted. (a) Sealed Bidding. Proposals may be submitted in a sealed envelope or by fax (651) 223-3046 to Springsted. Signed Proposals, without final price or coupons, may be submitted to Springsted prior to the time of sale. The bidder shall be responsible for submitting to Springsted the final Proposal price and coupons, by telephone (651) 223-3000 or fax (651) 223-3046 for inclusion in the submitted Proposal. OR (b) Electronic Biddinq. Notice is hereby given that electronic proposals will be received via PARIT~. For purposes of the electronic bidding process, the time as maintained by PARITY@ shall constitute the official time with respect to all Bids submitted to PARITY@. Each bidder shall be solely responsible for making necessary arrangements to access PARIT'f'ID for purposes of submitting its electronic Bid in a timely manner and in compliance with the requirements of the Terms of Proposal. Neither the City, its agents nor PARITY@ shall have any duty or obligation to undertake registration to bid for any prospective bidder or to provide or ensure electronic access to any qualified prospective bidder, and neither the City, its agents nor PARITY@ shall be responsible for a bidder's failure to register to. bid or for any failure in the proper operation of, or have any liability for any delays or interruptions of or any damages caused by the services of PARITY@. The City is using the services of PARI"fYID so~ as a communication mechanism to conduct the electronic bidding for the Bonds, and PAR/T "is not an agent of the City. If any provisions of this Terms of Proposal conflict with information provided by PARITY@, this Terms of Proposal shall control. Further information about PAR/TY@, including any fee charged, may be obtained from: PARI,-y@, 1359 Broadway, 2nd Floor, New York, New York 10018 Customer Support: (212) 849-5000 - i - DETAILS OF THE BONDS - The Bonds will be dated July 1, 2006, as the date of original issue, and will bear interest payable on February 1 and August 1 of each year, commencing. February 1, 2007. Interest will be computed on the basis of a 360-day year of twelve 3D-day mcnths. The Bonds will mature February 1 in the years and amounts as follows: 2008 $310,000 2012 $340,000 2015 $370,000 2009 $315,000 2013 $350,000 2016 $380,000 2010 $325,000 2014 $360,000 2017 $360,000 2011 $330,000 Proposals for the Bonds may contain a maturity schedule providing for a combination of serial bonds and term bonds. All term bonds shall be subject to mandatory sinking fund redemption and must. conform to the maturity schedule set forth above at a price of par plus accrued interest to the date of redemption. In order to designate term bonds, the proposal must specify "Years of Term Maturities" in the spaces provided on the Proposal Form. BOOK ENTRY SYSTEM The Bonds will be issued by means of a book entry system with no physical distribution of Bonds made to the public. The Bonds will be issued in fully registered form and one Bond, representing the aggregate principal amount of the Bonds maturing in each year, will be registered in the name of Cede & Co. as nominee of The Depository Trust Company ("DTC"), New York, New York, which will act as securities depository of the Bonds. Individual purchases of the Bonds may be made in the principal amount of $5,000 or any multiple thereof of a single maturity through book entries made on the books and records of DTC and its participants. Principal and interest are payable by the registrar to DTC or its nominee as registered owner of the Bonds. Transfer of principal and interest payments to participants of DTC will be the responsibility of DTC; transfer of principal and interest payments to beneficial owners by participants will be the responsibility of such participants and other nominees of beneficial owners. The purchaser, as a condition of delivery of the Bonds, will be required to deposit the Bonds with DTC. REGISTRAR The City will name the registrar, which shall be subject to applicable SEC regulations. The City will pay for the services of the registrar. OPTIONAL REDEMPTION The City may elect on February 1, 2014, and on any day thereafter, to prepay Bonds due on or after February 1, 2015. Redemption may be in whole or in part and if in part at the option of the City and in such manner as the City shall determine. If less than all Bonds of a maturity are called for redemption, the City will notify DTC of the particular amount of such maturity to be prepaid. DTC will determine by lot the amount of each participant's interest in such maturity to be redeemed and each participant will then select by lot the beneficial ownership interests in such maturity to be redeemed. All prepayments shall be at a price of par plus accrued interest. SECURITY AND PURPOSE The Bonds will be general obligations of the City for which the City will pledge its full faith and credit and power to levy direct general ad valorem taxes. In addition, the City will pledge special assessments against benefited properties. The proceeds will be used to finance various projects within the City. - ii - ..> " TYPE OF PROPOSALS Proposals shall be for not less than $3,410,760 and accrued interest on the total principal amount of the Bonds. Proposals shall be accompanied by a Good Faith Deposit ("Deposit") in the form of a certified or cashier's check or a Financial Surety Bond in the amount of $34,400, payable to the order of the City. If a check is used, it must accompany the proposal. If a Financial Surety Bond is used, it must be from an insurance company licensed to issue such a bond in the State of Minnesota, and preapproved by the City. Such bond must be submitted to Springsted Incorporated prior to the opening of the proposals. The Financial Surety Bond must identify each underwriter whose Deposit is guaranteed by such Financial Surety Bond. If the Bonds are awarded to an underwriter using a Financial Surety Bond, then that purchaser is required to submit its Deposit to Springsted Incorporated in the form of a certified or. cashier's check or wire transfer as instructed by Springsted Incorporated not later than 3:30 P.M., Central Time, on the next business day following the award. If such Deposit is not received by that time, the Financial Surety Bond may be drawn by the City to satisfy the Deposit requirement. The Deposit received from the purchaser, the amount of which will be deducted at settlement and no interest will accrue to the purchaser, will be deposited by the City. In the event the purchaser fails to comply with the accepted proposal, said amount will be retained by the City. No proposal can be withdrawn or amended after the time set for receiving proposals unless the meeting of the City scheduled for award of the Bonds is adjourned, recessed, or continued to another date without award of the Bonds having been made. Rates. shall be in integral multiples of 5/100 or 1/8 of 1%. Rates must be in level or ascending order. Bonds of the same maturity shall bear a single rate from the date of the Bonds to the date of maturity. No conditional proposals will be accepted. AWARD The Bonds will be awarded on the basis of the lowest interest rate to be determined on a true interest cost (TIC) basis. The City's computation of the interest rate of each proposal, in accordance with customary practice, will be controlling. The City will reseNe the right to: (i) waive non-substantive informalities of any proposal or of matters relating to the receipt of proposals and award of the Bonds, (ii) reject all proposals without cause, and (iii) reject any proposal that the City determines to have failedto comply with the terms herein. BOND INSURANCE AT PURCHASER'S OPTION If the Bonds qualify for issuance of any policy of municipal bond insurance or commitment therefor at the option of the underwriter, the purchase of any such insurance policy or the issuance of any such commitment shall be at the sole option and expense of the purchaser of the Bonds. Any increased costs of issuance of the Bonds resulting from such purchase of insurance shall be paid by the purchaser, except that, if the City has requested and received a rating on the Bonds from a rating agency, the City will pay that rating fee. Any other rating agency fees shall be the responsibility of the purchaser. Failure of the municipal bond insurer to issue the policy after Bonds have been awarded to the purchaser shall not constitute cause for failure or refusal by the purchaser to accept delivery on the Bonds. CUSIP NUMBERS If the Bonds qualify for assignment of CUSIP numbers such numbers will be printed on the Bonds, but neither the failure to print such numbers on any Bond nor any error with respect thereto will constitute cause for failure or refusal by the purchaser to accept delivery .of the -iii- Bonds. The CUSIP Service Bureau charge for the assignment of CUSIP identification numbers shall be paid by the purchaser. SETTLEMENT Within 40 days following the date of their award, the Bonds will be delivered without cost to the purchaser through DTC in New York, New York. Delivery will be subject to receipt by the purchaser of an approving legal opinion of Kennedy & Graven, Chartered of Minneapolis, Minnesota, and of customary closing papers, including a no-litigation certificate. On the date of settlement, payment for the Bonds shall be made in federal, or equivalent, funds that shall be received at the offices of the City or its designee not later than 12:00 Noon, Central Time. Unless compliance with the terms of payment for the Bonds has been made impossible by action of the City, or its agents, the purchaser shall be liable to the City for any loss suffered by the City by reason of the purchaser's non-compliance with said terms for payment. CONTINUING DISCLOSURE In accordance with SEC Rule 15c2-12(b)(5), the City will undertake, pursuant to the resolution awarding sale of the Bonds, to provide annual reports and notices of certain events. A description of this undertaking is set forth in the Official Statement. The purchaser's obligation to purchase the Bonds will be conditioned upon receiving evidence of this undertaking at or prior to delivery of the Bonds. OFFICIAL STATEMENT The City has authorized the preparation of an Official Statement containing pertinent information relative to the Bonds, and said Official Statement will serve as a nearly final Official Statement within the meaning of Rule 15c2-12 of the Securities and Exchange Commission. For copies of the Official Statement or for any additional information prior to sale, any prospective purchaser is referred to the Financial Advisor to the City, Springsted Incorporated, 380 Jackson Street, Suite 300, Saint Paul, Minnesota 55101, telephone (651) 223-3000. The Official Statement, when further supplemented by an addendum or addenda specifying the maturity dates, principal amounts and interest rates of the Bonds, together with any other information required by law, shall constitute a "Final Official Statement" of the City with respect to the Bonds, as that term is defined in Rule 15c2-12. By awarding the Bonds to any underwriter or underwriting syndicate submitting a proposal therefor, the City agrees that, no more than seven business days after the date of such award, it shall provide without cost to the senior managing underwriter of the syndicate to which the Bonds are awarded 125 copies of the Official Statement and the addendum or addenda described above. The City designates the senior managing underwriter of the syndicate to which the Bonds are awarded as its agent for purposes of distributing copies of the Final Official Statement to each Participating Underwriter. Any underwriter delivering a proposal with respect to the Bonds agrees thereby that if its proposal is accepted by the City (i) it shall accept such designation. and (ii) it shall enter into a contractual relationship with all Participating Underwriters of the Bonds for purposes of assuring the receipt by each such Participating Underwriter of the Final Official Statement. Dated May 2, 2006 BY ORDER OF THE CITY COUNCIL /s/ Judy Cox City Clerk - iv- I OFFICIAL STATEMENT $3,440,000 CITY OF SHAKOPEE, MINNESOTA GENERAL OBLIGATION IMPROVEMENT BONDS, SERIES 2006A (BOOK ENTRY ONLY) INTRODUCTORY STATEMENT This Official Statement contains certain information relating to the City of Shakopee, Minnesota (the "City" or the "Issuer") and its issuance of $3,440,000 General Obligation Improvement Bonds, Series 2006A (the "Bonds," the "Obligations" or the. "Issue"). The Bonds are general obligations of the City for which. the City pledges its full faith and credit and power to levy direct general ad valorem taxes. Inquiries may be directed to Mr. Gregg Voxland, Finance DirectorlTreasurer, City of Shakopee, 129 South Holmes Street, Shakopee, Minnesota 55379, by telephoning (952) 233-9326, or via email at gvoxland@cLshakopee.mn.us. Inquiries may also be made to Springsted Incorporated, 380 Jackson Street, Suite 300, S1. Paul, Minnesota 55101-2887, or by telephoning (651) 223-3000. If information ofa specific legal nature is desired, requests may be directed to Kennedy & Graven, Chartered, Bond Counsel, 470 U.S. Bank Plaza, Minneapolis, Minnesota 55402, or by telephoning (612) 337-9300. CONTINUING DISCLOSURE In order to assist the Underwriters in complying with SEC Rule 15c2-12 promulgated by the Securities and Exchange Commission, pursuant to the Securities Exchange Act of 1934, as the same may be amended from time to time, and official interpretations thereof (the "Rule"), pursuant to the Award Resolution, the City has entered into an undertaking (the "Undertaking") for the benefit of holders including beneficial owners of the Bonds to provide certain financial information and operating data relating to the City to certain information repositories annually, and to provide notices of the occurrence of certain events enumerated in the Rule to certain information repositories or the Municipal Securities Rulemaking Board and to any state information depository. The specific nature of the Undertaking, as well as the information to be contained in the annual report or the notices of material events are set forth in the Continuing Disclosure Certificate to be executed and delivered by the City at the time the Bonds are delivered in substantially the form attached hereto as Appendix II. The City has never failed to comply in all material respects with any previous undertakings under the Rule to provide annual reports or notices of material events. A failure by the City to comply with the Undertaking will not constitute an event of default on the Bonds (although holders will have any available remedy at law or in equity). Nevertheless, such a failure must be reported in accordance with the Rule and must be considered by any broker, dealer or municipal securities dealer before recommending the purchase or sale of the Bonds in the secondary market. Consequently, such a failure may adversely affect the transferability and liquidity of the Bonds and their market price. - 1 - THE BONDS - 1 I General Description The Bonds are dated as of July 1, 2006 and will mature. in the amounts and on the dates shown on the cover of this Official Statement. The Bonds are being issued in book entry form. Interest on the Bonds is payable February 1,2007 and semiannually thereafter on August 1 and February 1. Interest on the Bonds will be payable to the holder (initially Cede & Co.) registered on the books of the Registrar as of the fifteenth day of the calendar month next preceding such interest payment date. Principal of and interest on the Bonds will be paid as described in the section herein entitled "Book Entry System." U.S. Bank National Association,St. Paul, Minnesota will serve as Registrar for the Bonds. The City will pay for registration services. Optional Redemption The City may elect on February 1, 2014, and on any day thereafter, to prepay Bonds due on or after February 1, 2015. Redemption may be in whole or in part and if in part at the option of the City and in such order as the City shall determine. If less than all the Bonds of a maturity are called for redemption, the City will notify DTC of the particular amount of such maturity to be prepaid. DTC will determine by lot the amount of each participant's interest in such maturity to be redeemed and each participant will then select by lot the beneficial ownership interests in such maturity to be redeemed. All prepayments shall be at a price of par plus accrued interest to the date of redemption. Book Entry System The Depository Trust Company ("DTC"), New York, New York, will act as securities depository forthe Obligations. The Obligations will be issued as fully registered securities registered in the name of Cede & Co. (DTC's partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully registered certificate will be issued for each maturity of the Obligations, in the aggregate principal amount of such maturity, and will be deposited with DTC. DTC is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York. Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17 A of the Securities Exchange Act of 1934. DTC holds securities that its participants ("Direct Participants") deposit with DTC. DTC also facilitates the post-sale settlement among Direct Participants of sales and other securities transactions in deposited securities through electronic computerized book-entry transfers and pledges between Direct Participants' accounts, thereby eliminating the need for physical movement of securities certificates. Direct Participants ("Direct Participants") include securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is a wholly-owned subsidiary of The Depository Trust and Clearing Corporation ("DTCC"). DTCC, in turn, is owned by a number of Direct Participants of DTC and members of the National Securities Clearing Corporation, Fixed Income Clearing Corporation, and Emerging Markets Clearing Corporation (NSCC, FICe, and EMCC, also subsidiaries of DTCC), as well as by the New York Stock Exchange, Inc., the American Stock Exchange LLC, and the National Association of Securities Dealers, Inc. Access to the DTC system is also available to others such as securities brokers and dealers, banks, trust companies and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants"). The Rules applicable to DTC and its Direct and Indirect Participants are on file with the Securities -2- and Exchange Commission. More information about DTC can be found at www.dtcc.com and www.dtc.orq. Purchases of Obligations under the DTC system must be made by or through Direct Participants, which will receive a credit for the Obligations on DTC's records. The ownership interest of each actual purchaser of each Obligation ("Beneficial Owner") is in turn to be recorded on the Direct and Indirect Participants' records.. Beneficial Owners will not receive written confirmation from DTC of their purchase, but Beneficial Owners are expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Obligations are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in the Obligations, except in the event that use of the book-entry system for the Obligations is discontinued. To facilitate subsequent transfers, all Obligations deposited by Direct Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co. or such other name as requested by an authorized representative of DTC. The deposit of Obligations with DTC and their registration in the name of Cede & Co. or such other DTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Obligations; DTC's records reflect only the identity of the Direct Participants to whose accounts such Obligations are credited, which mayor may not be the Beneficial Owners. The Direct and Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by. Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Beneficial Owners of the Obligations may wish to take certain steps to augment transmission to them of notices of significant events with respect to the Obligations, such as redemptions, tenders, defaults, and proposed amendments to the security documents. Beneficial Owners of the Obligations may wish to ascertain that the nominee holding the Obligations for their benefit has agreed to obtain and transmit notices to Beneficial Owners, or in the alternative, Beneficial Owners may wish to provide their names and addresses to the Registrar and request that copies of the notices be provided directly to them. Redemption notices shall be sent to DTC. If less than all of the Obligations within a maturity are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such maturity to be redeemed. Neither DTC nor Cede & Co. (nor such other DTC nominee) will consent or vote with respect to the Obligations unless authorized by a Direct Participant in accordance with DTC's procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the Issuer or Registrar as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts the Obligations are credited on the record date (identified in a listing attached to the Omnibus Proxy). Principal and interest payments on the Obligations will be made to Cede & Co. or such other nominee as may be requested by an authorized representative of DTC. DTC's practice is to credit Direct. Participants' accounts, upon DTC's receipt of funds and corresponding detail information from Issuer or Agent on the payable date in accordance with their respective holdings shown on DTC's records. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the - 3 - responsibility of such Participant and not of DTC (nor its nominee), the Registrar, or the Issuer, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of principal and interest to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the Registrar, Issuer, or Agent disbursement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants. A Beneficial Owner shall give notice to elect to have its Obligations purchased or redeemed, through its Direct Participant, to the nominee holding the Obligations, and shall effect delivery of such Obligations by causing the Direct Participant to transfer the Direct Participant's interest in the Obligations, on DTC's records, to the nominee holding the Obligations. The requirement for physical delivery of the Obligations in connection with a purchase or redemption will be deemed satisfied when the ownership rights in the Obligations are transferred by the Direct Participants on DTC's records and followed by a book-entry credit of purchased or redeemed Obligations to the nominee holding the Obligations. DTG may discontinue providing its services as securities depository with respect to the Obligations at any time by giving reasonable notice to the Registrar. Under such circumstances, in the event that a successor securities depository is not obtained, certificates are required to be printed and delivered. The Issuer may decide to discontinue use of the system of book-entry transfers through DTC (or a successor securities depository). In that event, certificates will be printed and delivered. The information in this section concerning DTC and DTC's book-entry system has been obtained from sources that the Issuer believes to be reliable, but the Issuer takes no responsibility for the accuracy thereof. AUTHORITY AND PURPOSE The Bonds are being issued pursuant to Minnesota Statutes, Chapters 429 and 475. Proceeds of the Bonds, along with funds from other sources, will be used to finance various improvement projects within the City. The composition of the Bonds is as follows: Project Costs $6,070,460 Less: Other Financing Sources (1,980,190) Less: Prepaid Assessments (710,660) Costs of Issuance 31 ,150 Allowance for Discount Bidding 29,240 Total Bond Issue $3,440,000 SECURITY AND FINANCING The Bonds will be general obligations of the City for which the City will pledge its full faith and credit and power to levy direct general ad valorem taxes. In addition, the City will pledge special assessments against benefited properties. Assessments in the principal amount of $873,740 were filed on November 1, 2005 with interest charged at a rate of 5.25%, and assessments in the principal amount of approximately $650,000 are expected to be filed on or -4- about November 1, 2006 with interest charged at a rate of approximately 1.50% over the interest rate received on the Bonds. Assessments will be spread over one to ten year periods. The City will make its first levy for the Bonds in 2006 for collection in 2007. The City will use special assessment collections and available City funds to pay the February 1, 2007 interest payment. Thereafter, each year's collections of special assessments and taxes, if collected in full, will be sufficient to pay 105% of the interest coming due on August 1 in the year of collection and the principal and interest coming due on February 1 of the following year. FUTURE FINANCING The City anticipates that the Scott County Housing and Redevelopment Authority (the "HRA") may refund three bond issues within the next 90 days: the HRA's Housing Development Revenue Bonds, Series 1997A, Taxable Tax Increment Development Revenue Bonds, Series 19970, and Taxable Tax Increment Development Revenue Bonds, Series 1997E. These issues are general obligations of the City supported by tax increment and project revenues. LITIGATION The City is not aware of any threatened or pending litigation affecting the validity of the Bonds or the City's ability to meet its financial obligations. LEGALITY The Bonds are subject to approval as to certain matters by Kennedy & Graven, Chartered, of Minneapolis, Minnesota as Bond Counsel. Kennedy & Graven also serves as City Attorney. Bond Counsel has not participated in the preparation of this Official Statement and will not pass upon its accuracy, completeness, or sufficiency. Bond Counsel has not examined nor attempted to examine or verify, any of the financial or statistical statements, or data contained in this Official Statement and will express no opinion with respect thereto. A legal opinion in substantially the form set out as Appendix I to this Official Statement will be delivered at closing~ TAX EXEMPTION In the opinion of Bond Counsel, under existing statutes, regulations, rulings and decisions, interest on the Bonds is not includable in the "gross income" of the owners thereof for purposes of federal income taxation and.is not includable in net taxable income of individuals, estates or trusts for purposes of State of Minnesota income taxation, but is subject to State of Minnesota franchise taxes measured by income that are imposed upon corporations and financial institutions. Noncompliance following the issuance of the Bonds with certain requirements of the Internal Revenue Code of 1986, as amended, (the "Code") and covenants of the bond resolution may - 5 - result in the inclusion of interest on the Bonds in gross income (for federal tax purposes) and net taxable income for State of Minnesota tax purposes of the owners thereof. No provision has been made for redemption of the Bonds, or for an increase in the interest rate on the Bonds, in the event that interest on the Bonds becomes subject to United States or State of Minnesota income taxation. The Code imposes an alternative minimum tax with respect to individuals and corporations on alternative minimum taxable income. Interest on the Bonds will not be treated as a preference item in calculating alternative minimum taxable income. The Code provides, however, that for taxable years beginning after 1989, a portion of the adjusted current earnings of a corporation not otherwise included in the minimum tax base would be included for purposes of calculating the alternative minimum tax that may be imposed with respect to corporations. Adjusted current earnings includes income received that is otherwise exempt .from taxation such as interest on the Bonds. The Code imposes an environmental tax with respect to corporations on the excess of a corporation's modified alternative minimum taxable income over $2,000,000. The environmental tax applies with respect to taxable years beginning after December 31,1986 and before January 1, 1996. The Code provides that in the case of an insurance company subject to the tax imposed by Section 831 of the Code, for taxable years beginning after December 31, 1986 the amount which otherwise would be taken into account as "losses incurred" under Section 832(b )(5) shall be reduced by an amount equal to 15% of the interest on the Bonds that is received or accrued during the taxable year. Interest on the Bonds may be included in the income of a foreign corporation for purposes of the branch profits tax imposed by Section 884 of the Code. Under certain circumstances, interest on the Bonds may be subject to the tax on "excess net passive income" of S corporations imposed by Section 1375 of the Code. The above is not a comprehensive list of all federal tax consequences which may arise from the receipt of interest on the Bonds. The receipt of interest on the Bonds may otherwise affect the federal or State income tax liability of the recipient based on the particular taxes to which the recipient is subject and the particular tax status of other items or deductions. Bond Counsel expresses no opinion regarding any such consequences. All prospective purchasers of the Bonds are advised to consult their own tax advisors as to the tax consequences of, or tax considerations for, purchasing or holding the Bonds. QUALIFIED TAX-EXEMPT OBLIGATIONS The City will designate the Bonds as "qualified tax-exempt obligations" for purposes of Section 265(b)(3) of the Code relating to the ability of financial institutions to deduct from income for federal income tax purposes, interest expense that is allocable to carrying and acquiring tax- exempt obligations. - 6 - - RATING An application for a rating of the Bonds has been made to Moody's Investors Service ("Moody's"), 99 Church Street, New York, New York. If a rating is assigned, it will reflect only the opinion of Moody's. Any explanation of the significance of the rating may be obtained only from Moody's. There is no assurance that a rating, if assigned, will continue for any given period of time, or that such rating will not be revised or withdrawn if, in the judgment of Moody's, circumstances so warrant. A revision or withdrawal of the rating may have an adverse effect on the market price of the Bonds. FINANCIALADVISOR The City has retained Springsted Incorporated, Public Sector Advisors, of St. Paul, Minnesota, as financial advisor (the "Financial Advisor") in connection with the issuance of the Bonds. In preparing the Official Statement, the Financial Advisor has relied upon governmental officials, and other sources, who have access to relevant data to provide accurate information for the Official Statement, and the Financial Advisor has not been engaged, nor has it undertaken, to independently v~rify the accuracy of such information. The Financial Advisor is not a public accounting firm and has not been engaged by the City to compile, review, examine or audit any information in the Official Statement in accordance with accounting standards. The Financial Advisor is an independent advisory firm and is not engaged in the business of underwriting, trading or distributing municipal securities or other public securities and therefore will not participate in the underwriting of the Bonds. CERTIFICATION The City has authorized the distribution of this Official Statement for use in connection with the initial sale of the Bonds. As of the date of the settlement of the Bonds, the Purchaser will be furnished with. a certificate signed by the appropriate officers of the City. The certificate will state that as of the date of the Official Statement, the Official Statement did not and does not as of the date of the certificate contain any untrue statement of material fact or omit to state a material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading. -7- CITY PROPERTY VALUES 2005 Indicated Market Value of Taxable Property: $3,315,934,961* * Calculated by dividing the City's taxable market value of $2,987,657,400 by the 2004 sales ratio of 90.1% for the Cftyas determined by the State Department of Revenue. (2005 safes ratios are not yet available.) 2005 Taxable Net Tax Capacity: $34,470,585 2005 Net Tax Capacity $36,438,318 Less: Captured Tax Increment Tax Capacity (352,543) Contribution to Fiscal Disparities (4,467,213) Plus: Distribution from Fiscal Disparities 2.852,023 2005 Taxable Net Tax Capacity $34,470,585 2005 Taxable Net Tax Capacity by Class of Property Residential Homestead $20,553,810 59.6% Commercial/lndustrial. Public Utility, Railroad. and Personal Property* 11,023,915 32.0 Residential Non-Homestead 2,598.324 7.5 Agricultural and Seasonal/Recreational 294,536 0.9 Total $34,470,585 100.0% * Reflects adjustments for fiscal disparities and captured tax increment tax capacity. Trend of Values Indicated Taxable Taxable Net Market Value(a) Market Value Tax Capacity(b) 2005 $3,315,934,961 $2,987,657,400 $34,470,585 2004 2,945,805.660 2,654,170,900 30,211,233 2003 2,613,735,574 2,255,653,800 25,626,029 2002 2,382,116,157 1,946,188,900 22,399,411 2001 1,971,567,461 1,654,145,100 19.383.529 (a) Calculated by dividing the City's taxable market value by the sales ratio determined for the City each year by the State Department of Revenue. (b) See Appendix 11/ for an explanation of taxable net tax capacity and the Minnesota property tax system. - 8 - Ten of the Largest Taxpayers in the City 2005 Net Taxpayer Type of Property Tax Capacity Xcel Energy Utility $ 422,938 Rahr Malting Co. Malting Company 401,067 Seagate Technology Inc. Computer Hardware 399,250 Shakopee Crossings limited Partnership Residential/Commercial 344,163 Inland Shak Valley Marketplace Commercial 339,458 Certain Teed Products Corp. Industrial 335,258 K-Mart Corporation Warehouse and Retail Store 300,988 Cedar Fair Limited Partnership Valleyfair Amusement Park 300,784 First Industrial LP Industrial 280,962 Oire Minnesota LLC Warehousing 272,128 Total $3,396,996* '" Represents 9.9% of the City's 2005 taxable net tax capacity. CITY INDEBTEDNESS Legal Debt Limit Legal Debt limit (2% of Taxable Market Value) $59,753,148 Less: Outstanding Debt Subject to limit (7,950,000) Legal Debt Margin at March 31, 2006 $51,803,148 General Obligation Debt Supported by Taxes* Principal Date Original Final Outstanding of Issue Amount Purpose Maturity As of 3-31-06 5-1-04 $2,275,000 Fire Station Refunding 2-1-2017 $2,110,000 11-1-04 6,000,000 Capital Improvements 2-1-2025 5,840,000 Total $7,950,000 , '" These issues are subject to the statutory debt limit - 9 - General Obligation Debt Supported by Taxes and/or Special Assessments Principal Date Original Final Outstanding of Issue Amount Purpose Maturitv As of 3-31-06 11-1-95 $3,180,000 Local Improvements 2-1-2007 $ 185,000 12-1-96 2,555,000 Local Improvements 2-1-2008 325,000 11-1-97 1,805,000 Local Improvements 2-1-2009 280,000 12-1-98 2,375,000 Local Improvements 2-1-2010 800,000 10-1-00 2,560,000 Local Improvements 2-1-2011 1,185,000 2-1-02 1,185,000 Local Improvements 2-1-2012 795,000 7-1-02 3,750,000 Local Improvements 2-1-2013 2,455,000 6-1-03 2,215,000 Local Improvements 2-1-2014 1,295,000 5-1-04 4,225,000 Local Improvements 2-1-2025 4,.040,000 11-1-04 2,570,000 Local Improvements 2-1-2015 2,270,000 7-1-06 3,440,000 Local Improvements (this Issue) 2-1-2017 3,440,000 Total $17,070,000 General Obligation Debt Supported by Revenues Principal Date Original Final . Outstanding of Issue Amount Purpose Maturitv As of 3-31-06 10-1-97 $3,495,000 River City Centre-Housing 2-1-2027 $ 3,155,000(a) 10-1-97 945,000 River City Centre-Retail (Taxable) 2-1-2020 870,000(a) 10-1-97 1,170,000 River City Centre-Retail 2-1-2025 1,170,000(a) 9-1-03 6,640,000 Northridge Apartments 2-1-2034 6,535,000(b) Total $11,730,000 (a) These issues were sold by the Scott County Housing and RedevelopmentAuthority (the "HRA") to finance a combination housing and retail project located in the City. These issues are being repaid from revenues of the project and tax increment collections. The City is anticipating the refunding of these issues within the next 90 days. (b) These bonds were sold by the HRA to finance a senior housing project in the City. The bonds are being repaid from project revenues and a portion of the HRA's special benefits tax. The bonds are a general obligation of both Scott County and the City. Revenue Debt* . Principal Date Original Final Outstanding of Issue Amount Purpose Maturity As of 3-31-06 12-1-99 $ 9,850,000 Utility Improvements 2-1-2009 $ 390,000 6-1-01 12,000,000 Utility Improvements 2-1-2030 11,075,000 5-1-03 3,385,000 Utility Improvements Refunding 8-1-2018 3,040,000 10-1-04 9,830,000 Utility Improvements Refunding 2-1.2028 9,655,000 Total $24,160,000 * These issues were sold by the Shakopee Public Utilities Commission to finance capital improvements, replacements and additions to the electric and water utilities comprising the Shakopee Public Utilities. - 10- Annual Calendar Year Debt Service Payments Including This Issue G. O. Debt Supported G.O. Debt by Taxes and/or Supported bv Taxes Special Assessments Principal Principal Year Principal & Interest Principal & lnteres!(a) 2006 (at 3-31) (Paid) $ 148,084.39 (Paid) $ 249,055.64 2007 $ 390,000 681,293.78 $ 2,720,000 3,319,643.78 2008 395,000 675,781.28 2,775,000 3,266,245.02 2009 410,000 678,993.78 2,020,000 2,425,485.02 2010 415,000 671,618.78 1,900,000 2,234,030.02 2011 435,000 678,683.78 1,495,000 1,765,542.52 2012 445,000 674,568.78 1,380,000 1,596,582.52 2013 460,000 674,323.15 1,245,000 1,412,850.64 2014 475,000 671,982.52 1,055,000 1,179,635.01 2015 500,000 677,482.52 825,000 912,811.26 2016 515,000 672,182.52 475,000 536,153.76 2017 530,000 666,170.02 455,000 496,676.26 2018 320,000 439,057.52 95,000 125,060.01 2019 335,000 440,957.52 95,000 120,998.76 2020 345,000 437,141.89 90;000 111,987.51 2021 360,000 437,466.26 90,000 108,050.01 2022 380,000 441,831.26 90,000 104,056.26 2023 395,000 440,362.51 90,000 100,006.26 2024 415,000 442,890.63 90,000 95,956.26 2025 430,000 439,406.25 85,000 86,965.63 Total $7,950,000(b) $11,090,279.14 $17,070,000(c) $20,247,792.15 (a) Includes the Bonds at an assumed average annual interest rate of 4.05%. (b) 55.8% of this debt will be retired within ten years. (c) 93.1% of this debt will be retired within ten years. - 11 - Annual Calendar Year Debt Service Payments Including This Issue (Continued) G.O. Debt Supported bv Revenues Revenue Debt Principal Principal Year Principal & Interest Princi(>al & Interest 2006 (at 3-31) (Paid) $ 293,443.18 $ 195,000 $ 1,000,208.78 2007 $ 190,000 773,693.86 640,000 2,234,961.31 2008 205,000 781,806.36 670,000 2,239,311.31 2009 225,000 793,593.86 710,000 1,993,955.68 2010 240,000 799,048.86 730,000 1,727,796.30 2011 255,000 803,533.86 745,000 1,714,883.80 2012 270,000 807,028.86 795,000 1,734,633.80 2013 290,000 814,401.36 790,000 1,697,591.30 2014 310,000 820,493.86 840,000 1,713,622.55 2015 410,000 902,293.86 860,000 1,694,448.80 2016 435,000 904,623.86 920,000 1,713,218.80 2017 465,000 910,133.23 960,000 1,709,468.80 2018 490,000 908,852.60 990,000 1,695,571.30 2019 520,000 910,680.10 1,015,000 1,668,943.80 2020 550,000 911,964.47 1,110,000 1,716,537.55 2021 585,000 918,104.46 1,160,000 1,715,162.55 2022 625,000 927,458.82 1,210,000 1,710,750.05 2023 655,000 924,796.30 1,265,000 1,708,109.42 2024 685,000 920,407.53 1,345,000 1,726,853.16 2025 725,000 924,086.89 1 ,400,000 1,716,918.78 2026 525,000 692,088.76 1,455,000 1,703,837.53 2027 550,000 689,791.88 1,440,000 1,619,653.15 2028 310,000 428,267.50 1,380,000 1,491,921.89 2029 325,000 427,625.00 745,000 804,578.13 2030 340,000 426,000.00 790,000 810,243.75 2031 360,000 428,500.00 2032 380,000 430,000.00 2033 395,000 425,625.00 2034 415,000 425,375.00 Total $11,730,000(a) $21,123,719.32 $24,160,00O(b) $41,263,182.29 (a) 24.1% of this debt will be retired within ten years. (b) 28.9% of this debt will be retired within ten years. - 12- Summary of Direct Debt InckJding This Issue Less: Debt Net Gross Debt Service Funds(a) Direct Debt G.O. Debt Supported by Taxes $ 7,950,000 $ (684,804) $ 7,265,196 G.O. Debt Supported by Taxes and/or Special Assessments 17,070,000 (5,202,944) 11,867,056 G.O. Debt Supported by Revenues 11,730,000 (b) 11,730,000 Revenue Debt 24,160,000 (e) 24,160,000 (a) Debt service funds are as of March 31,2006 and include moneys to pay both principal and interest. (b) Moneys from the City's various enterprise funds are transferred to the debt service funds only as required. (e) Paid from revenues held by the Scott County HRA. Indirect General Obligation Debt Debt Applicable to 2005 Taxable G.O. Debt Tax Capacity in City Taxina Unit Net Tax Capacity As of 3-31-06(a) Percent Amount Scott County - $ 118,094,536 $ 50,430,000 26.8% $ 13,515,240 ISO 720 (Shakopee) 35,958,769 140,585,000 84.8 119,216,080 ISO 191 (Burnsville) 63,770,858 39,435,000 1.7 670,395 Metropolitan Council 3,001,556,502 27,435,000(b) 1.1 301,785 Metropolitan Transit 2,571,034,905 147,435,000 1.2 1 ,769,220 Total $135,472,720 (a) Excludes general obligation tax and aid certificates, general obligation debt supported by revenues and revenue debt. Includes annual appropriation lease obligations. (b) Does not include Metropolitan Council's general obligation debt supported by sanitary sewer revenues, 911 user fees and rental housing revenues. Includes Certificates of Participation. Debt Ratios G.O. Net G.O. Indirect & Direct Debf Net Direct Debt To 2005 Indicated Market Value ($3,315,934,961) 0.58% 4.66% Per Capita (28,913 - 2004 Metropolitan Council Estimate) $662 $5,347 * Excludes general obligation debt supported by revenues and revenue debt. -13- CITY TAX RATES, LEVIES AND COLLECTIONS Tax Capacity Rates for a City Resident in ISO 720 2005/06 For 2001/02 2002/03 2003/04 2004/05 Total Debt Onlv Scott County 39.517% 38.554% 36.635% 35.361% 34.107% 8.631 % City of Shakopee(a) 33.976 33.939 32.433 31.115 30.974 1.978 ISO 720 (Shakopee )(b) 26.080 24.168 21.517 25.215 27.789 23.767 Special Oistricts(c) 4.976 5.685 5.197 4.660 4.578 0.268 Total 104.549% 102.346% 95.782% 96.351% 97.448% 34.644% (a) The City also has a 2005/06 tax rate of 0.00848% spread on the market value of property in support of debt service. (b) Independent School District No. 720 (Shakopee) also has a 2005/06 tax rate of 0.10974% spread on the market value of property in support of an excess operating levy. (c) Special districts include the Shakopee Economic Development Authority, Scott County Housing and Redevelopment Authority, Metropolitan Council, Metropolitan Transit, Mosquito Control, and the Lower M;nnesota. Watershed District. NOTE: Taxes are determined by multiplying the net tax capacity by the tax capacity rate, expressed as a percentage. See Appendix /II. Tax Levies and Collections Collected During Collected Collection Year as of 12-31-06 Lew/Collect Net Lew* Amount Percent Amount Percent 2005/06 $10,399,773 (In Process of Collection) 2004/05 9,137,144 $8,997,115 98.5% $8,997,115 98.5% 2003/04 8,046,291 7,846,952 97.5 7,908,279 98.3 2002/03 7,308,728 7,172,884 98.1 7,105,490 97.2 2001/02 6,080,587 5,902,896 97.1 5,944,855 97.8 * The net levy excludes state aid for property tax relief and fiscal disparities, if applicable. The net levy is the basis for computing the tax capacity rates. See Appendix 1/1. - 14- , FUNDS ON HAND As of March 31, 2006 ~ Fund Cash and Investments General $ 4,262,038 Special Revenue 3,930,689 Debt Service: G.O. Tax Levy 684,804 G.O. Special Assessment 5,202,944 Capital Projects 10,100,749 Enterprise 27,318,025* Internal Service 6,002,259 Trust and Agency 2,079,614 , Total $59,581,122 * Excludes Shakopee Public Utilities Commission cash and investments. CITY INVESTMENTS Safety of principal is the foremost Objective of the City's investment program. Investments shall be undertaken in a manner that seeks to ensure the preservation of capital in the overall portfolio. The objective will be to mitigate credit risk and interest rate risk. The investment portfolio shall remain sufficiently liquid to meet all operating requirements that may be reasonably anticipated. This is accomplished by structuring the portfolio so that securities mature concurrent with cash needs to meet anticipated demands (static liquidity). Furthermore, since all possible cash demands can not be anticipated, the portfolio should consist largely of securities with active secondary or resale markets (dynamic liquidity). The investment portfolio shall be designed with the objective of attaining.a market rate of return throughout budgetary and economic cycles, taking into account the investment risk constraints and liquidity needs. Return on investment is of least importance compared to the safety and liquidity objectives described above. The core of investments are limited to relatively low risk securities in anticipation of earning a fair return relative to the risk being assumed. As of March 31, 2006, the market value of the City's investments, excluding the Shakopee Public Utilities Commission investments, totaled $58,646,603, including treasury securities purchased at a discount and accruing interest. Of the City's total investments, approximately 23% of the investments will mature in less than one year (including government mutual funds and money market funds) and 70% will mature in one to five years. - 15- GENERAL INFORMATION CONCERNING THE CITY - The City is located in northeastern Scott County, approximately 25 miles southwest of the City of Minneapolis. The City is the Scott County seat and is part of the Minneapolis/St. Paul seven- , county metropolitan area. The Minnesota River forms the City's northern boundary. The City .~ encompasses an area of 30 square miles. The City has received an application to annex another 340 acres in Jackson Township. The City's population has been increasing rapidly in recent years, as shown below. U.S. Census Year Population Percent Increase , 2004 28,913 * 40.6% 2000 20,568 75.2 1990 11 ,739 18.1 1980 9,941 44.6 1 1970 6,876 --- * Metropolitan Council estimate. Major Employers in the City Approximate Number Emplover Product/Service of Emplovees Valleyfair Amusement Park 1 ,600 * Seagate Technology Inc. Computer Equipment Manufacturing 1,500 Canterbury Park Horse Racing 1,000 Independent School District No. 720 Education 787 St. Francis Regional Medical Center Health Care 750 Scott County County Government 740 Northstar Auto Auction Motor Vehicle Sales 350 American Color (formerly Shakopee Valley Printing) Printing Company 300 T oro Company Turf Care Products 300 CertainTeed Corp. Asphalt Shingles Manufacturing 275 Women's Correctional Facility Women's Prison 230 City of Shakopee City Government 219 Anchor Glass Container Corp. Glass Container Manufacturing 200 Shakopee Friendship Manor Corp. Nursing Home 100 * Number indicates seasonal peak. Source: Telephone survey of individual employers, May 2006. - 16- labor Force Data ~ March 2006 March 2005 Civilian Unemployment Civilian Unemployment Labor Force Rate Labor Force Rate. City of Shakopee 18,132 3.7% 18,159 4.2% Scott County 68,738 4.0 68,567 4.2 Minneapolis/St. Paul MSA 1,845,516 4.3 1,837,909 4.4 State of Minnesota 2,931,721 4.8 2,926,796 5.0 Source: Minnesota Department of Employment and Economic Development. 2006 data are preliminary. City-Issued Building Permits Total Permits New Sinqle Familv Homes Number Value Number Value 2006 (to 3-31) 100 $ 10,653,444 30 $ 7,383,855 2005 1,512 224,302,132 352 84,367,302 2004 1,639 198,362,382 396 97,880,471 2003 1,744 191,634,443 384 79,508,416 2002 1,310 149,473,123 260 55,243,745 2001 1 ,469 158,959,090 442 93,043,662 2000 1 ,473 187,734,526 458 85,480,390 1999 1,057 216,139,070 385 54,807,169 1998 819 115,877,093 175 20,632,815 1997 648 91,419,910 140 17,067,391 Recent Development The City's residential growth is continuing. Approximately 700 lots/units were approved in 2005. Approximately 737 new lots were approved in 2004 and 747 lots were approved in 2003. A comprehensive plan for the City was adopted in 1999. This document guides the City's growth and development for the next 20 years. Areas covered in the plan include zoning, future utility facilities, transportation issues, and parks and trails. The plan was approved by the Metropolitan Council in March of 2002. Another update has been approved by the City Council. Ryan Companies is developing a 270+ acre, $185 million mixed-use site (Valley Green Business Park with a housing component) at Highway 169 and County Road 83. A $3.5 million library was constructed in the City in 2003. The City completed construction on a new $4.5 million police station in 2003. The Shakopee school district completed construction of a new elementary school (Red Oak Elementary School) and is planning another elementary school within the City. A referendum for $65 million has been passed and construction is underway for a new high school and other buildings. Shakopee Area Catholic Schools has constructed a new $7.4 million facility. The City has completed a $6 million Public Works facility. A new County jail has been built in the City. St. Francis Medical Center is in the midst of a $44 million expansion which is expected to be complete in 2006. - 17 - Financial Institutions Citizens State Bank of Shakopee is a full-service bank located in the City. Branches of Voyager Bank, Wells Fargo Bank National Association, KleinBank, Prime Security Bank, TCF National Bank, Paragon Bank and M & I Bank are also located in the City. Health Care Facilities St. Francis Regional Medical Center, a general and acute care hospital with 70 beds and 16 infant bassinets, is located in the City. The Center has a medical staff of 70 active physicians and approximately 200 affiliated physicians. The Center's total full- and part-time employment is approximately 750. The Center IS constructing a $44 million expansion for completion in 2006. Also located in the City are Shakopee Friendship Manor, a 90-bed nursing home, and St. Gertrude's Health Center, a 75-bed nursing home. St. Gertrude's Health Center completed a $4.5 million expansion in late 2005. Source: The City of Shakopee and http://www.health.state.mnus/divs/fpc/directory/fpcdir.htmt. Education Most City residents are part of Independent School District No. 720 (Shakopee); a small percentage of City residents are within the boundaries of Independent School District No. 191 (Burnsville-Eagan-Savage). Independent School District No. 720 has a 2005/06 enrollment (grades kindergarten through 12) of approximately 5,446 students and has approximately 787 employees. Shakopee Area Catholic School provides parochial education for grades kindergarten through eight. The school has a 2005/06 enrollment of approximately 722 students. Living Hope Lutheran School has 106 students in grades kindergarten through four. Source: http://cfl.state.mnus/datactrl GOVERNMENTAL ORGANIZATION AND SERVICES Organization Shakopee was incorporated as a City in 1870 and became a statutory city in April 1975. The City has a Mayor-Council form of government, with the Mayor elected to a two-year term of office and the four Council members elected to overlapping four-year terms. The present Mayor and Council members are as shown below: Expiration of Term John Schmitt Mayor December 31, 2007 Steven Clay Council Member December 31,2009 Terry Joos Council Member December 31, 2009 Matt Lehman Council Member December 31, 2007 Steve Menden Council Member December 31, 2007 - 18- The City's chief administrative officer is the City Administrator who is appointed by the City Council. Mr. Mark McNeill was appointed City Administrator in July of 1996. Prior to that, Mr. McNeill was the City Administrator in Mason City, Iowa for two years and in Savage, Minnesota for ten years. Mr. McNeill holds a B.A. degree in political science and a master's degree in public affairs. Mr. Gregg M. Voxland, the City's Finance DirectorlTreasurer, has been with the City since 1978. Mr. Voxland previously worked for the City of Anoka, Minnesota, and holds a B.A. degree in business and accounting. Ms. Judith S. Cox is the City Clerk. The City has 219 employees with 140 full-time and 79 part-time employees. Services Police and fire protection for the City is provided by the Police Department, which is authorized to staff up to 46 full-time officers. The City has a paid on-call Fire Department authorized to staff up to 54 members. The City has a class 5 rating for insurance purposes. The Shakopee Public Utilities Commission is the Governing Body of the electric utility and responsible for the management, operation and maintenance of the municipal water system and electrical distribution system. The electric system purchases power from Minnesota Municipal Power Agency (MMPA) and has 14,968 metered customers. The. Commission is composed of five members appointed by the City Council to three-year terms. The Commission makes an annual contribution in lieu of taxes to the City. The Commission has placed a fourth electrical substation into operation to serve the growing load in the industrial area and has completed and occupied a new Service Center. Municipal water and sewer services are provided for all developed areas of the City. Water is supplied by 13 wells and stored in a two million gallon standpipe, a 1.5 million gallon elevated tank, two 500,000 gallon elevated tanks, and two 2.5 million gallon in-ground tanks. The water system has a pumping capacity of 12,000 gallons per minute; average demand is estimated to be 3.7 million gallons per day, while peak demand reaches 11.0 million gallons per day. Interceptor sewer lines and wastewater treatment plants in the seven-county metropolitan area are under the jurisdiction of the Metropolitan Council's Environmental Services (tlMCEStl). MCES finances its operations through user charges based on volume. Employee Pensions All full-time and certain part-time employees of the City of Shakopee are covered by defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the Public Employers Retirement Fund (PERF) and the Public Employees Police and Fire Fund (PEPFF) which are cost-sharing multiple-employer retirement plans. PERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated members are covered by Social Security and Basic members are not. All new members must participate in the Coordinated Plan. All police officers who qualify for membership by statute are covered by the PEPFF. The City's contributions for employees covered by PERA for the years ended December 31, 2005 (unaudited), 2004, and 2003 were $434,140, $409,059, and $350,321 respectively. The. City contributes to the Shakopee Fire Department Relief Association, a single-employer public employee retirement system that acts as a common investment and administrator for the City's volunteer fire fighters. Contributions to the relief association in 2005 (unaudited) consisted of $225,108 from the City and $176,019 from State aid. - 19 - ) General Fund Budget Summary - 2004 2005 Actual 2006 Actual (Unaudited) Final Budaet Revenues: Property Taxes $ 7,326,803 $ 8,741,111 $ 9,379,850 Special Assessments (6,786) 2,892 - Licenses & Permits 3,197,690 3,177,521 2,813,000 Intergovernmental Revenues 364,979 434,211 285,000 Charges for Services 1,574,649 1,573,955 1,087,660 Fines and Forfeitures 255,763 277,774 267,000 Miscellaneous 174,088 86,923 51 ,000 Interest Earnings - 200,727 150,000 Total Revenues 12,887,186 14,495,114 14,033,510 Expenditures: General Government 2,954,466 2,860,319 3,428,680 Public Safety 5,501,744 6,157,835 7,282,680 Public Works 1,950,315 2,347,514 2,740,710 Parks and Recreation 793,082 912,955 1,171,530 Miscellaneous - - 160,000 Total Expenditures 11,199,607 12,278,623 14,783,600 Excess of Revenues Over (Under) Expenditures 1 ,687,579 2,216,491 (750,090) Other Financing Sources (Uses): Transfers In 1,322,647 1,391,783 1,625,000 Transfers Out (1,408,191 ) (1,175,986) (1,318,110) Total Other Financing Sources (Uses) (85,544 ) 215,797 306,890 Net Change in Fund Balance 1,602,035 2,432,288 (443,200) Fund Balance - Beginning 5,644,819 7,246,854 9,679,142 Fund Balance - Ending $ 7.246.854 $ 9.679;142 $ 9.235.942 - 20- APPENDIX I PROPOSED FORM OF LEGAL OPINION I Kenne<iy 470 Pillsbury Center 200 South Sixth Street Minneapolis MN 55402 & Graven (612) 337-9300 telephone (612) 337-9310 fax http://www.kennedy-graven.com CHARTERED $3,440,000 General Obligation Improvement Bonds, Series 2006A City of Shakopee Scott County, Minnesota We have acted as bond counsel in connection with the issuance by the City of Shakopee, Scott County, Minnesota, of its General Obligation rmprovement Bonds, Series 2006A, (the "Bonds"), originally dated as of July 1, 2006, in the original aggregate principal amount of $3,440,000. For the purpose of rendering this opinion we have examined certified copies of certain proceedings taken by the City with respect to the authorization, sale and issuance of the Bonds, including the form of the Bonds, certain other proceedings and documents furnished by the City, and applicableJaws of the State of Minnesota. From our examination of such proceedings and other documents, assuming the genuineness of the signatures thereon and the accuracy of the facts stated therein, and based upon laws, regulations, rulings and decisions in effect on the date hereof, it is our opinion that: 1. The Bonds are in due form, have been duly executed and delivered, and are valid and binding general obligations of the City, enforceable in accordance with their terms. The rights of the owners of the Bonds and the enforceability of the Bonds may be limited by bankruptcy, insolvency, reorganization, moratorium, and other similar laws affecting creditor's rights generally and by equitable principles, whether considered at law or in equity. 2. The principal of and interest on the Bonds are payable from special assessments levied or to be levied on property specially benefited by local improvements and ad valorem taxes for the City's share of the cost of the improvements, but if necessary for the payment thereof additional ad valorem taxes are required by law to be levied on all taxable property in the City, which taxes are not subject to any limitation as to rate or amount. 3. Interest on the Bonds is not includable in gross income of the recipient for federal income tax purposes or in taxable net income for Minnesota income tax purposes, and is not a preference item for purposes of the computation of the federal alternative minimum tax, or the computation of the Minnesota alternative minimum tax imposed on individuals, trusts and estates, but such interest is includable in the computation of "adjusted current earnings," used in the calculation of federal alternative minimum taxable income of corporations, and is subject to Minnesota franchise taxes on corporations (inc1udingfinancial institutions) measured by income and the alternative minimum tax base. The opinion set forth in the preceding sentence is subject to the condition that the City comply with all requirements 1-1 of the Internal Revenue Code of 1986, as amended, that must be satisfied subsequent to- the issuance of the Bonds in order that interest thereon be, or continue to be, excluded from gross ! income for federal income tax purposes and excluded from taxable net income for Minnesota ~l income tax purposes. We express no opinion regarding other federal or state tax consequences 1 arising with respect to the Bonds. 1 j i We have not been asked and have not undertaken to review the accuracy, completeness or '1 sufficiency of the Official Statement or other offering material relating to the Bonds, and 1 accordingly we express no opinion with respect thereto. ! j , This opinion is given as of the date hereof and we assume no obligation to update, revise, or supplement this opinion to reflect any facts or circumstances that may hereafter come to our attention or any changes in law that may hereafter occur. Dated at Minneapolis, Minnesota, 1-2 ! APPENDIX II CONTINUING DISCLOSURE CERTIFICATE I f l This Continuing Disclosure Certificate (the "Disclosure Certificate") is executed and , , I delivered by the City of Shakopee, Minnesota (the "rssuer") in connection with the issuance of ; ! $3,440,000 General Obligation Improvement Bonds, Series 2006A (the "Bonds"). The Bonds are ! being issued pursuant to an authorizing resolution adopted by the City Council ofthe rssuer on May 2, 2006 and an award resolution adopted by the City Council of the rssuer on June 6, 2006 r (collectively, the "Resolutions") and delivered to the Purchaser(s) on the date hereof. Pursuant to the Resolutions, the Issuer has covenanted and agreed to provide continuing disclosure of certain financial information and operating data and timely notices of the occurrence of certain events. In addition, the rssuer hereby covenants and agrees as follows: Section 1. Purpose of the Disclosure Certificate. This Disclosure Certificate is being executed and delivered by the rssuer for the benefit of the Holders (defined herein) ofthe Bonds in order to assist the Participating Underwriters (defined herein) in complying with SEe Rule 15c2- 12(b)(5). This Disclosure Certificate, together with the Resolutions, constitutes the written agreement or contract for the benefit of the Holders of the Bonds that is required by the Rule. Section 2. Definitions. In addition to the defined terms set forth in the Resolutions, which apply to any capitalized term used in this Disclosure Certificate unless otherwise defined in this Section, the following capitalized terms shall have the following meanings: "Annual Report" means any annual report provided by the rssuer pursuant. to, and as described in, Sections 3 and 4 ofthis Disclosure Certificate. "Audited Financial Statements" means the rssuer's annual financial statements,.prepared in accordance with generally accepted accounting principles ("GAAP") for Governmental Units as Prescribed by the Governmental Accounting Standards Board ("GASB"). "Fiscal Year" means the fiscal year of the rssuer. "Final Official Statement" means the deemed final official statement dated , 2006 plus the addendum thereto which together constitute the final official statement delivered in connection with the Bonds, which is available from the MSRB. "Holder" means the person in whose name a security is registered or a beneficial owner of such a security. "rssuer" means the City of Shakopee, Minnesota which is the obligated person with respect to the Bonds. "Material Event" means any of the events listed in Section 5(a) of this Disclosure Certificate. "MSRB" means the Municipal Securities Rulemaking Board located at 1900 Duke Street, Suite 600, Alexandria,V A 22314. 11-1 "NRMSIR" means any nationally recognized municipal securities information repository as recognized from time to time by the SEC for purposes of the Rule. "Participating Underwriter" means any of the original underwriter(s) of the Bonds (including the Purchaser(s)) required to comply with the Rule in connection with the offering of the Bonds. "Repository" means each NRMSIR and each SID, if any. ,~ "Rule" means SEC Rule 15c2-12(b)(5) promulgated by the SEC under the Securities I Exchange Act of 1934, as the same may be amended from time to time, and including written i interpretations thereofby the SEe. ! I . "SEC" means Securities and Exchange Commission. I "SID" means any public or private repository or entity designated by the State of Minnesota as a state information depository for the purpose of the Rule. As of the date of this Certificate, there is no SID. Section 3. Provision of Annual Financial Information and Audited Financial Statements. (a) The rssuer shall provide, as soon as available, but not later than 12 months after the end of the Fiscal Year commencing with the year that ends December 31, 2005, each Repository with an Annual Report which is consistent with the requirements of Section 4 of this Disclosure Certificate. The Annual Report may be submitted as a single document or as separate documents comprising a package, and may cross- reference other information as provided in Section 4 of this Disclosure Certificate; provided that the Audited Financial Statements of the rssuer may be submitted separately from the balance of the Annual Report and will be submitted as soon as available. (b) If the rssuer is unable or fails to provide to the Repositories an Annual Report by the date required in subsection (a), the rssuer shall send a notice of that fact to the Repositories and the MSRB. (c) The rssuer shall determine each year prior to the date for providing the Annual Report the name and address of each Repository. Section 4. Content of Annual. Reports. The rssuer's Annual Report shall contain or incorporate by reference the following sections ofthe Final Official Statement: 1. City Property Values. 2. City Indebtedness. 3. City Tax Rates, Levies and Collections Any filing under this Disclosure Certificate may be made solely by transmitting such filing 11-2 to the Texas Municipal Advisory Council (the "MAC") as provided at http://www.disclosureusa.org unless the United States Securities and Exchange Commission has withdrawn the interpretive advice in its letter to the MAC dated September 7,2004. In addition to the items listed above, the Annual Report shall include Audited Financial Statements submitted in accordance with Section 3 of this Disclosure Certificate. Any or all of the items listed above may be incorporated by reference from other documents, including official statements of debt issues of the rssuer or related public entities, which have been submitted to each of the Repositories or the SEC. rf the document incorporated by reference is a final official statement, it must also be available from the MSRB. The Issuer shall clearly identify each such other document so incorporated by reference. Section 5. Reporting of Material Events. (a) This Section 5 shall govern the giving of notices of the occurrence of any of the following events if material with respect to the Bonds: 1. Principal and interest payment delinquencies; 2. Non-payment related defaults; 3. Unscheduled draws on debt service reserves reflecting financial difficulties; 4. Unscheduled draws on credit enhancements reflecting financial difficulties; 5. Substitution of credit or liquidity providers, or their failure to perform; 6. Adverse tax opinions or events affecting the tax-exempt status of the security; 7. Modifications to rights of security holders; 8. Bond calls; 9. Defeasances; 10. Release, substitution or sale of property securing repayment of the securities; and 11. Rating changes. (b) Whenever the rssuer obtains knowledge of the occurrence of a Material Event, the Issuer shall promptly file a notice of such occurrence with either all NRMSIRs or with the MSRB and with any SID. Notwithstanding the foregoing, notice of Material Events described in subsections (a)(8) and (9) need not be given under this 11-3 subsection any earlier than the notice (if any) of the underlying event is given to Holders of affected Bonds pursuant to the Resolutions. (c) Unless othenvise required by law and subject to technical and economic feasibility, the rssuer shall employ such methods of information transmission as shall be requested or recommended by the designated recipients of the Issuer's information. Section 6. Termination of Reporting Obligation. The rssuer's obligations under the Resolutions and this Disclosure Certificate shall terminate upon the legal defeasance, or upon the redemption or payment in full of all the Bonds. Section 7. Agent. The Issuer may, from time to time, appoint or engage a dissemination agent to assist it in carrying out its obligations under the Resolutions and this Disclosure Certificate, and may discharge any such agent, with or without appointing a successor dissemination agent. Section 8. Amendment: Waiver. Notwithstanding any other provision of the Resolutions or this Disclosure Certificate, the Issuer may amend this Disclosure Certificate, and any provision of this Disclosure Certificate may be waived, if such amendment or waiver is supported by an opinion of nationally recognized bond counsel to the effect that such amendment or waiver would not, in and of itself, cause a violation of the Rule. The provisions of the Resolutions constituting the Undertaking and this Disclosure Certificate, or any provision hereof, shall be null and void in the event that the rssuer delivers to each then existing NRMSIR and the SID, if any, an opinion of nationally recognized bond counsel to the effectthat those portions of the Rule which require the Resolutions and this Disclosure Certificate are invalid, have been repealed retroactively or othenvise do not apply to the Bonds. The provisions of the Resolutions and this Disclosure Certificate may be amended without the consent of the Holders of the Bonds, but only upon the delivery by the rssuer to each then existing NRMSIR and the SID, if any, of the proposed amendment and an opinion of nationally recognized bond counsel to the effect that such amendment, and giving effect thereto, will not adversely affect the compliance of the Resolutions and this Disclosure Certificate and by the rssuer with the Rule. Section 9. Additional Information. Nothing in this Disclosure Certificate shall be deemed to prevent the rssuer from disseminating any other information, using. the means of dissemination set forth in this Disclosure Certificate or any other means of communication, or including any other information in any Annual Report or notice of occurrence of a Material Event, in addition to that which is required by this Disclosure Certificate. rf the rssuer chooses to include any information in any Annual Report or notice of occurrence of a Material Event in addition to that which is specifically required by this Disclosure Certificate, the rssuer shall have no obligation under this Certificate to update such information or include it in any future Annual Report or notice of occurrence of a Material Event. Section 10. Default. In the event of a failure of the rssuer to comply with any provision of this Disclosure Certificate any Holder of the Bonds may take such actions as may be necessary and appropriate, including seeking mandamus or specific performance by court order, to cause the rssuer to comply with its obligations under the Resolutions and this Disclosure Certificate. A default under this Disclosure Certificate shall not be deemed an event of default with respect to the 11-4 Bonds and the sole remedy under this Disclosure Certificate in the event of any failure ofthe rssuer to comply with this Disclosure Certificate shall be an action to compel performance. Section I L Beneficiaries. This Disclosure Certificate shall inure solely to the benefit of the rssuer, the Participating Underwriters and Holders from time to time of the Bonds, and shall create no rights in any other person or entity. IN WITNESS WHEREOF, we have executed this Certificate in our official capacities effective the day of ,2006. CITY OF SHAKOPEE, MINNESOTA Mayor City Administrator 11-5 (This page was left blank intentionally.) APPENDIX III SUMMARY OF TAX LEVIES, PAYMENT PROVISIONS, AND MINNESOTA REAL PROPERTY VALUATION (effective through payable 2006 with 2005 Legislative changes incorporated) Following is a summary of certain statutory provisions effective through payable 2006 relative to tax levy procedures, tax payment and credit procedures, and the mechanics of real property valuation. The summary does not purport to be inclusive of all such provisions or of the specific provisions discussed, and is qualified by reference to the complete text of applicable statutes, rules and regulations of the State of Minnesota. Property Valuations (Chapter 273, Minnesota Statutes) Assessor's Estimated Market Value. Each parcel of real property subject to taxation must, by statute, be appraised at least once every five years as of January 2 of the year of appraisal. With certain exceptions, all property is valued at its market value, which is the value the assessor determines to be the price the property to be fairly worth, and which is referred to as the "Estimated Market Value." Limitation of Market Value Increases. Minn. Stat., Sec. 273.11, Subdivision 1a, was amended in 2005. For assessment years 2005 and 2006, the amount of the increase shall not exceed the greater of (1) 15% of the value in the preceding assessment, or (2) 25% of the difference between the current assessment and the preceding assessment. For assessment year 2007, the amount of the increase shall not exceed the greater of (1) 15% of the value in the preceding assessment, or (2) 33% of the difference between the current assessment and the preceding assessment. For assessment year 2008, the amount of increase shall not exceed the greater of (1) 15% of the value in the preceding assessment or (2) 50% of the difference between the current assessment and the preceding assessment. Taxable Market Value. The Taxable Market Value is the value that property taxes are based on, after all reductions, limitations, exemptions and deferrals. It is also the value used to calculate a municipality's legal debt limit. Indicated Market Value. The Indicated Market Value is determined by dividing the Taxable Market Value of a given year by the same year's sales ratio determined by the State Department of Revenue. The Indicated Market Value serves to eliminate disparities between individual assessors and equalize property values statewide. Net Tax Capacity. The Net Tax Capacity is the value upon which net taxes are levied, extended and collected. The Net Tax Capacity is computed by applying the class rate percentages specific to each type of property classification against the Taxable Market Value. Class rate percentages vary depending on the type of property as shown on the last page of this Appendix. The formulas and class rates for converting Taxable Market Value to Net Tax Capacity represent a basic element of the State's property tax relief system and are subject to annual revisions by the State Legislature. Property taxes are determined by multiplying the Net Tax Capacity by the tax capacity rate, expressed as a percentage. 11I-1 Property Tax Payments and Delinquencies (Chapters 275, 276, 277, 279-282 and 549, Minnesota Statutes) Ad valorem property taxes levied by local governments in Minnesota are extended and collected by the various counties within the State. Each taxing jurisdiction is required to certify the annual tax levy to the county auditor within five (5) working days after December 20 of the year preceding the collection year. A listing of property taxes due is prepared by the county auditor and turned over to the county treasurer on or before the first business day in March. The county treasurer is responsible for collecting all property taxes within the county. Real estate and personal property tax statements are mailed out by March 31. One-half (1/2) of th.e taxes on real property is due on or before May 15. The remainder is due on or before October 15. Real property taxes not paid by their due date are assessed a penalty that, depending on the type of property, increases from 2% to 4% on the day after the due date. In the case of the first installment of real property taxes due May 15, the penalty increases to 4% or 8% on June 1. Thereafter, an additional 1 % penalty shall accrue each month through I October 10f the collection year for unpaid real property taxes. .In the case of the second installment of real property taxes due October 15, the penalty increases to 6% or 8% on November 1 and increases again to 8% or 12% on December 1. Personal property taxes remaining unpaid on May 16 are deemed to be delinquent and a penalty of 8% attaches to the unpaid tax. However, personal property that is owned by a tax-exempt entity, but is treated as taxable by virtue of a lease agreement, is subject to the same delinquent property tax penalties as real property. On the first business day of January of the year following collection all delinquencies are subject to an additional 2% penalty, and those delinquencies outstanding as of February 15 are filed for a tax lien judgment with the district court. By March 20 the clerk of court files a publication of legal action and a mailing of notice of action to delinquent parties. Those property interests not responding to this notice have judgment entered for the amount of the delinquency and associated penalties. The amount of the judgment is subject to a variable interest determined annually by the Department of Revenue, and equal to the adjusted prime rate charged by banks, but in no event is the rate less than 10% or more than 14%. Property owners subject to a tax lien judgment generally have five years (5) in the case of all property located outside of cities or in the case of residential homestead, agricultural homestead and seasonal residential recreational property located within cities or three (3) years with respect to other types of property to redeem the property. After expiration of the redemption period, unredeemed properties are declared tax forfeit with title held in trust by the State of Minnesota for the respective taxing districts. The county auditor, or equivalent thereof, then sells those properties not claimed for a public purpose at auction. The net proceeds of the sale are first dedicated to the satisfaction of outstanding special assessments on the parcel, with any remaining balance in most cases being divided on the following basis: county - 40%; town or city - 20%; and school district - 40%. Property Tax Credits (Chapter 273, Minnesota Statutes) In addition to adjusting the taxable value for various property types, primary elements of Minnesota's property tax relief system are: property tax levy reduction aids; the circuit breaker credit, which relates property taxes to income and provides relief on a sliding income scale; and targeted tax relief, which is aimed primarily at easing the effect of significant tax increases. The circuit breaker credit and targeted credits are reimbursed to the taxpayer upon application by the taxpayer. Property tax levy reduction aid includes educational aids, local governmental aid, equalization aid, county program aid and disparity reduction aid. 11I-2 Debt Limitations - All Minnesota municipalities (caunties, cities, towns and schao/districts) are subject to. statutory "net debt" Iimitatians under the provisions of Minnesata Statutes, Section 475.53. Net debt is defined as the amaunt remaining after deducting from gross debt the amount af current revenues that are applicable within the current fiscal year to. the payment af any debt and the aggregate of the principal of the fallawing: 1. Obligatians issued for improvements that are payable whally ar partially fram the proceeds af special assessments levied upan benefited praperty. 2. Warrants ar arders having no definite ar fixed maturity. 3. Obligations payable whally from the incame from revenue praducing conveniences. 4. Obligations issued to create ar maintain a permanent improvement revalving fund. 5. Obligations issued far the acquisition and betterment o.f public waterworks systems, and public lighting, heating ar power systems, and any co.mbinatian thereaf, or for any ather public convenience from which revenue is or may be derived. 6. Certain debt service loans and capital loans made to. schaal districts. 7. Certain o.bligations to. repay loans. 8. Obligatians specifically excluded under the provisians af law authorizing their issuance. 9. CertaiJi abligatians to pay pensian fund liabilities. 10. Debt service funds far the payment af principal and interest on obligations other than thase described above. 11. Obligations issued to pay judgments against the municipality. Levies. for General Obligation Debt {Sections 475.61 and 475.74, Minnesota Statutes} Any municipality that issues general ab!igation debt must, at the time o.f issuance, certify levies to the county audito.r of the caunty(ies) within which the municipality is situated. Such levies shall be in an amount that if callected in full will, tagether with estimates of ather revenues pledged for payment of the abligations, produce at least five percent in excess of the amaunt needed to. pay principal and interest when due. Notwithstanding any ather limitatians upan. the ability of a taxing unit to. levy taxes, its ability to. levy taxes far a deficiency in priar levies far payment af general obligatian indebtedness is withaut Iimitatio.n as to. rate ar amaunt. Metropolitan Revenue Distribution {Chapter 473F, Minnesota Statutes} "Fiscal Disparities Law" The Charles R. Weaver Metropalitan Revenue Distributian Act, more commo.nly knawn as "Fiscal Disparities," was first implemented far taxes payable in 1975. Forty percent of the increase in cammercial-industrial (including public utility and railro.ad) net tax capacity valuation since 1971 in each assessment district in the Minneapolis/St. Paul seven-caunty metropolitan area (Anoka, Carver, Dakota, excluding the City of Narthfield, Hennepin, Ramsey, Scatt, excluding the City of New Prague, and Washington Counties) is cantributed to. an area-wide tax base. A distribution index, based an the factors of population and real property market value per capita, is employed in determining what propartian af the net tax capacity value in the area- wide tax base shall be distributed back to each assessment district. 11I-3 STATUTORY FORMULAE: CONVERSION OF ESTIMATED MARKET VALUE (EMV) TO NET TAX CAPACITY FOR MAJOR PROPERTY CLASSIFICATIONS Local Tax Local Tax Local Tax Local Tax Local Tax Payable Payable Payable Payable Payable Property Type 2002 2003 2004 2005 2006 Residential Homestead Up to $500,000 1.000% 1.000% 1.000% 1.000% 1.000% Over $500,000 1.250% 1.250% 1.250% 1.250% 1.250% Residential Non-homestead Single Unit Up to $500,000 1.000% 1.000% 1.000% 1.000% 1.000% Over $500,000 1.250% 1.250% 1.250% 1.250% 1.250% 2-3 unit and undeveloped land 1.500% 1.250% 1.250% 1.250% 1.250% Market Rate Apartments Regular 1.800% 1.500% 1.250% 1.250% 1.250% Small City 1.800% 1.500% 1.250% 1.250% 1.250% Low-Income 0.900% 1 1.000% 1 1 1 0.750% 1 -- -- Commercial/Industrial/Public Utility Up to $150,000 1.500% 1.500% 1.500% 1.500% 1.500% Over $150,000 2.000% 2.000% 2.000% 2.000% 2.000% Electric Generation Machinery 2.000% 2.000% 2.000% 2.000% 2.000% Seasonal Recreational Commercial Homestead Resorts (1c) Up to $500,000 1.000% 1.000% 1.000% 1.000% 0.550% $500,000 - $2,200,000 1.250% 1.250% 1.250% 1.250% 1.000% Over $2,200,000 1.250% 1.250% 1.250% 1.250% 1.250% Seasonal Resorts (4c) Up to $500,000 1.000% 1.000% 1.000% 1.000% 1.000% Over $500,000 1.250% 1.250% 1.250% 1.250% 1.250% Seasonal Recreational Residential Up to $500,000 1.000%2 1.000%2 1.000%2 1.000%2 1.000%2 Over $500,000 1.250%2 1.2500/7 1.250%2 1.250%2 1.250%2 Disabled Homestead 0.450% 0.450% 0.450% 0.450% 0.450% Agricultural land & Buildings Homestead Up to $600,000 0.550%2 0.550%2 0.550%2 0.550%2 0.550%,2 Over $600,000 1.000%,2 1.000% 2 1.000%2 1.000%2 1.000%2 Non-homestead 1.000%2 1.000%2 1.000%2 1.000%2 1.000%2 1 Rate increased to 1% in pay 2003, classification abolished for pay 2004 and pay 2005, and re-established at a rate of O. 75% in pay 2006 and thereafter. 2 Exempt from referendum market value tax. I 111-4 APPENDIX IV EXCERPT OF 2004 ANNUAL FINANCIAL STATEMENTS The City's financial statements are audited annually by an independent certified public accounting firm in conformance with generally accepted accounting principles. Excerpts of the audited financial statements for the fiscal year ending December 31, 2004 are presented here. The reader should be aware that the complete financial statements may contain additional information which may interpret, explain or modify the data presented here. The Governmental Accounting Standards Board (GASB) issued Statement 34, Basic Financial Statements for State and Local Governments in June 1999. The statement establishes a new financial reporting model for state and local governments and is a significant change in public- sector accounting. GASB developed the new requirements to make annual reports more comprehensive and easier to understand and use. The new requirements include government- wide financial statements prepared on the full accrual basis that are in addition to, not instead of, the traditional Fund-Based statements; and an expanded Budget Comparison that includes the adopted budget, final budget, and actual revenues and expenditures. The City's 2004 financial statements are prepared in conformance with GASB principles. The City has been awarded the Certificate of Achievement for Excellence in Financial Reporting by the Government Finance Officers Association of the United States and Canada (GFOA) for its comprehensive annual financial report (CAFR) for the years ended December 31, 1984 through December 31, 2004. The Certificate of Achievement is the highest form of recognition for excellence in state and local government financial reporting. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report, whose contents conform to program standards. Such CAFR must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. I IV-1 &DV KERN. DEWENTER.VIERE INDEPENDENT AUDITORS' REPORT May3,2005 Honorable Mayor and Members of the City Council City of Shakopee Shakopee, Minnesota We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, the aggregate remaining fund information and fiduciary activities of the City of Shakopee, Minnesota, as of and for the year ended December 31, 2004, which collectively comprise.the City's basic financial statements as listed in the Table of Contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We did not audit the Electric Fund and Water Fund financial statements of the Shakopee Public Utilities Commission which represent 51 % and 87% of the assets and revenues of the enterprise funds, respectively. These statements were audited by other auditors whose report thereon has been furnished to us, and our opinion expressed herein, insofar as it relates to the amounts included for the Shakopee Public Utilities Commission, is based solely upon the report of the other auditors. We conducted our audit in accordance with U.S. generally accepted auditing standards and Government At/diting Standards issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are :free of materialm.isstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, based on our audit and the report of other auditors, the financial statements referred to above present fairly, in all material respects, the respective financial position oftbe governmental activities, the business-type activities, each major ftmd, the aggregate remaining fund information and fiduciary fund information of the City of Sbakopee, Minnesota, as of December 31, 2004, and the respective changes in financial position and cash flows, where applicable, tbereof~or the year then ended in conformity with U.S. generally accepted accounting principles. IV-2 . KDY KEllN .DllWENTlllt..VlllR.E In accordance with Government Auditing Standards, we have also issued our report dated May 3, 2005, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and the results of that testing, and not to provide an opinion on the internal control over finanqial reporting or compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit The Management's. Discussion and Analysis on pages 15 through 25 and the General Fund budgetary comparison information on pages 69 through 71 are not required parts of the basic financial statements but are supplemental information required by U.s. generally accepted accounting principles. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplemental information. However, we did not audit the information and express no opinion on it. Our audit was performed for the purpose of forming an opinion on the financial statements that collectively comprise the City's basic financial statements. The information identified in the Table of Contents as supplementary information on pages 74 through 89 is presented for purposes of additional analysis and is not a required part of the basic financial statements. The supplementary information has been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole. The information identified in the Table of Contents as the Introductory and Statistical Sections are presented for purposes of additional analysis and are not a required part of the basic financial statements of the City of Shakopee, Minnesota. This information has not been subjected to the audit procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on it. KERN, DEWENTER, VIERE, LTD. Minneapolis, Minnesota IV-3 CITY OF SHAKOPEE Scott County, Minnesota STATEMENT OF NET ASSETS December 31,2004 Governmental Business-Type Activities Activities Toml ASSETS: Cash and Investments (Including Cash Equivalents) $ 41,408,287 $ 25,153,764 S 66,562,051 Cash with Fiscal Agent 2,229,818 - 2,229,818 Receivables: Accounts Receivable 746,086 2,779,879 3,525,965 Interest Receivable 187,923 269,229 457,152 Ta~s Receivable 175,744 - 175.744 Special Assessments 9,762,483 - 9,762.483 Current Portion of Long- Term Receivable 45,000 - 45,000 Interfund Balances 0.468.291 ) 1,468,291 - Inventory - 951,453 951,453 Prepaid Items 13,586 50,415 64,001 Capital Assets: Land 11,576.135 4,834,047 16,410.182 Construction in Progress - 821,654 821,654 Buildings and System 24,114,847 127,199.850 151,314,697 Infrastructure 111,771,850 - 111,771,850 Machinery and Equipment 7,693,366 570,667 8,264,033 Less Accumulated Depreciation (36,074,788) (20,453,982) (56,528,770) Unamortized Debt Issue Costs - 840,103 840,103 Restricted Investments - 12,832,878 12,832,878 Long-Term Receivable 665,000 - 665,000 Total Assets $ 172.847.046 $ 157.318.248 $ 330.165,294 LIABILITIES AND NET ASSETS: Liabilities: Salaries Dnd Wages Payable $ 201.361 $ - $ 201,361 Accounts Payable 845,949 3,087,407 3,933,356 Contracts Payable 298,119 26,845 324,964 Deposits Payable - 301.502 301,502 Interest Payable 427,136 409,614 836,750 Deferred Revenue - 45,207 45,207 Customer Advances - 413,681 413,681 Compensated Absences: Due Within One Year 540,000 - 540,000 Due in More than One Year 507,586 - 507,586 Bonds Payable: Due Within One Year 4,165,000 765.000 4,930,000 Due in More than One Year 24,635.000 23,631.522 48,266.522 ToU1l Liabilities 31.620.151 28,680,778 60.300.929 Net Assets: Invested in Capital Assets, Net ofRc111ted Debt 90,28],410 89.415,817 179,691,227 Restricted for: Special Revenue 2,232.06] - 2.232,061 Debt Service 10,410,548 1,867,077 12,277,625 Capital Projects 17,088,803 - 17,088,803 Unrestricted 21.214,073 37.354,576 58.568.649 Totnl Net Assets 141.226,895 128.637,470 269,864.365 Total Liabilities and Net Assets $ 172.847.046 $ 157.318.248 $ 330.165.294 The Notes to the Financial Statements are an integral part of this statement. IV-4 CITY OF SHAKOPEE Scott County, Minnesota STATEMENT OF ACTIVITIES For the Fiscnl Yellr Ended December 31,2004 Net (Expense) Revenue Program Revenues nnd Chnn,:\es In Net Assets Operating Capltnl Business- Charges for Grants nnd Grants nnd Governmental Type Functions/Programs Expenses Services Contributions Contributions Activities Acllvltlcs Tolal Governmental Activities: General Government $ 3,495,588 $ 3,591,641 $ 226,516 $ - $ 322.569 $ - $ 322,569 Public Snfety 5,461,190 3,446,465 293,629 - (1,721,096) - (1,721,096) Public Works 6,036,920 4,534,285 3.702.286 - 2,199,651 - 2,199,651 Park and Recreation 2,150,765 1,497,853 81,150 - (571,762) - (571,762) Interest on Long-Tenn Debt 861,864 - - - (861,864) - (861,864) Total Governmental Activities 18,006,327 13,070,244 4,303,581 - (632,502) - (632,502) Business-type Activities: Sewer 2,009,468 3,078,191 - 3,399,873 - 4,468,596 4,458,596 Storm DrBlnnge 941,842 1,806,914 - 2,812,721 - 3,677,853 3,677,853 "f= Electric 19,820,900 22,161,542 - 636,140 - 2,976,782 2,976,782 Water 2,723,003 2,349,505 - 3,995,535 . 3,622,037 3.622.037 0'1 Total Business-Type Activities 25,495,213 29,396,212 - 10,844,269 . 14,745,268 14,745,268 Totnl.Govcmmentnlllnd Business-Type Activities $43.501.540 $ 42.466.455 $ 4,303.581 3: 10.844.269 (632,502) 14,745,268 14,112,766 General Revenues: Property Tuxes 7,842,043 - 7,842,043 Tux Increments 365,21 I - 365,211 Unrestricted (nvestment Earnings 740,612 709,483 1,450,095 Gnin on Disposal of Assets 294,833 - 294,833 Specialttem (Note 7) 5,539,108 (5,539,108) - Trnnsfcrs 2,215,871 (2.215.871) . Totnl Generol Revenues and Tronsfers 16,997,678 (7,045.496) 9,952, t 82_ Change in Net Assets 16.365,176 7,699,772 24,064,948 Net Assets - Beginning 124,861,719 120,937,698 245,799,417 Net Assets - Ending $ 141.226.895 $ 128.637.470 $ 269.864.365 The Notes to the Financial Statements nre an integral part of this statement. CITY OF SHAKOPEE S~ott County. Minnesota BALANCE SHEET- GOVERNMENTAL FUNDS D~t\!mbcr 31. 2(104 Debt Service CllJlita1 Projects ToW 200m 2004A Other Governmental Improvement Improvement 2003 West Dean's Goveromental Funds Genc:ruJ Bonds Bonds Projects Luke Funds 2004 ) ASSETS: CllSh and Investments (Including CllSh Equivalents) $ 7,157,224 $ 1,521,480 $ 860,479 $ 692,953 $ 523,735 S 24,547.430 S 3'5,303,301 Cosh with Fiscul Agent - - - - . 2,229,818 2,229,818 Interest Receivable 36,805 7.169 1,281 - 3,861 101,493 130,609 Accounts Rcceivnble 307,310 . - 166,781 - 271,795 746,086 Due from Other Funds 200.0 13 . - . . - 200,013 Delinquent TllXes ReceiwbIe 170,051 . . . - 5,693 175,744 SpccilJl Assessments Receiwble: Delinquent 4,404 - - - . 407,306 411,710 Deferred 20,337 2,451,843 3,504,047 - . 3,374,546 9,350,773 Prcpnid Ilems 13.586 . . - - - 13.586 ToW Assets $ 7.909.930 $ 3.980.492 $ 4.365.807 S 859.734 $ 527.596 $ 30.938.081 S 48.581.640 UABILmES AND FUND BALANCES: Linbilities: Salaries IU1d Wages Payable $ 201,361 S - S - $ - S - S . S 201,361 Accounts Payable 266,923 . - 103,474 2,323 421,763 794.483 Contl1lelS Poynble - - - 11 0,660 115,332 39,055 265,047 Due 10 allIer Funds . - - . - 10,172 lD.I72 Deferred Revenue 194.792 2.451.843 3.504.047 . - 3.787.545 9.938,227 Total Liabilities 663.076 2.451.843 3.504.047 214.134 117,655 4.258.535 11,209,290 Fund BnInnces: Reserved for: Prcpnid Items 13,586 - - - - - 13,586 Special Revenue - - . - - 2,232,06 I 2,232,061 Debt Service - 1,528,649 861,760 - - 8,447,275 10.837,684 Capital Projects . - - 645,600 409,941 16,033,262 17,088,803 Unreserved, Reported in: General Fund. Undesignaled 7,233,268 - - - - . 7,233,268 Special Revenue Funds - Undesigllliled - - . . . (4,971) (4,971 ) Copitlll Projects Funds . Undesignated - . - - . (28.08)) 128.08 I) Total Fund Balances 7.246.854 1.528.649 861.760 645.600 409.941 26.679.546 37.372.350 TOlnl Liabilities and Fund Bolonces $ 7.909.930 $ 3.980.492 $ 4.365.807 $ 859.734 $ 527.596 $ 30.938.081 $ 48.581.640 The Notes 10 the Financial Slatements are an integml part oflhis statemenL IV-6 CITY OF SHAKOPEE Scott County, Minnesota RECONCILIATION OF THE BALANCE SHEET TO THE STATEMENT OF NET ASSETS - GOVERNMENTAL FUNDS As of December 31, 2004 Total Fund Balance - Governmental Funds $ 37,372,350 Amounts reported for governmental activities in the Statement of Net Assets are different because: Capital assets used in governmental activities are not financial resources and, therefore, are not reported as assets in governmental funds. Cost of Capital Assets 126,007,046 Less Accumulated Depreciation (29,678,145) Long-term liabilities, including bonds payable, are not due and payable in the current period and therefo~e are not reported as liabilities in the funds. Long-term liabilities at year-end .consist of: Bonds Payable (28,800,000) Delinquent property taxes receivable will be collected this year, but are not ~ available soon enough to pay for the current period's expenditures and, therefore, are deferred in the funds. 175,744 Deferred special assessment receivable is not available to pay for current expenditures and, therefore, are deferred in the funds. 9,762,483 Governmental funds do not report a liability for accrued interest on long-term due debt until due and payable. (427,136) Internal sefvice Funds are used by management to charge the costs of equipment buildings to individual funds. A portion of the assets and liabilities of those funds are included in governmental activities in the Statement of Net Assets. 26,814,553 Total Net Assets - Governmental Activities $ 141.226.895 The Notes to the Financial Statements are an integral part of this statement. IV-7 - CITY OF SBAKOPEE Seott County, MinnesDta STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES ~ GOVERNMENTAL FUNDS For the Fistlll Yenr Ended December 31, ZG04 Debt Service Capillll Projects Tollll 2002B 2004A Other Oovernmenllll Improvement improvement 2003 West Dean's Governmental Funds General Bonds Bonds Projects Loke Funds 2004 REVENUES: Tn....es $ 7,326,803 $ ~ S ~ $ - S - S 880,451 S 8,2n7,254 Special Assessments (6,786) 1,298,444 747,937 - - 1,135,566 3,175,161 Licenses and Pennits 3,197,690 - ~ - - 976,114 4,173,804 Intergovernmental 364,979 - - - - 3,797,602 4,162,581 Charges for Services 1,574,649 - - ~ - 807,736 2,381,403 Fines and Forfeitures 255,763 - - - - 32,729 288,492 Miscelllllleous 174.088 36.078 8.070 2.580 20.721 525.077 766.614 Total Revenues 12.881.186 1.334.522 736.007 2.580 20.721 8.155.295 23,156.311 EXPENDITURES: Current: General Government 2,934,466 - - - - 331 ;563 3,486,029 Public Safety 5,501,744 . - - - 29,228 5,530,972 Public Works 1.950,315 - - 1,517 4,132 617,063 2,573,027 Park and Recreation 793,082 ~ - - - 1,703,434 2,496,516 Debt Service - 417,276 588 - - 2,059,112 2,476,976 Capital Outlay - - - 2.723,010 2.705.645 1.988.788 7,417,443 Total E>.-penditures 11.199,607 417,276 588 2.724.527 2.109.777 6.929,188 23,980,963 Excess of Revenues Over (Under) Expenditures 1.687,579 917.246 753.419 (2,721.941) <2.689,056) 1.226.107 (824,652) OntER FINANCING SOURCES (USES): .~ Bond Proceeds - - 106,341 2,524,823 3,145,635 9,293,201 15,070,000 Proceeds from Sale of Property - - . - - 299,183 299,183 Transfers In 1,322,647 - - 1,488,445 - 3,152,648 5,963,741 TransFers Out (1,408,191) - - - - 0.903,8871 (3,312.078) Tollll Other Financing Sources (Uses) (85.544) - 106.341 4,0l3.269 3.145.635 10,841.145 18.020,846 Net Change in Fund BnllIIIces 1,602,035 917,246 861,760 1,291,322 456,579 12,067,252 17,196,194 Fund BllIlIIIces - Beginning 5.644.819 611.403 - (645.722) (46,638) 14.612.294 20.176.156 Fund Balances - Ending $ 7.246.854 $ 1.528.649 S 861.760 $ 645.600 $ 409.941 $ 26.679.546 S 37.372.350 The Noles to the Financial Statements are an integral part of this statemenL IV-8 - CITY OF SHAKOPEE Scott County, Minnesota RECONCU,IATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE TO STATEMENT OF ACTMTIES - GOVERNMENTAL FUNDS For tbe Year Ended December 31, 2004 Total Net Change in Fund Balance - Governmental Funds $ 17,196,194 Amounts reported for governmental activities in the Statement of Activities are different because: Capital outlays are reported in governmental funds as expenditures. However, in the Statement of Activities, the cost of those assets is allocated over the estimated useful Jives as depreciation expense. Capital Outlays 7,716,666 Depreciation Expense (3,680,814) Disposed Assets (50,083) Reclassification of Recreation Fund from Business-Type Activity to Governmental Activity 39,210 Transfer of Intemal_ Service Net Capital Assets from Business-Type Ac.tivities to Governmental Activities (Note 7) 5,539,108 Certain revenues in the Statement of Activities that do not provide current financial resources are not reported as revenues in the funds (special assessments). 2,906,269 Principal payments on long-term debt are recognized as expenditures in the governmental funds but as an increase in net assets on the Statement of Activities. 1,775,000 Proceeds from long-term debt are recognized as an other financing source in the governmental funds but as a decrease in net assets on the Statement of Activities. (15,070,000) Interest on long-term debt in the Statement of Activities differs from the amount reported in the governmental funds because interest is recognized as an expenditure in the funds when it is due, and thus requires the use of current financial resources. In tile Statement of Activities, however, interest expense is recognized as the interest accrues, regardless of when it is due. (159,888) Delinquent property taxes receivable will be collected this year, but are not available soon enough to pay for the current period's expenditures, and therefore are deferred in the funds. 96,034 Internal service funds are used by management to charge the costs of certain activities such as buildings and equipment, to individual funds. This amount represents the change in net assets of the internal service funds, which a portion are reported with governmental activities. 57,480 Change in Net Assets - Governmental Activities $ 16.365.176 The Notes to the Financial Statements are an integral part of this statement. IV-9 CITY OF SIlA!.:OPEE Seolt COlloly,ltllnll...1lI STA1"EMENT OF NET ASSETS- PROPRIETARV FUNDS D""ember 31,1004 Buslne.<5-lVlle ,\tlivilics . EnlCrorise fur.ds Govcmmental SIOIlll TolBl Activities . EICtlric \Valer Sewer Ol1lil1llllc EIIIetptise Int=! Servicc Fwd fund Fuod FllIld Fucd5 Fll1lds ASSETS: Cwrelll Assets: Ca5h 1llId CasII EquivalCllts S 995.9Q.1 S 1112,803 S 3.:!5B,97J S I O.2~3.466 $ 14.681.146 S 1,047,586 Inveslmcnls . - 10,472,618 . 10.472,618 5,057.400 1Dlcn:s1 RceeMble 60,35l 45,681 94,130 69.066 269.229 37.313 ACCOIlIIl5 Rctciwblc 2.147,329 136,397 307.088 IB9.065 2,779.879 - Due ftoIIl Other FIUICIs 272,778 7,739 . . 280,s 17 . IOVllnlol}' 928,014 23.429 - - 951,453 - I'n:JIlIid lcems 37.812 12,603 - - 50,415 . loog-Term Ro=ivable (Cum:nl Ponion) - - - . . 4S.lIoo TOIlll CIlSm\I AsselS 4.442.199 40B.652 14.132.809 10.301.597 29.485.2.57 6.187.299 Noo=1 Assets: ....oe-Term R=ivoblc - . - . . 665.000 Umm~dP~t~cOoslS 763.344 76,759 - - 840.103 - Rettricted IDvestraCllts 11.818.337 4.014.541 - - 12,831,878 - CllJlillll Asscls: Land 3,580.870 873,721 . 379.456 4.834,047 755.940 l',,",11lI Service 32,833.805 32.326,132 - . 6S,I59,937 - E1celric Planl Acquisilioll (Net or Amortizntion) l.lSO.01l6 - - - l,lSO.086 - BuildinllS and SyslCro . - 27,435.012 33.354.815 60,789,827 22,860.608 MllCbiner,y lIllll Equipmc:nl . . 272,753 297,914 570.667 5.532,605 CoIlllJnlctionlll Prollress 22 1.323 6oo.331 . . 821.654 - Total CosI 37.886,DB~ 33.800,184 27,707,765 34,032.185 133,426,218 29.149.153 Less Accl1llIuloted Dcprecialion (5.461.392} (5.517.954) (4.004.574) (5.464.062) (20.453.9B2) 16.396.643) Nel Capillll Ass.1> 32.418.692 2B.282.230 23.'03.191 28.568,123 112.972.:!36 22.752.510 T ollll NonCllttellt Assets 42.{)oo.373 32.373.530 23.103.191 28.56B,I23 126.645.211 23.417,510 Total A.selS 5 46.442.572 53778' 187 537.836000 5 39.06917[1 SIS6,IJII,474 5 29.604.&09 LlAlJU.mES AND NET ASSETS: Lillhllities; CUm:OL Liabilities: Accollllls Payoble S 1,897,279 5 1.086,958 S 73,341 S 29.829 :s 3,087,407 5 51,466 C01llIllelS Payable - - 26,845 . 26,845 33,072 Pile lD Olher' FlUIds 1111.115 338,286 18,884 12.073 470,358 . Inlcn:sL Payable . - . 5.m 5,777 - Compcnsa!l:d Ab_= Payable . - - - . 540.000 CumnlPomon of Bonds Payable . . . 135,000 135.000 - Tow Cumlll Ullbi!ltics 1.998.394 1,4lS.244 119.070 11l2.679 3.125,387 624.5311 Cumnt Liabilities Payabln from Restricted Assets: Cll5lomer DeposilS Payable 301.302 . - . 301.302 - Cll/mll Portion of BonWs PuyabJe 539.200 9D,800 - - 630.000 . InletC$t l'ayahlc 373,566 :30.271 - - 403,837 - TOUlI Carrcnl LIAbilities Pa)lllble fJom Restric:ttd Liabilities 1.214.268 121.071 - - 1.335.339 . Noneum:nt Liabililies: Dcfcm:d RCVlIIIIIC 45.207 - - 4S,201 - Cullomu AdVllJlces 227,196 186,485 . - 413,681 . COlnp=1Cd AbSCllI;CS PAyable - - - . . 507.586 Revenue Bonds (Net of Ul1IllIJorti2.cd Bond I'n:m!um oDd Ul\IllIIortiud Loss on AdVlll1ced Rerllll<lioll) 21.SS8,434 1.928.088 . 14S.lIOO 23.631,5'~ . TolJll Noocum:nt Liabilities 21.830.837 2.114.573 - 145.000 24.090.410 507,586 TOlal Liabilities 25.043.499 3.660.888 lt9.07C 327.679 29.151.136 1.132.124 lIletAssels: bl\'CSrcd in CapiIDI Assets. Nel ofRelaled Debt 1I,084.-lOl 26,340.JOJ 23.703.191 28.28B,I23 89.415.817 22. 7S'..,s 10 Restricted 406,567 1.460.510 - - 1.867,077 - Unnstricu:d 9,908.104 1.320.683 14.0IJ.739 10,453.918 35,696.444 5.720.175 Total Net Aucts 21.399,073 29.121.294 37.716.930 38.742.04\ 126.979.338 28.472.685 To\1ll Liabilities lIlId Ntl A5$cts 5 46,442.S72 532782 182 S 37,836.000 S 39.069.720 5 29.604.809 ExplllJUllion or dil'f= between JlropriC\llry runds SUlll:meot or Nel As!elt I\lld lbe l:oYmlmcnl-widc SIllI""'''''1 orNet A5SCl5: The City uses two inlemalsm>jce runda 10 clwllc dIe cost ofbuildinllS and equiPlII""tlo IndhidllllJ funds. The amounl cnnsists of the necessary lIdjll$lmcnllO n:OCCl Ibe coll5olitbuon of inlernal sc:Mce fDrlll acshities. 7.197,240 SpccioIllem: TnllISfer of intcmulsuviee nel CllpirolosselS from business-Iype aetivltietlo 1l0VC:rJIIIl...lal activities {5.539. I 08) Tow Business- Type Activities Net A5$CIS S 128.637.4711 TIll: Noles 10 me rll\lUJciDl SlIllcmenl5 an: on inltgJ1l1 part of Ibis SIJ1ll:mClll IV-10 CITY OF SHAKOPEE Scolt County, Minnesota STATEMENT OF REVENUES, E,,,(PENSES AND CHANGES IN FUND NET ASSETS- PROPRIETARY FUNDS For the FIScal Yea~ Emled December 31,2004 Business. Type Activities - Enterprise Funds Govemmentlll SlOrm Totnl Activities - Electric Water Sewer Drninllge Recr=tion Enterprisl: Internal Service Fund Fund Fund Fund Fund Funds Funds OPERA. TING REVENUES: Charges for Services $21,989,861 S 2,349,505 $ 2.638,309 $ 1,134,073 $ - $ 28,111,748 $ - Renlal nnd Other Charges - . - - - - 1,958.286 Totnl Opcmting Revenues 21.989,861 2,349,505 2,638,309 1,134,073 - 28,111,748 1,958,286 OPERATING EXPENSES: Operotions nnd MaintellllIlce 17.617,880 1,81l,312 1,547,538 348,957 - 21,325,687 504,402 Depreciation 1,021,048 775,339 461.930 578.131 - 2,836,448 953.244 Amortizntion 63,004 - - - 63.004 . Totnl Opemting Expanses 18.701..932 Z.586.65I 2.009.468 927.088 - 24.225.139 1.457.646 Opemting Income (Loss) 3.287~929 (237.146) 628,841 206.985 - 3.886.609 500.640 NONOPERATING REVENUES (EXPENSES): Inveslment Ineome 124,788 37.269 311,802 235,624 . 709,483 163,074 Interest Expense (l,118,968) (91,449) . (14,754) - (1,225,171) . Gain (loss) on DispDSllI of Assets - . . - - . (4,350) Other Incomc (Expenses) 171.681 (44.903) 365.131 623.067 - 1.114.976 (2.299) "TotnI Nonopemting Revenues (Expenses), Net (822.499) (99.0831 676.933 843.937 - 599,288 156.425 Income (Loss) Befofe Contributions nnd Tronsfers 2,465,430 (336,229) 1,305,TI4 1,050,922 . 4,485,897 657,065 Capitnl Contributions 636,140 3,995.535 3,399,873 2,812,721 - 10,844,269 - Transfers In . - - 159,694 - 159,694 - Transfers Out (633.613) (532.725) (225.049) (829.064) (155.114) (2.375.565) (475.000) Chnnge in Net Assets 2,467,957 3,126,581 4,480,598 3,194,273 (155.114) 13.114,295 182,065 Tolnl Net Assets - Beginning 18.931.116 25.994.713 33.236.332 35.547.768 155.114 28.290.620 TOUlI Net Assets - Ending $2i.399.073 $29.121.294 $37.716.930 $ 38.742.04 I $ - $ 28.472.685 E1CPlnnntion of difference between propdetnry funds sUltement of net usselS and the government-wide Stlltcment ofNel Assets: The City uses two inlernlll service funds to charge the cost ofbuiJdings nnd cquipmenllO individual funds. The omount mpresenls the gpin thol hus been P1locpted baek to the business-type activitics in the government-wide Stlllement of Activities lhnt is Ilttributnble to the City's business.type activities. 124.585 Special Item: Transfer of inlemP! service net tllpitnI .!ISsets from business.type to governmental activities (5.539.108) Chlll\ge in Net Assets - Business- Type Activities .$ 7.699.772 The Notes to the Financial Statements arc un inlegml part of this statement IV-11 - em OF SIIAKOPEE Scali Ccunly,l\llnncsalll ST A TEl\IENT OF CASH FLOWS. PROPRIETARY FUNDS For the FI.CllI YelIr Ended Dcccmbcr31. 2004 Business.Typo Activities - Enlcrprise Funds Gcvenunenlll1 TOlD! Aclivitlcs . Electric W.ler 5ew<f 51011I1 EDlcrprisr. Inlemal Service F1II1d Fund Fund DmmaRe Fuods F1I1Ids CASH FLOWS. OPERATING ACiIVrt1ES: Rea:iplS fCDll1 CuslOmm DlId U.ers S 21,798,529 S 2,01013,906 S 2,507,148 5 1,049,177 S 27,798,760 S 3,005,872 PoymCIIIs 10 Supplim (17.158,462) (I,1I0,108) {I,S60,66I) (ISO,988) (20,010,219) (72,081) PaymCIIIS 10 Employees (994,471) (492,652) (43,5J0I) ('144,843) (1,~5,SllO) (504,402) I'aymcnls ror Inlcrflllld Services . . (6,055) 3.760 12.295) . Nc:t Cash flows. Opcrllling Aclhilil:S 3.645.596 841.146 S96.898 727,106 6.110.746 2,421.J89 CASFlFLOWS. NONCAPITAL FINANCING ACTIVrt1ES: Cash Implicitly Fmll1ltcl! ftam 0111... Fuad5 (149,$61) 249.561 - - . - Tl'IIll5felS 10 Olher Funds (6D.613) (532. T'..5) (65.355) (829.054) 12.060.757) 1475.000) Nl!1 Cash Flows. NoncopiW F"1II11111:mll Activities (883.174) (283.164) (65.355) (829.064) (2,0611.7S7) H7S.ODD) CASH FLOWS. CAPITAL AND RELATED FINANCING ACTIVITIES: Debl Rerlrc4 .ltcvellllo Bonds (436,OQQ) (74,000) - ((30,000) (640,OOO) . Ialen:s\ PoId (1,250,285] (1/5,009) - (17 ,327} (1,382,621) . PnlcccdJ r"'llI Qlpillll Debt 864,800 75,200 - - 940.000 . Ocbt ImlIlllCC CoSlS and AmaUlllS PlIld to Escrow (1,116,057) (97,048) . . Cl,:m,105) . Conlriblllions Received fOf Coaslnlclion 967,449 . . . 967,449 - c. ClISlomer AdVllllee, . 186,485 . - IB6,485 - lIlsUl!llllian fees . 141,6112 - - 141,602 . Ccmacetiall C1uzrGes . 2.079.765 - - 2,079,765 . Trunk CblllJlCS - 146,718 365,13\ 466,758 978,607 . Propctly TlIlCcs . . - 156,309 156,309 . PAyments ror Spccilll AssC55ll1cnlS - . . . - {2,299} AcqulsitiDllIllUl Coaslnlction of Copi1ll1 Assets 17.943.67S} (3.129,215) (1,5016.462) (224.951) 02.B44.3031 (644.145) Ncr ClI$h Flows - Clllliw one! Rcllllcd FinDllcinl! Aclivilil:s (8.913.768) {785'sOl} C1.181.331) 250.789 (l 0.629.8 Il) (646.444) CASH FLOWS -lNVESTING ACTlVlTIES: Pto..eds (pwchllSCS) oflnveslmCllIs 2.853,796 (llO,843) (369,422) . 2,263,53 I (4S6,70B) l'aymCSII Received for Noles Reeeivable - - - . . 40,000 !nIl:rcst 1IlIc1 Dividends Received 120.102 32,0\4 299.512 223.709 675.337 162.349 Net Cash Flows. Investing Activities 2.973.B98 (188.829) (69.9\01 223.709 2,938.868 C2S4.3S9) Nct Chllllse in CIlSb end Cush Equivalelll5 (3,177,448) (4 I 6,349} (419,69B) 372,540 (3,640,955) 1,047,51l6 Cllsb and Cush EquiVlllcnls, JIlDlJII/Y I 4.\73.352 599.152 3.678.671 9.870.926 I B.322. 101 . CIlSh and CIlSh EquivaltnlS, D.cember 31 S 995,904 S IB1,803 S 3.238.973 S 10.243.466 IS 14.68 1.146 S I 047 ,S86 ItECONCIUAnON Of OPERATING INCOME (LOSS) TO NETC\SfI FLOWS - OPEltATING ACT1VmES: Opcn>ling Incomc (toss) S 3.287.929 S (237.146) $ 628.841 S 206.985 S 3,886,609 S 500.640 AdjusunCllIs In Reconcile OpCl'llting la.ome (Loss) 10 Nel CaslI Flows - OpOfllling Activilic$: DcpruillliOll liS AmDrtizn1ion &pense 1,084,052 775,339 461,930 578.131 2,899,452 953,244 Other Nanoperating Revenuc (Expcose) 112,40 I (36,787) . . 75.614 . (lnCl'CllSe) Dccn:ascin AsselS: ACCOllRlS Rcuhllble 123,198 130,614 (131,161) (84,S96) 37,755 . Due r"'lII OlbcrFUIlds 1,722 574 . - 2,296 . lnllC1lllll)' (399,695) :1,571 . . (l96,124) - Ptcpllid Items /35) (II) . . (46) - mer= (Dc:cn:asc) in Liabilities: AccalllltS IllId ConlJllCtS PAYAble (194.419) 175,333 (5G.6S7) 23,126 152,GI7} (78,081) Due 10 Olhcr Funds 58,771 111,700 16,055) 3.760 67,176 . CIUIll= Oeposil5 52,749 . - - 52,749 . Oc:fmed Rcmwe H81,4DI} - - . (481.0101) . CIllIIP=lcd Absenees Plll'llble . - . . - 1,047,586 Oilier LilIbilitie. 324 18.959 - - 19.283 . taw Al\justmCII15 331.667 1,078.292 26B.057 5211.121 2,224.137 1.922.749 Nc/ ClISb Flows. Opmtinll Activities S 3,645.596 S 841.146 S 896.898 S 727.106 S 6, 110,746 S 2.423.389 NONCASH INVESTING, CAPITAL AND FINANCING ACTIVITIES: ChanRe in Falr Markel VllIucoT Investmelll5 S . S . IS (7O.I06) S - S (70,1 DIi) S 2,SS9 ConlribuliOll5 of ClIlIiUl! Assets from the Mualcipolity Olld DevelopeD 366,014 3,706.603 3,399,873 2.BI2,721 10,285.211 - T IOlISf'cr of Nel C.piUl! As5ClS f",rn Sewer Fund 10 5lonn Orainngc Fund . . (159,694) 159,694 . - Other Di5\lasols 1lIlcl TtlUlSfCD of C.piUl! Assets . - 225,'1.Z3 72,963 298,886 (696,389) Olll"" Olspo.ol5ll1d T"msfers of ACCIlIl\uloted Oepn:ciotian - - 155,817 72,963 228,780 (307.779) The Noles 10 \he F"mOlleiol Sml1:mc:n15 ll1C ...ln~...1 plitt oflllis 5IlllemCllL IV-12 " CITY OF SHAKOPEE Scott County, Minnesota STATEMENT OF FIDUCIARY NET ASSETS December 31,2004 Escrow Agency Fund ASSETS: Cash and Investments (Including Cash Equivalents) $ 1.794.282 LIABILITIES: Accounts Payable $ 148,034 Deposits Payable 1,646,248 Total Liabilities $ 1.794.282 The Notes to the Financial Statements are an integral part of this statement. IV-13 CITY OF SHAKOPEE CITY OF SHAKOPEE Scott County, Mlnnuohl Scott County, Minnesota NOTES TO THE FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS December 31,2004 December 31, 2004 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A, Reporting Bntlly A, Reporting Entlly (Conllnued) The City of SbRkopee is a statutory city governed b)' an elected mayor and four councll members. 1, Blended Component Unit: (Continued) The accompanying financial statements present tile government entitles for which the government is coosldered to be financially accountable, Economic Development Authority for 11Ie City of ShRkopee, Minnesota (BOA): (Continued) The fmancial statements present 11Ie City and lis comlonent units, The City Includes all funds, The activity of the EOA is shown In tile EDA- Special Revenue Fund In the City's financial organlzallons,lnslltutlons, agencies, departments an offices that are not legally separate from statemenls. No separate financial alatemenls for the EOA lIIe issued. For any Infonnallon such, Component units lIIe legall)' separate orgsnlzatlons for which the elected officials oflbe desued beyond what is presented in this report, contact the Finance Dlreclor for the City of City are fmanclally accountable and are included within the financial statements of the City Sbakopee at 129 Holmes Street South, ShRkopee, MN 55379-1351. because of the significance or their operational or fmanclal relationships with the City. < The City is considered financially accountable for a component unit Iflt appoints a voring 2, Jointly Governed Orgonlzatlons: I majority of the organization's governing body and it Is able to impose Its will on the organization Local Otwenunent Information Systems (LOOlS): ~ by significantly infIuenoing the programs, projeots. aotlvities or level of services performed or ~ provided by tha organization, or there is a potential for the orgsnlzation 10 provide specific LOmS Is a joint venture of approximately 28 governmental entlties that provides financial benefits to, or impose specific fmanclsl burdens on, the City. computerized dala processing and support services to Its members. Legally separate, the City does Dot appoint a voting majority oCtile Boud and LOOlS is fiscally Independent of the As a result of applying the component unit definition criteria above, certain organizations have City. During 2004,Che City paid $ 120,442 to LOOlS for services provided which is been defined In accordance with GASa Slalement No. 14 and are presented in thls report as included in expendilUles of the Oeneral Fund, Financial s18temenls arc available by follows: conlectlng LOOlS, 5750 Dulu11l Street. Oolden Valley, MN 55422-4036, Blendcd Component Units - Reportcd as If they were part of11le City Scott Joint Prosecution Association (SJP A): Jointly Ooverned Organizations - The relatlonsblp of the City with the enlily is disclosed SJPA is ajolnt venlUle ofapproximately five cities that ~lOvldes legal prosecution and Por eech of tbe categories above, 11Ie specl1lc entities are Identified as follows: Bu~ort services to Its members. Legally separate, the C ty does not appolnt a voting majority of e Board and SJPA is fiscally independent of the City, Ourlng 2004, the City pnld 1, Blended Component Unit: $ 230,512 to SJP A for services provIded which Is included in expenditures of tht.' Oeneral Fund. Finaiiclal statemenls are available by contacting SJPA, 200 Fourth Avenue West, Economic Development Authority for 11Ie City of Shakopee, Minnesola (BOA): Sbakopee, MN 55379, Shakopee Bconomlc Development Authorit)' (BOA) was organlzed to promote development, 3,. Other Orgonlzatlons: improve bouslng and reduce blighted areaslR the City, It Is included by reason of the City Shakopee Fire Relief Association: Council having final approval for BOA aclions and the BOA Board being comprised entirely of City Council members. City staff handles BDA activity including eOA funds and the City Shakopee Fire Relief Association Is organized as 11 nonprofit organization by its members to approves BOA tax levies and bonding activity, Therefore,Che City has financial oversight for ~rovide pensions and other benefits to Its members in accordance with Minnesota Starllte!. It BOA activities. s not a component unit ofChe City because 11Ie Board ofDuectors Is appointed by the membershi&, The financial oversight of the City Is limited to approval authority for amending e Association bylaws when the change results In an increase in the pension benefit level requiring an increased City contribution, The Association has the authority to IeV}' its own tuesfor pensions and deficits and would continue to exist for its members If the City was dlssolved, I CITY OF SHAKOPEE CITY OF SHAKOPEE Scott County. Minnesota Scott County. Minnesota NOTES TO THE FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS December 31, 1004 Decembe.r 31. 2004 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 0, Government.Wlde Bod Fund FlnBnclal StRtements C, Measurement Focus. Dosls of Accounting Bnd FlnanclBI Statement Presentation The government-wide financial statements (i,e., the Statement of Net Assets and the Statement (Continued) of Activities) report Information on all of the nonfiduclary activities of the City. The fiduciary Governmental fund financial slalements are reported using the cUllent financial reSOlUces funds are only reported In the Statement of Fiduciary Net Assets at the fund financial statement measurement focus and the modified accrual basis of accounting, Revenues lUe recognized as level. For the mosl part, the effect oflnterfund activity has been removed from these soon as they are both measurable and available. Revenues are considered to be available when stalements. Gover/llllental actlvltles, which normally are supported by taxes and tlley arc collectible withln the cunent period or soon enough iliereafter to pay liabilities of the Inlergovenunental revenues, are reported separately from bllslness-type actlvllles, which rely to cunent period, For this purpose, the government considers revenues to be available !fthey are a significant extent on fees IIIId charges for support. collecred wlth(n 60 days of the end of the current fiscal period. ExpendltlUes generally are The Statement of Activities demonstrates the degree to which the direct expenses of a given recorded when a liability Is Incurred, as under accrual accounting, However, debt service expendltures,ltS well os expenditures related to claims and judgments, are recorded oniy when function or segment are offset by progrlllIl revenues. DIrect expenses arc those that arc clearly payment Is due, 'f= Identifiable with a specific function or segment. Interest on general long-term debt Is considered Property laxes, franchise taxes, licenses and Interest associated wl~ the current fiscal period are an Indirect expense IIl1d is reported separalety on the Stalement of Activities, Progm", revenlles ..... Include 1) charges 10 customers or applicants who purchase, use, or directly benefit from goods, all considered to be susceptible to accrual and so have been reCOgnized IlJl revenues of the (Jl services, or privileges provided by a given function or segment and 2) grants and contributions current fiscal period. Only lite portion of special assessments receivable due wlthi~ the ellrtent that are restricted to meeting the opemtlonal nr capital requirements of a particular function or fiscal period Is considered to be susceptible to accrual as rev~nue of the ClUTent pe'!od. A;I) segment. Taxes II1Id other hems not properly Included among program revenues are reported otlter revenue Items are considered to be measurable II1Id aval)able only when cash IS receIVed Instead as general revenues. by the government. Separate financial statements are provided for governmental funds and proprlelllty funds. Major Description of Fundsl Individual governmental funds and major individual enterprise funds lUe reported as separate coiumns In the fund financial statements. Major Oovemmental Funds: Tbe City's Agency Fund is presented in the fiduciary fund financial slatements. Since. by General Fund - The Oeneral Fund Is the government's primary operaling fund, Il accounts for definition, these assets are being held for the benefit of a third party (other local governments, all fmancla! resources ofilie general government, except those requued to be accounted for In private parties, etc,) and cannot be used to address activities or obligations of the City, this Fund another fund. Is not Incorporaled Into the govenunent-wide statements. 2002B Improvement Bonds Debt Service Fund - This Fund accounts for tile rrsources C, MeQsurement Focus, Bosfs of Accounting and Flnonelol Slotement Presentation accumulated and payments made for principal and Inteles~ on this bund Issue. The government.wide financial statemenlS are reported using the economic ICSOlUces 2004A Improvement Bonds Debt Service Fund - ~s Fund acC?unts for the resources measurement focus and the accrunl basis ofaccounting, as are !he proprietary fund and liducllllY accumulated and payments made for principal and mleresl on this bond bsue. fund financial stat.ements. Revenues are recorded when earned and expenses are recorded when a 2003 Projects Capital Project Fund - This Fund accounts for costs associated with the 2003 liability lslncuned, regardless of the timing of related cash flows. Property taxes are recognlzed as revenues In the year for whlch they are levied, Grants and similar ilems arc recognized as projects. revenue as soon as all eligibility requiremenls Imposed by the provider have been met. West. Dean's Lake Capital Projects Pund - ThIs Fund accounts for costs associated with ilie West Dean's Lake projects. CITY OF SHAKOPEE CITY OF SHAKOPEE Scott County, Minnesota Seott County, Minnesota NOTES TO THE FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS Deeember 31, 2004 December 31, 2004 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES NOTE 1- SUMMARY OF SIGNIFiCANT ACCOUNTING POLICIES C. Measurement Focus, Basis or Accouotlng ood Floonclal Slalemeot Preuotatloo C, Measurement Focus, Bosls of Aecountlng Dud Flnonclal Statement Presenlatlon (Continued) (Continued) Deserlplton of Funds: (Cootloued) Elimination oethese charges would distort the direct costs and program revenues reported for Major Proprietary Funds: the various functions concerned, Electric Fund - This Fund accounls for the operations of the City's electric utility, Amounts reported as program revenues Include 1) charges to customers or applicants for goods, servIces or privileges provided, 2) operating wants and contributions and 3) capital grants and Water Fund - This Fund accounts for the operations of the City's water utility. conlrlbutlons. including specIal assessments. Oeneral revenues Include 011 taxes. Sewer Fund - Thls Fund accounts for operations of the City's sewer ulility. The City levies lIs property tax Cor the subsequent year during the monllt of December. ~ Storm Drainage Fund - This Fund accounts for the IIcllvltles of the City's stOnD drninage December 28 Is the last day the City can certifY a tax levy to the County Auditor for collection the following year, Such taxes become a lien on January I and are recorded as receivables by the ~ opemlions, City 01 that date, The property tax is recorded as revenue when it becomes measurable and 0> available, Scott County Is the collecting agency for Ille levy and remits the collections to the City Internal Service Funds: three times B year, Taxes nol collected as of December 31 each year arc shown as delinquent laxes receivable. Equipment Fund - This Fund accounts for the City's acquisition of larger pieces of The County Auditor prepares the lax list for alltBllable property in the City, applying the equipment. Building Fund - This Fund accounts Cor the City's funds accwnulnted Cor constrUction, applicable tax rate to the tax capacity of individual properties, 10 arrive at the actual tax for each property. The COWlty Auditor also collects 0\1 special assessmenls, eKcepl Cor certain improvement or major repairs of maJor public buildings. prepayments paid directly to the City. Employee Benefits Fund - Tltis Fund accounts Cor the City's funds sccumulated for The County Auditor submits the list oflaxes and special assessments to be colle.cled on each compensated absences. parcel oCproperty to the County Treasurer in January of each year. Fiduciary Fund: Proprietary funds distinguish operating revenues and eKpenses from nonoperating items, Operating revenues and expenses generally result from providing services ami producing and Bscrow Agency Fund - This Fund accounts for the monies held for specific purposes for delivering goods in cOMection with a proprietary fund's principal ongoing operations. The Individuals. private organizations, other government unils and other funds, principal operating revenues of the enterprise funds are charges 10 customers for sales and services. Operating eKJlCnses for enterprise funds include the cost of sales and services, Private~sector standards ofaccountlng andfrnancial reporting Issued prior to December I, 1989, administrative expenses and depreciation on capital assets, All revenues nod expenses not generally are followed in both lite governmenl.wlde and proprietary fund financIal slatemenlS 10 meeting this definition are reported as nonoperating revenues and expenses. the exlenl thaI those standards do not conflict with or contradict guldance oftha Oovemrnenlal When boUI reslricted and unrestricted resources ue available for use, i~ is the govenunent's Accounting Standards Board, OovemrnenlS also hllve the option oHollowlng subsequent prlvllle-sector guidance for their business.type acUvlties and Boterprise Pundt, tubJect to this policy to use restricted resources first, then unrestricted resources as they are needed. same limitation, The government hu elected not to follow subsequent private-sector guldllllce, As a general rule, the effect of Inter fund acllvlty has been eliminated from the government-wide fmancia! stalemenlS. ExceptloDs to thls general rule are chMges between the government's sanitary sewer function and various other functions of the government. CITY OF SIlAKOPEE CITY OF SIlAKOPEE Scott County, Minnesota Scott County, Mlnnesoto NOTES TO THE FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS December 31,2004 December 31, 2004 NOTE 1- SUMMARY OF SIGNIFlCANl' ACCOUNTING POLICIES NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES D. Assets, LlobUltles and Net Assets or Equity D, Assets, Llobllllles and Net Assels or Equity (Continued) 1, Deposlls and Invesltnenls 4, RestrIcted Assets The government's casb and cash equivalents arc considered to be cash on band, demand Certain clISh and Investments In the entelprise funds lUe classified as restricted. The Electric deposits and sbort.term Inveslments with original maturilies of three months or less from the Fund bas monles restricted for customer deposits, emergency system repairs, construcUon dale of acqulsillon, projects and debt service. The Water Fund hIlS monies restricted for water production and MInnesota Statutes auchorizes che City 10 Invest In obligations ofilie U.S, Treasury, agencies trunk distribution faellity acquisition, based on trunk and connection fees collected from and Inslnunentallties, shiites of inveslment companies whose only inveslmenCs arc In the users, construction projects and debt selVice, aforementioned securities, obligations of the State ofM\nnesota or ils municipalities, 5. Capital Assets bankers' acceptances, future contracts, repurchase and reverse repUl'chllSe agreements and < commercial pllper of the hlghest quality with a maturity of no longer than 270 days and in the Capital assets, whlch include property, plant, equipment and infrastructure assets (e.g., roads. I Minnesota Municipallnvestmenl Pool. sidewalks and similar items), are reported In the applicable governmental or busineas-type ..... activities columns In the government.wide financial slatements. Capital assets are defUled by ...... Investmeots for the governmenl arc reported at fair value. The Minnesota MunicIpal the government as assets with an Inltial,lndividual cost of more than S 5,000 (amount not Investment Pool oilielllles in accordance with appropriale stale laws and regulalions. The rounded) and an estimated useful life In excess of one year. Such assets are recorded at reported value of e pool Is the same as the fait value of the pool shiites. historical cost or estimated historical COSllfpUl'chased or constructed, Donated capital assels arc recorded at eslimated fair market value at the date of donation, 2, ReceIvables and Payables The costs oroonnal maintenance and repalrs that do nol add to the value oftlle asset or Activity between funds that are r:rresentat!ve oflendlnglborrowlngll/'Tangements malerlall)' elCtend assets lives are not caplCallzed. outstanding at the end of the fisc yellt are refened to as either "due to/from other funds" Property, plant and equipment of the City is depreciated usiog the slraigbtline method over (I,e., the current portion of interfund 10llflll) or "lIdvances to/from other funds" (I,e,. dIe noncurrent portion of Interfund 100IOs). All other outstanding balances between funds are the following estimated useM lives: reported as "due to/from other funds." Any residual balances outstanding between the Assel$ Yell{s govelllmental activities and buslness.type activities are reported In the government-wide financial statements as "interfund balances." Buildings 50 All property tsxes receivable are shown at a gross amount since ilis assessable and Is Park Buildings 30 coUectible upon the sale of the property. BuIlding Improvemenl 25 3. Inventory and PrepaId Items Light Vehicles 4-10 Machinery and Equipment 4.20 Certain payments to vendors reflect cosls appUcable to future accounting periods and are Fire Trucks 20-25 recorded 8S J:repald items in boch government.wide and fUnd financial statements, Other Utility Dlsbibution System 50 assets Inclu e unamortized debt issue costs for Ihe Electric and Water Ilntelprlse Funds, Also included Is the unamortized cost of buying capacity In 8 sewer Inceptor owned by MetropollCan Councll- Environmental Services. lnventories of entelprise funds are valued at average cosl using the first in//lrsl out (FIFO) method, Inventories of governmental funds lite not recorded at year end on the balance sheets because they accumulate insignificant Inventories. CITY OF SHAKOPEE CITY OF SHAKOPEE Scott Counly, Mlnnesolo Scott County, Minnesota NOTES TO THE FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS December 31,2004 December 31, 2004 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLIcms NOTE 2 -STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY D, Assels, Llnbllltles and Net Assets or EquIty (Continued) A, Budgetary Information 6, Compcnsated Absences BudgetOJ)' Informellon Budgets arc adopted on a basis consistent with U.S, generally accepted Vacation and sick leave benefits are recorded as expenditures In the Employee Benefit accounting princIples. Annual appropriated budgets are adopted for the Oeneral Fund and dIe BDA, Transit and Telecommunications Special RevenUe Funds. The Forfeiture Fund Is not required to Internal Service BDd gove/'Dl11entnl funds when the obligations are expected to be liquidated have a budget adopted. Allacllvity In this Fund Is at lhe discretion offue Chief of Police. with expendable financial resources. City employecs earn vacation time based on years of City ser/lce, Employees who have 0 to IS years of employment may accumulate no more Budgeted nmounts presented lhe originally adopted budget and final amended budgel approved than 240 hours, Employees who have 16 or more years of service may accumulate no more by the City Council. The City does not use encumbrances, Budgeted expenditure appropriations than 360 hours ofvacation leave. Upon termination, employees will receive compensation lapse at yelU' end. for unused vacation. Employees eam sick leave at 8 rate of 3.69 hours per pay period and "F may accumulate It to a maximum of960 h011I8, The City compensates employees who leave 1. In August of each year, City staff submits to the City Council, a proposed operating municipal service at the rate of 45% of unused sick leave up to a maximum of 960 hoUIs. budget for the fiscal yelU' commencing the following January 1. The operating budgel ..... The Oeneral Fund and Employee Benefits Inlernal Service fund typically liquidates lhe 'includes proposed expenditures and lhe means of financing them for lhe upcoming year. OJ compensated absences liability. 7. Long-Term Obligations 2. ,Public hearings are conducted to obtain laxpayer comments, 3. The budget Isiegally enacted through passage of a resolution after obtaining taxpayer In the government-wide fmanciatlltatements, and proprielOJ)' fund types in the fund financial comments. statements,long-lerm debt and olher long-term obligations lU'e reported as liabilities in the 4. Budgets for the General and Special Revenue Funds are adoptcd on a basis consislent applicable gove/'Dl11ental activities, business-type acllvilles. or proprietOJ)' fund type Statement of Net Assets. Bond premiums and discounts, as well as Issuance cosls, lU'a with U.S. generolly accepted accounting principles. deferred and amortized over the life of the bonds using lhe effective Interest method. Bonds 5. Expenditures may not legally exceed bud~eted appropriations at the division lev~1. No payable are reported net oflbe applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over lhe term oflhe related debt. fund's budget can be Increased without City Council approval, The City Council may authorize transfer of budgeted amounts betweea dlvlslons wlth1n,I1l,I~ fund.. Ml1l,Iagement In the fund finBDciaJ stalements, gove/'Dl11elltal fund types tecognlze hand premiums and may amend budgets withln a division level, so long aslhe total diVISion budget IS not discounts, as well as boad Issuance cosls, during lhe current period. The face amount of debt cbanged, Issued Is reported as other financing sources. Premiums received on debt Issuances are 6. Annual approprialed budgels are adopted during the year for 1I1e (leneral and applica~le reported as olher financing sources while discounts on debt Issuances are reported as other financing uses. Issuance costs, whelher or not withheld from the actual debt proceeds Special Revenue Funds, Annual appropriated budgets are not adopted for Debt Semce received, are teported es debt service expenditures. Funds because effective budgetary conlxo! is alternatively achieved tluough bond Indenturll provisions. Budgetary control for Capital Project Funds is ~ccomplished 8. Fund Equity through the use of project conlxols and formal appropriated budgets are Dot adopted. In the fimd financial statements, gove/'Dl11earsl funds report reservallons of fund balance for 7, Budgeted amounts are as originally adopted or Il8 amended b>: ~e City Council. amounts tllat are not available for appropriation or are legally reslricted by oulslde parties for individual amendments were not material In relation to the ongma! amounts budgeted, use for a speclllc fcUlpose. OeslgnalloDs of fund balance tepresent tenlative management IlKCept ror Public Safety expenditures BDd transfers 011t. Budgeted expenditure . plans thaI are sub ect to change. appropriadons lapse at year end. I CITY OF SHAKOP!E CITY OF SHAKOPEE Scott County, Mlaauota Scott Couaty, MlnDuotll NOTES TO THE FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS . , December 31, 2004 December 31, 2004 NOTE 2 - STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY NOTE 3 - DETAILED NOTES ON ALL FUNDS B, Dendt Fuod Equity A, Deposits and Investmenb (Conllnued) Special Revenue Fund: Category I - Deposits eavared by Federal Dc;tository insurance Corporation (FDIC) and SCDP Orant S (4,971) those deposlls collateralized wi securiltes held by the City or by Its agent III CapllSl Project Funds: the City's nwe. . 2005 Projects (10,016) Category Bank Carrying Community Center Expansion (18,065) 1 -L .....L. Balance Amowll The deficit fund balance in the SCDP will be eliminated tIuough loan repayments: The deficit Bank Accounts $1,301,650 ~ $ - $ 1,301,650 S 1,039.579 fund balances in the Capital Projects Funds llIe a result of ongoing consttucllon which is == < periodically reimb\ll1led by transfers from other funds and bond proceeds. Categories 2. and 3 are not authorized by Mll/neSOla Slalllles; however, due to the effects oC I cash flows, the City's deposits may temporarily fall into these calegories. ..... NOTE 3 - DETAILED NOTES ON ALL FUNDS (0 The City also invesls idle funds as authori:r;ed by Minnesota Slalll,es, as Collows: A, Deposits DUll Investments The City bas the authority from the City Council and Utlllty Commission to malntaln deposits I. Direct obligations or obligalloas guaranteed by the United States or its agencies. with various financial institutions that llIe members of the Federal Reserve Syslem, A1! required 2. .Sbllles of investment companies registered under the Federal Investment Company Act of by Mlnnesola SInlllles, any of the City's deposits arc to be plOtecled by S 100,000 offederel 1940 and whose only investmenlS me in securities authorized by Mlnllesola Slallltes, depository Insumnce, surely bond, and pledged coUalerel, The 1l\1Ifket value of pledged collateral must equsll100/0 of the deposits oot covered by insurance or bonds. 3. Bankers' acceptances of the Unlred Stales banks eligible for purchase by the Federal Authorl:r.ed collateral Includes tile legallnvestmenls described below and certain other state and ReselVe System. localgovemment obligations. MIII/resota Statules require that securities pledged as collateral be 4, Commercial paper issued by tile Unired Stares corporations ortheir Canadian subsidiaries held in safekeeping by the City Treasurer or in a financial institution other than that fumlshing of the highest qUllUty and maturing in 270 days or less. the collateral. 5. Repurcb8l1e or reverse repurchese a81'eements with banks that ere members oflbe Federal Any of the City's deposits are to be categorized to give an indication or the level of risk assumed Reserve System with capitalizatIon exceeding $ 10,000,000, a plimary reporting dealer in at year-end, Calegory I includes deposits that llIe insured or collateralized wllh securities beld by U,8. government securllles to the Federal Reserve Bank of New York, or certain the City or its ageol in the City's narne. Category 2 includes deposils that llIe collalereU:r;ed with MInnesota securilles broker-dealers. securities held by the pledging financial institution's trust department or agent In the City's narne. The City's investmenls me categorized In the followlnglable to give an indication of the level of Categol)' 3 includes deposits which are uncollateralized or eollaterall:r.ed with securities beld by the pledging financlallnstitutloD or by Its trusl departmenl or sgent but nol in tlte City's narne, risk assumed al year-end, Calegory 1 Includes Investments thallllc Insured or registered or for which the securities IlIC !teld by the City or Its agent in the City's Dwe, . Category 2 includes uninsured and unregistered Investments for which the securities are held by the countetplllty's trust department or agent In the City's name. Calegory 3 Includes uninsured and unregistere~ investments for which the securilles are held by the counterparty or by its trust department or agent but not in the City's name, CITY OF SHAKOPEE CITY OF SHAKOPEE Scott County, Minnesota Scott County, Minnesota NOTES TO THE FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS December 31, 2004 December 31, 2004 NOTE 3 - DETAILED NOTES ON ALL FUNDS NOTE 3 - DETAILED NOTES ON ALL FUNDS A. Deposits aDd Inveshnents (Conttnuell) D, Receivables At year end, the government's IlIveslDlent balances were as follows: OovernmeDcaI funds report deferred revenue In connection with receivables for revenues tllat are Reported not considered to be available to liquidate liabUities of the current period. Governmental funds also defer revenue recognition In connection with resources that have beeD received, but not yet Category Amounll earned, At the end of the current fiscal year, the various components ofdefened revenue reported 1 -L- ....L- Fair Value In the governmental fundI were 81 follows: U. S. Ooveromenl A8ency Securities S 59,454,539 S . S . S 59,454,539 Unavailable Slate IInd Loeal Securities 4,691,666 . . 4,691,666 CommercIal Paper 13,070,365 13,070,]65 Delinquent Property Taxes Receivable (Genersl Fund) $ 170,OS! -- SpecIal Assessmenls Not Yet Due (General Pund) 24.74\ 'F TollI) $ 77.216,570 S . S . 77,216,570 Special Assessments Not Yet Due (Improvement Bonds of2002B) 2,451,843 -=-- Special Assessments Not Yet Due (Improvement Bonds of2004A) 3,504,041 N Not SUIiJectto CategorlZllllon: Delinquent Property Taxes Receivable (Other Governmental Funds) 5,693 0 1,815,240 Special Assessments Not Yet Due (Other Oovernmental Funds) 3,181.852 Minnesota Munlclpllllnvestmont Pool Money Market MutulIl Funds 3,285,148 Total Deferred/Unearned Revenue for Governmental 'Funds S 9.938,2!L Tol.l Deposits 1,039,S79 Peny Cash 2,492 Tolal Cash IlJ1d Investments S 83.419,029 Total Cash and Investments Is classllled as follows: S 66,S62,OS 1 Cull and Inveslments Cash with FlsclIl Agent 2,229,818 Itcsltleted Investments 12,832,878 Cuh end Investments. FiducIary Fund 1,194,282 Tolal Cash and Investments S 83.419.029 , CITY OF SHAKOPEE Scott County, MInnesota CITY OF SHAKOPEE NOTES TO THE FINANCIAL STATEMENTS Scott County, Minnesota December 31, 2004 NOTES TO THE FINANCIAL STATEMENTS December 31, 2004 NOTE 3 - DETAILED NOTES ON ALL FUNDS C, Copllol Assets NOTE 3 - DETAILED NOTES ON ALL FUNDS CepHal asset activity for the year ended December 31, 2004 was 8S follows: C, Capital Assets (Continued) BellMlns tnercDJesI Decret15csl EndJns BeBlnnlna lne,...w DccrelL!esf Endlnll Balance nr.I...Ifi..UonJ Re,'wJfieotlons aslan.e Salllll.e Ite.'wm.ldons Re.l..sme.UonJ Oal.".. Buslness,lYP' A.II.ltles: Oo.enunenlal Aellvlll..: Capllal iUs.I$, NOIlI<:ln, Vepre.Jal.d: Capltll A...I$, Not O.'nl D.pre.lll.d: L.nd S 6,315,108 S 1,040,173 S (%,521,234) S 4.834,047 Lond S II ,0'4,459 S "1,132 S (36,056) S II ,576,1l5 conslru.don In PlOge.. 8,56'-414 (1,743,1201 811,654 Tolal C.plllll ASIOI$, Not TolIIl Capll.1 A"el$, Not Oeln8 nepreelaled 11,054,459 551,132 (36,0561 11,516,135 a.lnll D.p...t"'ed 14,880,582 1,040,173 (10,M5,054) M55,101 < C.pJIIIIAssel$, O.lnS Depre.laled: Capital iU,.ts, Oeln8 Deprc.IOI.d: I N Buildings 16,988,901 1,125,946 . 24,114,1147 BuIldIngs and Syal." 105,542,972 22,934,203 (1,277,325) 127,199,850 ..... InrraslnJ.lUr. 104,718,098 7,053,152 111,111,850 MllChlnery ond E'lul~ment 124,612 19',311 (349,256) 570,661 Ma.hlnery .nd Equlpmml 1.430,622 $0'.145 1242,402) 7,693,366 To,a1 CapUa' Assets TolIl CopUal "a.!." DdnS D.pre.rlled 106,261,584 23.129,514 (1,626,531) 121,770.511 B,tne DeprecIated 129,131,621 14,6B4,844 (242,402) 143,580,063 leIS Accumulated DeprecIation fon Lea.! Aceumul".d DeprerlGllon ror: Bulldlnllo' Olld Sy.t.m 19,325,078 2,792,480 (1,938,729) 20,118,829 Bulldln.. 2,252,613 1.815,566 - 4,068,184 . MeeMn.ry ondllqulpmenl 308.079 43.968 (16,894) 27',153 Jnrru.strtu:lure 25,011,209 3,479.986 28,491,195 Tolal A.eumulal.d Depre.I"lon 19,633,157 1,836,448 (2,015,623) 10,453,982 Ma.hln.ry and EquIpment 3.028,495 643,457 (162,543) 3.'09,409 Totol Ac:eumuhllltd Deprec:ll!.lIon 30,298,322 ',939,009 (162,543) 36,074,788 To1D\ Coplta' Aascu. BeIng Depreciated, Net 86.634,427 20,29',066 339.042 107,316,535 Total CapItal "",.., Belns D.p.e.lated, Net 98,839,299 8,745,835 (79.8'9) 107,505,275 Du,ln....typ. A.llyllle, Copllal iUs.I., N.I S 10).515,009 S 11,333,239 S (9.876,l1m S 112,972.235 Ooy.mmenlal A.llyltl.. Capital ^..<lS, Nel S 109,893.758 S 9.303,561 S (115,915) S 119,081.410 CITY OP SIIAKOPEE CITY OF SBAKOPEE Scott County, Minnesota Scott County, Mlnnesotn NOTES TO THE FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS Deeember 31, 2004 December 31, 2004 NOTE 3-DETMLED NOTES ON ALL FUNDS NOTE 3 - DETMLED NOTES ON ALL FUNDS C. Capital Assets (Continued) D, Long-Term Debt (Continued) Deprecialion expense was charged to funcUonsfprogtllll1s ofilie government as follows: 3, Companents oeLong-Term Liabilities Governmental Activlries: General Oovernment S 162,182 ""It InICI'" OIlSln.1 FInal Prlnclp.1 Due Whhln Publio Safety 347,072 -!!!!!- 1111.. t"uo . Ml1u~lY OulstllOdia~ OneV(u OovcmmenloJ ActMdet: Public Works 3,760,521 Gen.",1 QbUplrO. nonds: Park and Recreallon 1,669.234 0.0, BuUdlns Bonds 1!l91A 06101197 4.tllH.'O>> S 3.140,000 02101111 S 2,320,000 S 2)20,000 0.0. ftnprovvnent Bonds 1995" 1110119' 4.15~UWO 3.110,000 OllllllOl 605,000 110,000 Tolal Depreciation Expense. Governmental Activities $ 5,939,009 Q,Q,lropl1lv.m.nlllonds 199M 12J01196 4.60%..4.50% .2,55S.000 02/OI/OS 615,000 115.000 O,Q,lmpJovemcnlll..<ls t!l91B 11105197 4,40%-4,15>> 1,105,000 0l/U1109 490.000 10',000 < Q,O,rmpt......nl Bondt 1995B 1210119S 4,00%4,4Wo 2.31$,000 02J01/10 1;1]0,000 21S.ooo Business-Type Actlvilles: 0.0. lmprovcmcnl Bonds 2000,\ 09119/00 4.45%-4.91% 2.560,000 OVOI/II 1.700,000 210.000 . Electric $ 1,021,048 O.O.improyement Bonds 1001/\ 02101101 3.00%-4,301', 1.115.000 02101111 I.Q40,QOO 120,000 I\) I\) Water 775,339 0.0. lmSH'ovemeclSondJ 20018 01101/02 2.0<m-4,IWo 3,1'0,000 02J01/13 3.455,000 255,000 O.O.lmprov.m.nl Bonds 200lA 01/01103 2,OOl'r3,OO% 1,21$,000 OVOl1l4 2.215,000 495,000 Sanitary Sewer 461,930 0.0. tmprbVemtll\Bonds 2004A 0$,\11/04 2.25IHID'A 4,215.000 D2IUI/J5 4,225.000 Storm Drainage 578,131 0,0, BuUdlns R.l\JndlnJ Bonds 2004B 05101104 U5I'..4.OO'!.o 2,115,000 07101117 1.11$.000 Total Depreciation Expense. Business-Type Activities $ 2.836,448 0,0. Imptovem'nl Bonds 200~C 1l101~ J,OOIH,OO'A 2,510,000 OVOI/I$ 2,510,000 0.0, Copll,llmpl1lv,"".1 Bondt 20040 11101104 2,50'1..4.10% 6,000,000 07101/11 6.000.000 - D. Long-Term Debt To..' 0'0",1 ObllSDllon J, General Obllgal\on Bonds Bonds 18,8(1).000 4.165.000 Tho City Issues Oeneral Obligation (0.0.) Bonds to provide for financing tax Increment Compen.JlIlcd AbnneeJl 1,047,516 540,000 projects and streel improvements, Debt service is covered respeotlvely by tax Increments and TOllS OovcmmcnlQl special assessments against benefited properties with any shortfalls being paid from general AcOvJtJu S 2U4UI6 S 4.105!1M.. taxes. General Obligation Bonds are direct obligations and pledge the full faith and credit ofthe On May I, 2004, the City Issued $ 2,275,000 In 0.0. Refunding Bonds wllhnn average interest rate of 3.13% to redeem the remaining $ 2,320,000 ballUlce oflhe 1997A 0.0, Building Bonds. government. These Bonds generally are Issued as serial bonds wllh equal debt service Proceeds from the Refunding Bonds were placed in escrow to redee.m the remalniog bonds at payments each year, Oeneml Obligation Bonds currently outstanding are shown on tlte Ibeir cal\ date ofFebnwy J, 2005, The refunding resulted In iln economic SAvings of$ 142,950. following page. In addidon, on October 1,2004, the Sbakopee Public Ulilitles Issued S 9,830.000 of refunding 2. Revenue Bonds bonds 10 advance refund S 8,890,000 orlbe 1990 Bonds, The refunding resulted in an economic The City hns issued Revenue Bonds Cor Blectrlc, Waler end SlonD Drainage activity. aaln oes 1,176,658, Debl service is covered tluough the revenue-producing activities ofthesl: Funds. .. CITY OF SHAKOPEE Scott Couoty, Mlnne80ta CITY OF SHAXOPEE NOTES TO THE FINANCIAL STATEMENTS Seott County, Minnesota December 31, 2004 NOTES TO THE FINANCIAL STATEMENTS December 31, 2004 NOTE 3 - DETAILED NOTES ON ALL FUNDS NOTE 3-DETAaEDNOTES ON ALL FUNDS D, Long.Term Debt (Continued) J), Long-Term Debt (Continued) 3. Components ofLoDIl.Term Liabilities (Continued) S, Governmental Activlly General Obligation Bonds , 11'1/0 Inte'es, O,l,mal Final P,lnclp.1 D..WlilIln ~ 1111.. Issue M.uu/IY O.UlDI1dl.S 0... V... Debt service to maturity for outslandlng Oeneral Obligation Bonds Is as follows: BU1ln....TyP< A.~.i~.. R.ytn.. Bondo: U~llty R....nl/O Boncls 1m 8/l4I9J S.1J%oS.60% S 4,150,000 alllll S SZ5,OOO S 110,000 Principal Interest Total U,nlly Rmn.. aonilt 1001 6/1101 4.15\'-'.11\\ , '2.000,000 ~11J0 II,S55,OOO 135,000 Utility R.l\Indlnl R.....o Donds 1(0)A 5111I)) U51H4SIl 3.111,000 111111 5,115,000 m,ooo 2005 Ullllly Rellu>dl., R....o.. Bondt 1004A 1011104 3.101\....50% 9,130,000 IOIIIIS 9,8S0,OOO 100.000 S 4,165,000 S 964,370 S 5,129,370 0.0. Utlllly R.evcftUt Bonds t99SB 11I119S 4,7SI\-5.00li 1,150,000 ~1106 UO,OOO ISS,OOO 2006 3,055,000 850,148 3,905,148 Told DUJu.e.u.TypoAClMllu 2007 3,110,000 749,088 3,859,088 < s )s., 15 000 S 745,OQO 2008 2,860,000 648,080 3,508,080 K., Long-term bonded indebtedness listed above were Issued to finance aC1uisition and 2009 2,IIS,OOO 562,757 2,677,757 construction of capital facllltles or to refinance (refund) prevIous bond nues, 2010-2014 7,600,000 1,906,555 9,506,555 (..) 2015-2019 3,035,000 901,115 3,942,715 4, Cbnngea In Long-Term Llabllllles 2020-2024 2,345,000 393,123 2,738.123 Long-term liability Information for the year ended December 31,2004, was as follows: 2025 515,000 11,964 526,964 Brslnnlns Endlns Total $ 28,800,000 S 6,993,800 $ 35,793,800 Dolan.. AddUlon. Dcducl1on1 Bllancc Ooycmmeotaf ActvJlilc.s: 6, Buslness.Type Actlvlly Revenue Bonds Donds Payable: Principal lnteresl Tolal O...,ral Obll,allon Bond. SI5.5OS,Ooo S ts,070,Ooo S 1,115,000 S 2Uoo,000 , Comp,nslled Absanm 905,106 1I45,8S2 50M02 1.047.516 2005 $ 765,000 S 1,014,478 $ 1,839,478 Tola' Oov.mm.nl.l A,U.hl.. Sl6,~IO,106 S ts,716.111 S 2,219,402 S 29.847.516 2006 785,000 1,112,629 1,897,629 BU1ln,...Ty~ A'II.IlI..: 2007 , 640,000 1,084.111 1,724,117 Ra.enlll Bomb 525,215.000 S 9,B10,OOO S 9.51MOO S 25,51 5,000 2008 670,000 1,058,680 1,728.680 Compen.."" Absancel ~7,631 - 47,631 - 2009 710,000 1,031,828 1,741,828 TOle! Busln....Typo Adl.1U.. 12'.262.612 S 9,810.000 S 9.517.631 S 25.515.000 2010-2014 3,900,000 4,724.638 8,624,638 2015-2019 4.745,000 3,786.383 8,531,383 TIle Oeneral Fund, BOA, Recreation and Bmployee Benefit Internal Service FWlds typically 2020-2024 6.090,000 2.552,553 8,642,553 liquidate tile liability related to compensated absences, 2025-2029 6,420,000 1,002,626 7,422,626 2030 790,000 40,488 830,488 Tolal J.2S,S I 5,000 $ 17,468.420 oS 42,983,420 CITY OF SHAKOPEE ClTY OF SHAKOPEE. Seott Counly, Mlnue.!ota Seott Counly, Mlooesota NOTES TO TIlE FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS December 31,2004 December 31, 2004 NOTE 3 - DETAILED NOTES ON ALL FUNDS NOTE 3 - DETAILED NOTES ON ALL FUNDS g, Conduit Debt Obligations F, Pledging Agreements (Continued) Conduil debt obligatlollll are certnin limited-obligation revenue bonds or similar debt Instruments TIle City has pledged Its 10000g authority to ~ack a serles of rev~nue bonds Issued by the Scot! Issued for the eKpress purpose of providing capital financing for a specific third pllrty. The City County Housing and Redevelopmenl Authonty for the North Ridge Court redevelopment project hll8lssued various revenue boods to provide funding to privateesectorentiliesfor projects In downtown Sbakopee. The Issue Is: deemed to be In the public interest Although these bonds bear the name of the City, Ule City has no obllgallon for such debt beyond the resources provided by related leases or loans. . Scott County Housing and Redevelopmeut Authority Housing Development Revenue Accordingly, the bonds arc not reported as liabilities In the finanelal statements ofrhe City, Bonds Series 2003. The amount Is $ 6,690,000 and payments are scheduled from As of December 31, 2004, rhe following conduit debt was outstanding: FeblU~ 1.2006 to 2034 with interest ranging from 2,00% to 5,00%. The City and BOA have entered Into a development agreement for costs related to a Seagate Original facUity moving to Sbakopee. The Sbakopee BOA Issued a Taxable Tax Increment Revenue N~te < Date of Amount Balance in the amount of $ 4,572,725 In support of development costs for the Seagate project, Seagate IS Project Issue oflssoe Retired Outstanding the holder of the note, The BOA Is liable only to the extent of the tax Increment received from I the Seagate property. The interest on the nole Is 7.5%, Payments arc scheduled semiannually I\.) .J:- St. Francis RMS 08/17104 $ 52,520,000 3: 1,000,000 $ 51.520,000 from August 1,2000 to February I, 2009, F, Pledging Agreements The City and BDA have entered Into a development agreement for cosls related 10 a Challenge Printing facility moving to Shakopee. The Sbakopee EOA Issued a Taxable Tax Increment TIle City has pledged lIs taxing authority to bllck three series of revenue bonds Issued by rhe Revenue Note In the amount aU 513,900 In support of development costs for the Challenge Printing project. Challenge Prlnllng Is the holder oflbe note, The BOA Is liable only to the Scott County Housing and Redevelopment Authority for the Blocks 3 & 4 redevelopment project extent of the tax Increment received from the Challenge Printing property, The Interest on the in downtown Sbakopee. The Issues are: note is 6.0%. Payments arc scheduled semi-annually from August 1,2006 to February 1,2015. . Scott County Housing and Redevelopment Authonly Housing Development Revenue G. Interfund AssctslLlabllltles Bonds Series 1997 A, The amount Is S 3,285,000 and pa)'lllents are scheduled from February 1,2002 to 2027 with interest ranging ftom 4.10% to 5.38%, The composition oflnterfund balances as ofDecember 31, 2004 is 85 follows: . Scoll County HousIng and Redevelopment Aurhority Taxable Tax Increment Receivable Fund PaYllblo Fund AmBant Development Revenue Bonds Series 19970. The amount Is $ 900,000 and payments are scheduled from February 1,2013 to 2020 willi mterest ranging from 7.10% to 7,4S%. O.n"all'und NanmaJor Oovernmenlal Funds S 10,172 . Scott County Housing and Redevelopment Authority Taxable Tax Increment QeneralFund Willer l'undlBlectrlc Fund 139,841 Development Revenue Bonds Seriea 1997B. The amount Is $ 1,170,000 and payment Is B1ectrlc Fund Woler Fund 249,561 scheduled for February 1,2025 with Interest at 5,38%. Illeclric Fund Oenelllll'und 23,211 Water Fund Illectrlc Fund 7,739 S 480,530 CITY OF SHAKOPEE ciTY OF SHAKOPEE Scott County, Mlnnuota Scott County, Mlnncsotil NOTESTO THE FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS December 31, 2004 December ~1, 2004 NOTE 3 - DETAILED NOTES ON ALL FUNDS NOTE 3 - DETAD..ED NOTES ON ALL FUNDS G, laterCuad AnetslLlabllltlea (Continued) H,. Transferl (Conllnued) With the exception of the amount between the General Fund and the Electric and Water Funds, 2. Goveromen(al Acllvltlel (Continued) , which represeots contributions, the due !lom/due to other funds balances represent borrowing to resolve deficit cash balances IIJ1d billing expenses. TIllllSfers between governmental activities IIJ1d business-type activities: H, Trnnsfers Transeer In: Business-Typo 1, Governmentol ActivitIes Govemmentol ACllvhl1lJ AcltvW.s 2003 Nonmsjor Slorin Trlll\Srer In: Oenenll Projects Oovemmenlal Dralnego NOl1lllllJor Fund Fund Pundt Fund < Govemmental 2003 I Fund. P.oJecl. TronSeC.OUl: '" <J1 Business-Typo Actlvltl..: S $ T.ansfer Oul: Wotor Fund S 532,725 S . . Oene.ol Pund S 1,408,I9t S - BI..tric Fund 633,613 - - - Nonmajor OovemmenlAl Funds 986,2,89 917,598 Slorm Pund 156,309 505,492 167,263 . Sewer Fund - 65,355 . 159,694 Tollll S 2,394.480 S 917.598 Rec.toIUon Fund - . 155,114 . Transfers IOlallng $ 475,000 were made from the Inlernal Service Fund to the 20040 Tolol S t.322,647 S 570.847 S i22,177 S ' 15~,694 NOO!Dajor Debt Service Fund. These transfers weill made to assist willi f\Dancing oharlou! activities In the recip.ienl funds, In addition, net eapilal assets totaling $ 39,208 were transferred from the Internal Service }, Fund EqullylNet Assets Fund to the Recreation Special Revenue Fund, causing the fund finllJ1clal statement transfers to not balance by $ 39,208. Fund equity or net Illlsela BIe the residual or "net" Illlsels of a given fund. Fund equity Is what is left over when !he tolalllabUltles of a fund 81'11 deducted from lis total assets. Governmental funds refer to a fund's net assets as "fund balance," The government-wide slatement ofnel assets and the City's proprietary fund financial slatemenls refer to Q fund's residual assets as "net assels. .. Governmenls! fund ballinclI Is divided into three major categories: reserved, designated and unrellerved. RosecvaUons of governmental fund balance are used to quantify the amount of a fund's nel assets that are notavallable to meet !he current fUlllllclal needs of the City. Delignatlons 8I'e used to Indicate a futuro uso hUB been Identified for net assets that arc both._ available for current flnnnclal needs. Finally, unreserved fund balance Iu a measure of a governmenlal fund's nel resources available for ourrent financial needs. CITY OF SHAKOPEE CITY OF SRAKOPEE Scott County, Mlnnesotn Scott County, Minnesota NOTES TO THE FINANCIAL STATEMENTS NOTES TO THE FJNANCIAL STATEMENTS December 31, 1004 December 31,1004 . NOTE3-DETMLED NOTES ON ALL FUNDS NOTE 4 - OTDER INFORMATION I. Fund EqultylNet AsselJ (Continued) B. Employee Retirement Systems and Pensloll Plolls (Continued) The government-wide statement of net assets and the propdewy fund financial statements Pension ,Plans- Primary Government (Continued) divided nels assels Into the followlng componenls: Net Assets Invested In Capital Assets, Net of Relaled Debt; Restricted Net Assets; and Unrestricted Net Assets. Restricted netassels are 1. Defined Benent Pension Plans - Statewide (Continued) required to be reported when eKtemal panles mllDdate their reslrlction. NOTE4-0TBERINFORMATION Plan Description: (Continued) A. RIsk Maoagemeot PERA provides retirement benefits as well as disability benefits to members, and benetilS to survivors upon death ofeliglble members, BeDems are established by slate statute, and vest The City is exposed to various riska of loss related to torts; theft of, dwage to, and destruction of after three years of credlled service, The defined retirement benefits are based on a member's highest average sallll)' for any five successive years of allowable service, age and years of < assets; errors and omissions and natural disasters for which tha City carries insurance policies credit at terDlination of service. I through a risk pool from the League of Minnesols Cities Insurance Trust. The City retains risk Two methods are used to compute benefits for PERF's Coordinated Plan and Basic Plan N for the deductible portions of the Insurance policies. The amount of these deductibles ranges 0) from $ 2,500 10 $ 5,000. There were no significant reductlnns In Insurance from the previous members. The Telmng member receives the higher of a step-rate benellt accrual fOrDlula year or settlements In excess of Insurance coverage for any of the past three years. (Method I) or a level accrual formula (Method 2). Under Method I, the llJ/J1u1ty accru~1 rate Through the pool the City is subject to reassessment but, due to reserves and reinsurance for a Basic Plan member is 2,2% of average sallll)' for each of the first 10 years of servrc~ and 2,7% for each remalnlng year, The annuity accrual rate for a Coordinated PI~ member IS contracts, the likelihood Is very low, The pollcy limits through the pool Included S 1,000,000 1.2% ofaverage sallll)' for each of the first 10 years and 1.7% for each remaining year. aggregate for property/liability, $ 1,000,000 for aulomobile covemge and $ 100,000 faithful Under Method 2, che annuity accrual rate is 2.7% of average sallll)' for Basic Plan members performance employee bonding. imd 1.7% for Coordinated Plan members for each year of service. For PEPFF members, t1te B, Employee Retirement Systems and Peoslon PIons annuity accrual rate Is 3.0% for each year of service. For all PEPFF members and for PERF members hired prior to July I, 1911?, whose annuity Pcnslon Plsns - Primary Government Is calculated using Method I, a MI annuity is available when age plus years of service equal90. Normal retirement age is SS for PBPFF members and 6S for BlISlc Plan!ll\d 1, Denned Benefit Pensloo Plaos - StatewIde Coordinated Plan members hired prior to July 1, 1989. Normal retirement age for unreduced Social Security benetilS capped at 66 for Coordinated Plan members hired on or PlOD Description: after July 1, 1989. A reduced retirement annuity!s also available to eligible members All full-time and certain part.time employees ofche City of Shako pee are covered by defined seeking early retirement, benefit pension pllll1s administered by the Public Empro~ees Retirement Association of 1bere arc different types 01' annultles available 10 members upoo retirement, A single-life MiMesola (PERA), PERA administers the Public Emp oyees Relirement Fund (pERF) III1d annuity Is a Iifellme annulty that ceases upon the deach of the retiree - no survivor annuity is tlle Public Employees Pollee and Fire Fund (pP.PFF) whIch are cost.sharing, mult~le. payable, There are also various types of joint IIIld survivor llll!luity optio~s av.eUable whicb employer retIrement plans, The,,, plans are estsblished and adminlalered In "ceor ance wlth will be payable over joint lives. Members may also leave their conbibultons m the fund upon Mlnnesola Smlllles, ChapletS 353 and 356, termination of public service In order to qualify for a deferred annuity at retirement age. PERF members belong to elcher the Coordinated Plan or the Basic Plan. Coordinated Plan Refunds of contributions are available at any time to members who leave public service, bul before retirement benefits begin.' members are covered by Sacln! Security and Basic PlllD members are DOl. All new members must paniclpate In the Coordinated PIS/), All police officers, firefighters and peace officers who qualify for membership by stlltule are covered by the PEPFF. ~ CITY OF SHAKOPEE Scott County, Minnesota CITY OF SHAK9PEE NOTES TO THE l!lNANCIAL STATEMENTS Scott. County, Mlnneaola December 31, 2004 NOTES TO THE FINANCIAL STATEMENTS December 31, ~004 NOTE 4 - OTHER INFORMATION B, Employee Rellrement Syslems and PensloD PIUDS (Contlaued) NOTE 4 - OTHER INFORMATION B, Employee Rellrement Syslems ond Pension Plans (Continued) Pension Plans - Primary Government (Continued) 1, Defincd Benent Penalon Plans - StatewIde (Continued) PenslonPluns - Primary Government (Continued) , Plnn Description: (Continued) 2, Shallopee Volunteer Fire Reller Assodatlon The benefit provisions stated in the previous paragT/lphs of this section arc cummt provisions Piau Desulptton: and apply to active plan partlclpan18. Vesled, terminated employees who arc entitled to The City contributes 10 the Shakopee Volunteer Fire Department Relief Association Illat beneflls bul are not receiving them yet are bound by the provIsions In effecI at the tlme they provides pensIon benefils to lis members under a defined benefit plan, Since fire department last lermlnated their public service, members are volunteers, contributions to the Association are not based on payroll, but rathor PBRA Issues a publicly available financial report that includes financial stalements and on years of sctive service. All active firefighters may apply for membership In the < Association and shall become a member immediately upon approval by the Board of I required supplementary information for PERF and PBPPF, That report may be obtained on Trustees. . ' I\) the web at www,mnpelll.org, by writing to PBRA, 60 Empire Drive, #200, St, Paul, ~ Minnesota, 55103-2088 or by caUlng (651) 296-7460 or (800) 652-9026. Tho City's contribution 10 the Association is.determlned by multiplying $ 6,600 by the number Funding Polley: of years of active service completed by members of the Assoelatlon for the plan year, proralect by months for members who did not complete a full year of active service, Required and actual Mlnllesota Slalllles Chapter 353 sets the rales for employer and employee contributions. employer contributions to the plan during 2004 were $ 229,770. Members of the Association These statutes are established and amended by the slate leglslature. The City makes annual are not allowed to make volunlary contributions to the plan. contributions to lite pension plans equal to the amount required by state slatutes, PERF Basic 3. Post Retirement Benefits PIon m~mbers and Coordinated Plan members are required to contribule 9.10% and 5.10%, City employees lIIe eligible 10 participate in COBRA provisions after severing employment or respechvely, of their annual covered salary. PEPFF members are required to contribute 6,20% of their annual covered salary, The City of Shako pee Is required to contribute the MN Chapter 488 after retirement, which allows employees to continue coverage on the City's following percentages of annual covered payroll: It.78% for Basio Plan PERF members, health Insurance plan under certain provisions, . Currently, the City has 11 former employees 5,53% for Coordinated Plan PERF members and 9,30% for PBPFF members. The City's partlclpatingunderlhe MN Chapter 488 provision and two disabled at the end of2004. The contributions to the Public Employees Rellrement Fund for 1110 years ending December 31 participants pay eorlhe premium under the above provisIons. 2004,2003 and 2002 were $ 327,380, $ 286,558 and $ 264,141, respectively. The City's' contrihulions 10 the Public Employees Police and Fire Fund for the years ending NOTE 5 - CONTINGENT LlAlllLlTIES AND COMMITMENTS December 31, 2004, 2003 and 2002 were $196,673, $170,976 and $ 155,213, respectively. Tho City has several claims and/or lawsuits against it for street/sidewalk traffic accidents. Tbe City's contributions were equol to the contractually required contributions for each year as set by stale statute. Whatever the outcome cUhe individual situation Is, It Is expected thai therll will be no material financial impact on the City. ' Tho City Is currently the defendantln Ull~llon with the Builders Association of the Twin Cities challenging building pellDlt fees the City as been charging. The suit Is In the Imtid stage, and no esllmated lIabUlty Is determinable at December 31, 2004. - There are various uncompleted construotion contracts as of year end totaling approximalely $ 485,677 for work yet to be done. Completed work.ls reflected In IlIe fmanclal slatements, work yello be done is nol. . , - . CITY OF SHAKOPEE . Scott County, Minnesota NOTES TO THE FINANCIAL STATEMENTS December 31,2004 NOTE 6 - SEGMENT INFORMATION The City maintains four EnteIprise Funds that account for the water, sewer and electric utilities and the storm water utility. The City considers each of its enterprise funds, to be a segment, Since the required segment information is already included in the City's proprietary funds' balance sheet and statement of revenues, expenses and changes in net assets balance, this information has not been repeated in the notes to the basic financial statements. NOTE 7 - SPECIAL ITEM On January 1, 2004, the City reclassified its Recreation fund from a Business Type activity to a Special Revenue fund Governmental activity. The transfer of the net capital assets related to the former recreation enterprise fund, included in the Building internal service fund, resulted in the special item, The impact of this transaction increased net assets in the Governmental activities. and decreased net assets in the Business type activities by $ 5,539,108. IV-28